When is car insurance generally paid, and when can car insurance be paid at the latest

Choose a good insurance company.

Precautions for buying car insurance:

1. Don't get out of insurance when buying car insurance

Out of insurance means that the vehicle insurance coverage time has expired and the insurance has not been renewed. If you buy car insurance after you get out of insurance, you have to have your vehicle inspected by someone from the insurance company, which is very troublesome, so don't get out of insurance.

Car insurance can generally be bought after the new car gets the certificate, and if you renew the vehicle to buy car insurance, you can buy car insurance within one month of the expiration of the car insurance in the previous year.

3. Choose the right insurance item:

Buy insurance for new cars as completely as possible, especially for novices, car damage, three, robbery, separate paint, separate glass, etc., of course, according to personal economic situation, choose how many tens of thousands of three insurance. If the vehicle is older and the driver has a higher driving age, you can buy less items, and the general commercial insurance only buys car damage insurance and 100,000 third-party liability insurance.

When will car insurance be renewed.

Generally speaking, car owners only need to renew the car before the expiration of the insurance according to their actual situation. The time for early renewal varies from region to region, ranging from 1 month to 3 months. If you choose a different insurance company to insure your car, you will also enjoy different levels of renewal reminders.

It is recommended that car owners should consider and understand in advance, the insurance can be purchased about a month before the expiration of the insurance, do not wait until the expiration of the purchase, if not timely insurance, it may cause out of insurance.

For example, if the car insurance purchased by the car owner in the previous year is from August 30, 2018 to August 30, 2019, then the car owner can renew the insurance before 24:00 on August 30, 2019 at the latest. At present, after the car owner pays successfully, the policy will take effect the next day.

Therefore, policies renewed before 24:00 on August 30, 2019 will take effect in the early morning of August 31. It should be noted that if the car owner is on the 24th of the day the insurance expires

If the insurance is not renewed before 00, it will lead to the loss of the car insurance. Then, in addition to not being able to enjoy the protection of insurance, you must also re-inspect the car when renewing the insurance. In addition, if the policy is out of policy for more than 3 months, the premium will be increased to a certain extent when the policy is renewed.

At the same time, it is important to know that the current car insurance can be renewed in advance, so when the owner has time, he can go to the local business outlet to go through the renewal procedures in advance. When renewing car insurance, you need to bring your driver's license, ID card, copy of ID card and previous year's insurance policy.

Preferential policies for car insuranceIf the car insurance is not insured in the first year, then there is generally a discount for the second year. The discount for the second year can reach 10% for the first year without insurance, 20% for those who have not been insured for two consecutive years, and 30% for those who have not been insured for three consecutive years. Usually, the maximum discount is 30%, and the discount for commercial insurance that has not been insured in the previous year is 30%; The number of cases filed is 1, and the compensation amount in one year is greater than 80% of the commercial insurance premium of the previous year, and the maximum discount is 28%; If the number of cases filed is 2 times, and the compensation is greater than 80% of the premium, the maximum discount is 20%, if the number of cases is 3 times, and the compensation is less than 80% of the premium, the discount is 30%, and then 10%, and if the compensation is greater than 80% of the premium, the discount, and then 10% and so on.

Annual car premiumIt takes about 4,000 yuan for an ordinary car to buy insurance a year. Including 950 yuan of compulsory traffic insurance, this is a must to be purchased; about 1,000 yuan of car damage insurance; The third-party liability insurance can cover 50,000, 100,000, and 200,000, and if it is calculated as 100,000, it is 600 yuan; about 300 yuan for theft insurance; The personnel insurance on the car is calculated according to 5 seats, and each seat is 10,000 yuan, which is about 100 yuan; The above items add up to 400 yuan without deductibles; There is also a spontaneous combustion insurance of 50 yuan; The glass breakage insurance is 100 yuan according to domestic glass; 300 yuan scratch insurance; And the deductible for these three is more than 50 yuan. Car insurance is required every year.

Car insurance is divided into compulsory traffic insurance and commercial car insurance. Compulsory traffic insurance is a compulsory insurance, which must be paid, otherwise the vehicle is not allowed to drive on the road. Commercial auto insurance is not mandatory, and you can decide whether to buy it according to your own situation.

However, due to the low amount of compensation for compulsory traffic insurance, in the event of a serious accident, the owner also needs to bear a large amount of financial compensation, so it is still necessary to purchase commercial auto insurance.

For example, if the car insurance purchased in the previous year is from August 30, 2018 to August 30, 2019, then the car owner can renew the insurance before 24:00 on August 30, 2019 at the latest.

At present, the policy will take effect on the next day after the car owner has successfully paid. Therefore, policies renewed before 24:00 on August 30, 2019 will take effect in the early morning of August 31, 2019.

It should be noted that if the car owner does not renew the insurance before 24:00 on the day the insurance expires, the car insurance will be out of insurance. In addition to not being able to enjoy insurance protection, the car must be re-examined when the insurance is renewed.

In addition, if the policy is out of policy for more than 3 months, the premium will be increased to a certain extent** at the time of renewal.

Finally, it is worth mentioning that car insurance can be renewed in advance, so car owners can go to their local business outlets to renew their insurance in advance when they have time.

When renewing car insurance, you need to bring your driver's license, ID card, a copy of your ID card and the previous year's policy.

It can be done on the day the vehicle insurance expires, and there will be some troubles when it expires.

The expiration date before 24 o'clock to complete the payment of underwriting, but it is recommended to be early, otherwise because of technical or other reasons out of insurance, the most afraid is out of insurance, think about 365 days a year are insured on that two days out of insurance will not be compensated what it feels like.

At the latest, it is paid when the insurance expires, and it can be paid three months in advance. You can't go on the road without insurance.

It is best to pay it on the same day as it expires.

The time for early renewal varies from region to region, ranging from three months to one month, during this time period, you can go to multiple insurance companies to find out, and see which insurance company is right for you, and don't rush to buy. Generally, car owners will have a time limit to buy car insurance, and in order to prevent car insurance gaps, many car owners will choose to buy vehicle insurance in advance.

Vehicle insurance, also known as motor vehicle insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles.

Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

The Origin of Vehicle Insurance.

Foreign car insurance originated in the mid-to-late 19th century. At that time, with the emergence and development of automobiles in some European countries, accidental injuries and property damage caused by traffic accidents increased. Despite the control measures adopted by various countries, the use of automobiles still poses a serious threat to the safety of people's lives and property.

Hence the attention of some savvy insurers about car insurance.

In November 1896, an insurance information sheet issued by the Scottish Employers' Insurance Company in the United Kingdom published the news of a major car race from London to Brighton on 14 November to celebrate the passage of the Road Motor Vehicles Act 1896. In this insurance information, the "Annual Rate of Motor Insurance Premium" is also published.

The above content refers to Encyclopedia - Vehicle Insurance.

My vehicle insurance, generally purchased in the last month, of course, two months in advance can also be purchased, because the effective time is from the day your car insurance expires, if there is time, you can buy it when it is close to expiration, there is not much time, then buy more time in advance.

Hello, after we buy a new car, before we hit the road, we should buy vehicle insurance, and then the next year, the insurance company will notify us at that time.

Vehicle insurance is generally required when buying a new car.

Ask Pacific Insurance Company.

New Year’s Day. Usually, during the off-season, some holidays, and shopping festivals, the discount on car insurance is relatively large. The off-season of car insurance is generally from July to August, and this issue of Haoxian insurance company will launch a series of preferential activities to promote sales, and at the same time, the insurance company.

Five. I.X.

1. Some preferential car insurance policies will be launched on holidays such as Double 11. In addition, the purchase of insurance through the Internet or ** sales will also launch preferential activities from time to time.

Hello, I am glad to answer for you, the compulsory vehicle insurance can be deferred for up to 3 months. Payment can be deferred, as long as the original car insurance company can still accept the renewal within 3 months. However, according to the regulations, vehicles that have not been insured with compulsory traffic insurance are not allowed to go on the Tuansui Road.

If the compulsory traffic insurance has expired, it is okay to renew it later, but you can't go on the road. In the event of a traffic accident on the road without purchasing car insurance, the compensation fee or ruler shall be borne by the owner of the chain.