How much is car damage insurance in general, and how much is the premium of car damage insurance

As of February 2, 2020, it is about 4,000 yuan.

Auto full insurance includes: compulsory traffic insurance + car damage insurance + third-party liability insurance + deductible + car personnel insurance, etc., and if conditions can be added, theft insurance, glass insurance, body scratch insurance, spontaneous combustion insurance, etc. If the car owner has glass insurance, it is covered by insurance and can claim from the insurance company.

First of all, the car damage insurance is calculated according to their own car, directly extracted in the system, and then calculated how much to pay, secondly, the car damage insurance is to compensate for their own car, if you feel that your car is not worth it, you will not invest, and finally, car damage insurance is a way to transfer risk, and the three must be bought.

If you have any further questions, please consult a professional.

With the advent of auto insurance reform, all kinds of auto insurance rates have also changed accordingly, and the rate standards for motor vehicle loss insurance in 2016 are as follows: for cars with less than 6 seats, the basic premium of 0-1 year car damage insurance is 630, and the rate is 630; The basic premium of 1-4 years car damage insurance is 594, and the rate is . 6-10 seater car, 0-1 year car damage insurance basic premium 756, rate; 1-4 years car damage insurance base premium 713, rate.

Legal basis: Article 7 of the Motor Vehicle Insurance Clause.

The insured shall inspect the damaged vehicle with the Company before repairing it, and clarify the repair items, repair methods and repair costs, otherwise, the Company has the right to re-examine the repair costs.

Article 8 of the Motor Vehicle Insurance Clause.

During the validity period of the insurance contract, the company shall compensate for the losses or expenses suffered by the insured vehicle due to the insured accident in accordance with the following provisions: 1. All losses: compensation shall be made according to the insured amount, but if the insured amount is higher than the replacement value, it shall not exceed the replacement value at the time of the accident.

2. Partial loss: If the insured amount is determined according to the replacement value of the vehicle at the time of insurance, it will be compensated according to the actual repair cost. If the insured amount is less than the replacement value at the time of insurance, the repair cost will be compensated according to the proportion of the insured amount to the replacement value at the time of the accident.

Compensation for the loss of the vehicles listed above is limited to the insured amount. If the insured vehicle is compensated for the full loss or partial loss is equal to the full amount of the insured amount, the insurance liability of the vehicle damage insurance shall cease.

If the insured amount is determined according to the purchase price of the new car, it is fully insured, that is, when the vehicle is in danger, the insured can obtain economic compensation equal to the actual loss of the vehicle.

Car damage insurance cost = basic premium + new car purchase price * rate (the base rate is Yingxun.) For example, if the value of a new car is 100,000 yuan, then the car damage insurance is 1,547 yuan.

Car Damage Insurance Coverage:

1. No compensation for mental losses.

Most insurance policies will have similar provisions, and insurance companies lack a standard for assessing the damages for mental injuries. Any moral compensation arising out of the insured event shall be deemed to be exempt from liability.

2. No compensation for drunk driving, unlicensed driving, and unannual inspection.

In the above situation, the driver is not qualified to drive on the road, which is a serious violation of traffic laws. In addition, if the driver does not match the type of driver who is allowed to drive, or if he goes on the highway during the internship period, the insurance company will also refuse to pay.

3. No compensation will be paid for damage caused by starting the engine after water ingress.

In the aftermath of Typhoon Maisha in 2005, this caused a lot of controversy. The insurance company believes that if the driver forcibly ignites the damage caused by the driver after the vehicle is driven to the depths of the water and the engine is turned off, it is caused by improper operation and is not within the scope of compensation. <>

Summary. Hello, dear, I'm honored to answer for you! How much is car damage insurance: about 1000 car damage insurance, ** is not uniform.

Different insurance companies have different preferential policies and rates for car insurance, so the premium of car damage insurance will fluctuate within a certain range. Take an ordinary family car with less than 6 seats of about 100,000 yuan as an example. The premium is generally around 1,000 yuan.

In addition, it should be reminded that car damage insurance is not a full compensation, and there will be a certain deductible, usually 15% of the liability deductible, just like the three insurances will also have a 5%-20% deductible. To put it simply, if you want to be financially compensated by car damage insurance after an accident, you will only be able to get 85% of the damage, and the owner will have to pay 15% of the cost himself. If you want to be fully compensated, you will need to purchase an additional insurance policy without a deductible.

More than 60,000 cars, how much is the car damage insurance.

Hello, dear, I'm honored to answer for you! How much is car damage insurance: about 1000 car damage insurance, ** is not uniform. Different insurance companies have different preferential policies and rates for car insurance, so the premium of car damage insurance will fluctuate within a certain range.

An ordinary family car with less than 6 seats of about 100,000 yuan is an example. The premium is generally around 1,000 yuan. In addition, it should be reminded that car damage insurance is not a full compensation, and there will be a certain deductible, usually 15% of the liability or appointment deductible, just like the three insurances will also have a 5%-20% deductible.

To put it simply, if you want to be financially compensated by car damage insurance after an accident, you will only be able to get 85% of the damage, and the owner will have to pay 15% of the cost himself. If you want to get full compensation, you need to buy an additional insurance that does not have a deductible.

The 6W car is about 1190.

It takes about 5,000 yuan to buy a car of about 60,000 yuan, get a license, and pay insurance. First, the license fee is about 373 yuan: 1, the pallet fee is 130 yuan.

2. Industrial and commercial verification of trillion branches, 150 yuan out of the warehouse. 3. Extension fee (40 yuan) + mobile license (30 yuan) + driving license photo (20 yuan) + environmental protection card (3 yuan) = 93 yuan. Second, the insurance premium is about 4,700 yuan:

1. Compulsory traffic insurance is 950 yuan (less than 6 seats). 2. Commercial insurance is about 3700. Commercial insurance includes:

Third party liability insurance (877 yuan). Vehicle loss silver liquid insurance (1191 yuan), basic premium + naked car**. Excluding deductible special insurance (413 yuan), (vehicle loss insurance + third-party liability front guess insurance) 20%.

Liability insurance for people on the bus (200 yuan for 4 people), the premium per person is 50 yuan, which can be filled in according to the actual number of seats in the vehicle. No fault liability insurance (175 yuan), third party liability insurance 20%. Spontaneous combustion loss insurance (90 yuan), new car purchase price.

Glass breakage insurance (90 yuan), the purchase price of imported new cars, and the purchase price of domestic new cars.