The private car was blistered in the parking lot and the car was not started, is there any hidden da

Hello, there will be a big hidden danger. 1: Cut off the power of the vehicle and unplug the battery in time.

After the rain recedes, cut off the power of the vehicle and unplug the vehicle's battery as soon as possible. The reason why the first step is to cut off the power supply of the vehicle is for a reason, the current vehicle has been highly integrated electronically, and basically all the places that can be seen are controlled by computers. If the power supply to the vehicle is not cut off in the first place, there is a high risk that the components will be short-circuited due to water in the vehicle.

2: Be careful not to start the machine.

No compensation will be made for water ingress into the engine due to wading.

Many people think that they have not purchased wading insurance, and if the car is blistered, it is useless to call insurance, which is wrong. The reason why someone's car is blistered and the insurance does not pay for it is because the owner tries to start the engine after the vehicle is blistered, causing the engine to get into the water. According to the terms of the insurance, the insurance company is not responsible for damage to the engine caused by water ingress into the engine.

In addition to the engine, other parts of the car damage, such as the interior, computer boards, etc., will be determined according to the specific situation. The staff reminds that in general, if the vehicle stalls in the water, there is a 50% chance of causing engine damage;But if it starts again after stalling, then the engine will definitely be "reimbursed". Be careful not to start again after the car is turned off.

3: While waiting for the trailer to arrive.

You can check the degree of water immersion in the car body by yourself.

When waiting for the trailer, the owner can check the body soaked in water, in order to be able to get a reasonable claim in the future to do some pre-work, generally speaking, the vehicle soaked water is three situations, the first is that only the chassis part of the vehicle is blistered, this situation is not much damage to the car, the owner can be more assured. However, the second and third cases do belong to the soaking car, and this degree of soaking can already affect the safety performance of the car, so it is necessary to do a more detailed and comprehensive inspection of the car. This is mainly because rainwater is more corrosive, which will affect the function of electrical appliances in the car, which will directly affect the future use of the car.

In particular, the electronic control system installed in the car will cause a short circuit on the circuit board and rust spots on the plug end when exposed to water, which will slowly cause rust on the metal part, causing poor contact or short circuit of the equipment. In severe cases, it may cause the vehicle to suddenly stop or spontaneously combust while driving. At the same time, attention should be paid to cleaning the engine compartment during maintenance, if the engine is damaged, it needs to be repaired, and the whole car should be disinfected, which is mainly to prevent mold spots and odors in the future.

4: Later repairs.

Of course, the later repairs here are not for you to repair them yourself, and the parts of the wading vehicles that need to be repaired under the popularization of knowledge to prevent being pitted. 1.Washing and drying.

Thorough washing and drying of the entire passenger compartment and trunk. This work should be done in a timely manner, otherwise there will be quite a lot of odor in the car afterwards, especially in places with a lot of padding, such as seats, soundproof cotton, and other small gaps. Then there is the cleaning of the air conditioning system and ventilation pipes, otherwise there will be a peculiar smell, thank you!

This practice is the most correct and avoids losses to the greatest extent. If the blister car is started, the insurance company will not pay the claim.

Hello. There are hidden dangers. It is mainly reflected in the following aspects:

Due to wading, the wiring harness in the body and cabin will be corroded by water, if not treated in time, it will cause poor line contact, short circuit and other faults, it is recommended that the relevant wiring harness plug-in be cleaned and dried.

Engine: Water may enter the inside of the engine and need to be drained before starting; If water enters the air filter, it is recommended to replace it; If water gets into the lubrication system, the lubrication system needs to be cleaned and the oil filter ...... replaced

Transmission: There are air vents in the gearbox, if water gets inside the gearbox, it should be cleaned and replaced in time to prevent further damage, especially for automatic transmissions.

The impact of the pit must be there, and the hair things must be overhauled.

If the insurance is activated, it will not be paid.

Legal analysis: If the car owner feels that the property and the developer have not done their due diligence and caused the parking lot to be flooded, they can sue the court, and if it is determined that the developer or the property is responsible, then the car owner also needs to be compensated. The insurance company shall be responsible for compensating for the loss of the insured motor vehicle caused by natural disasters as agreed.

If your car is damaged due to water in an underground parking lot, it is eligible for car damage insurance. If the parking fee is paid to the property management company, the legal relationship formed with the property management company is paid for safekeeping, and if the property management company neglects to take precautions and fails to perform the necessary care or management obligations, resulting in damage to the vehicle, the property management company shall be liable for damages to the vehicle owner. At the same time, the water ingress of the underground garage may also be related to the developer's design or construction not meeting the requirements.

If the underground garage is damaged because the drainage system cannot meet the needs of drainage at the beginning of the design, then for the owner of the car who has purchased the underground parking space, the developer can be required to bear certain liability for compensation according to the relevant laws.

Legal basis: Civil Code of the People's Republic of China

Article 180:Where civil obligations cannot be performed due to force majeure, civil liability is not borne. Where the law provides otherwise, follow those provisions. Force majeure is an objective circumstance that cannot be foreseen, avoided and overcome.

Article 942: Property service providers shall, in accordance with the agreement and the nature of the use of the property, properly repair, maintain, clean, afforest, and manage the common parts of the property management service area, maintain the basic order in the property management service area, and take reasonable measures to protect the personal and property safety of the property owners. For violations of laws and regulations related to public security, environmental protection, fire protection and other laws and regulations in the property management service area, the property service provider shall promptly take reasonable measures to stop it, report to the relevant administrative department and assist in handling it.

Legal analysis: 1. The insurance company shall be responsible for compensation for the loss of the insured motor vehicle caused by the self-shed disaster. Damage to a car caused by water in an underground garage is eligible for car damage insurance.

2. The parking fee has been paid to the property company, and the property company has formed a legal relationship of paid custody, at this time the property company has the obligation to forecast the weather changes, and take the necessary and reasonable risk removal, rescue and timely remedial measures. If the property management company neglects to take precautions, fails to exercise the necessary care or manages the righteous affairs of the bureau, resulting in damage to the vehicle, the property management company shall be liable for damages to the vehicle owner. 3. The water ingress of the underground garage may also be related to the developer's design or construction not meeting the requirements.

One of the most important facilities of the underground garage is to have a drainage system that is sufficient to drain the water caused by the generally foreseeable heavy rain. If the underground garage is damaged because the drainage system cannot meet the drainage needs at the beginning of the design, then for the owner of the car who has purchased the underground garage, the developer can be required to bear certain liability for compensation according to the relevant laws.

Legal basis: Article 287 of the Civil Code of the People's Republic of China provides that the owner has the right to request the construction unit, property service enterprise or other managers and other owners to bear civil liability for the infringement of their legitimate rights and interests.

Generally speaking, the newer car can be repaired within one day of soaking, but it is very troublesome and more expensive, because not only must all the water be drained, but all pipelines must be washed with oil to ensure that there is no water in the pipeline and the engine can only be used after being fully lubricated by the oil, but even so the engine performance will be reduced to a large extent; For cars with a long age, some pipelines such as oil pipes and insulating rubber sheets may be soaked and cracked after being soaked, and must be replaced, and the engine performance will be greatly reduced, and there will be shaking, slow throttle response and other phenomena. There are many electronic equipment replacements, and the central control LCD screen must be scrapped, and the speaker is also reimbursed.

It is understood that the car immersed in water can be divided into two kinds, one is the engine immersion, the other is the vehicle immersion, the former needs to repair the engine, the latter in addition to the maintenance of the engine, also need to replace the vehicle computer board and wiring, maintenance time at least 5 days or more. Vehicles that have been soaked in water almost always need to have their engines overhauled (to prevent the engine from rusting), and if electrical components such as the trip computer are damaged, the repair cost will increase exponentially.

Cars are blistered, and the engine and electrical system are the most vulnerable. There are more than a dozen circuits in the car, which are usually under the carpet in the car. If you soak in water for too long, not only the circuit is easy to be damaged, but also the replacement will cost thousands of yuan.

After the vehicle is flooded, it is necessary to turn off the ignition, and remember that it must not be started again, otherwise the water will cause the crank bar to break, which is very easy to damage the engine, and the insurance company will generally not pay the claim. Remind the car owner: "After the car is flooded, even if the water is automatically discharged, you should go to the repair shop to check the various electrical components in the car."

A large amount of acid and alkali substances in heavy rain will also be damaged.

If water enters the combustion chamber, it needs to be repaired, otherwise it will not be affected.

The engine should be checked in time and the negative wire of the battery should be removed as soon as possible to avoid short circuits in various electrical appliances on the car caused by water ingress. Under normal circumstances, after the car is soaked in water, it is necessary to go to the auto repair shop for repair or claim. Whether the car is scrapped after soaking in water mainly depends on the condition of soaking in water.

If you have purchased relevant insurance, you can find a prescribing insurance company for relevant compensation.

In fact, the repaired soaking car is like a time bomb, and problems may occur at any time, such as the engine suddenly stalls at high speeds, and the airbag cannot be ejected or even popped out for no reason at a critical moment. Although this kind of car is cheap, there are serious safety hazards in daily driving, and consumers should not buy a soaking car for the sake of cheapness. There are two types of insurance related to vehicle wading, one is the most common car damage insurance, and the other is called Cha Hunger Engine Special Loss Insurance, commonly known as wading insurance.

Among them, the scope of application of wading insurance is relatively small. Generally under normal driving conditions, various expenses incurred due to water ingress into the engine, provided that no attempt is made to start the vehicle again after the engine is flooded, but relatively few people take out this insurance. There are two main scenarios for engine damage due to flooding

The vehicle is immersed in water for a long time and the second ignition in the water. After the car owner buys car damage insurance, he can get insurance compensation in case of flooding, but the main compensation is for the loss caused by flooding of seats, interiors, wiring, etc. , and engine damage caused by wading or starting in water is not covered by insurance.

Only car owners who have purchased wading insurance at the same time will be able to receive compensation including engine damage. However, due to lack of experience, many car owners lose their engines due to stalling or secondary ignition in the water, and are denied compensation by insurance companies.

Millions of car purchase subsidies.

The underground garage of the car was blistered, and according to the degree of water immersion of the vehicle, if only the floor was covered by water, and the seats and instrument panel were not flooded, then the repair problem was not very big. As long as the water in the car is cleaned up in time, there is basically no major problem in cleaning and drying the carpet in the car.

If the whole car is flooded, generally to the dashboard, then it is recommended to change the car. The instrument panel is the control center of the whole and tall vehicle, all kinds of electronic components are relatively expensive, soaked in water can only be replaced, and the electronic components that are soaked in water are not repaired by ordinary people, even if they are repaired, there are many problems.

In order to prevent the loss caused by blisters in the underground garage of the car park, it is recommended that the car owner choose to purchase a car damage insurance as much as possible before the rainy season arrives to avoid the risk of driving in the rain. As an additional type of vehicle damage insurance, although the terms of wading insurance vary slightly from company to company, in general, wading insurance is provided for the engine of the vehicle.

The insured vehicle can be compensated through wading insurance if the engine is damaged after wading on a waterlogged road or being flooded. However, in the flooding of the underground parking lot that occurred in our city not long ago, most of the damaged vehicles were in a stationary state, and the engines were basically not damaged. Damage to the vehicle's electrical circuitry and interior trim due to flooding is not covered by the wading insurance.

Photo by Tang Yanyan) @2019

The repair and cleaning of the car is carried out in stages. The first task is to observe the degree of blisters in the vehicle. In the case of low water, that is, if less than two-thirds of the car's tires do not reach the exhaust port, you can drive directly to evacuate.

If the water depth exceeds the exhaust port and enters the vehicle, the engine cannot be started and must be called ** immediately for rescue. If the vehicle is parked in an underground warehouse and is flooded, it is also necessary to observe the degree of immersion of the vehicle. If the water is not deep, i.e. less than two-thirds of the car's tires do not reach the exhaust port, it indicates that there is no safety threat to the vehicle and you can take refuge along a safe route.

However, if the water depth exceeds the exhaust port and enters the vehicle, do not start the engine as this will cause damage to the engine and the insurance company will not compensate you. At this time, you need to immediately call ** to request rescue, and call ** to the insurance company to carry out insurance. Even if you do not have wet insurance in the underground car park, you may be compensated for the loss of the engine, however, the damage to the engine will only be compensated if you have purchased water damage insurance.

In addition to this, while waiting for rescue, the wet vehicle can be repaired and cleaned. It needs to be carried out in stages, starting with the inspection and repair of the circuit system, followed by drying and cleaning, and finally the inspection and repair of the engine, transmission and other components. For damaged parts, they need to be replaced in time to ensure the safety and normal use of the vehicle.

If there are more parts that need to be replaced, the insurance company may provide technical support. Also, remember to keep a record of the repair and clean-up process in case you need it in the future.