How much is the monthly payment of 900,000 mortgage for 30 years

Your loan is 900,000 yuan, the mortgage is 30 years, then your monthly payment is about 5,800 yuan, which is the interest rate around the determination of the monthly payment, the specific words are subject to the loan contract.

The interest rate of commercial loans, the monthly payment is 3675 yuan.

Provident fund interest rate, monthly instalment.

It also depends on whether you are a portfolio loan or a pure commercial loan, and the interest rate of a pure commercial loan is yuan).

Portfolio loan repayment per month).

In this case, when you buy a house, ask the person who sold the house to tell you that they have that software.

If you are planning to take out a loan through China Merchants Bank: The specific monthly payment also depends on your loan execution interest rate, term and repayment method, which can be calculated through the official website of China Merchants Bank or mobile banking, and the trial calculation results are for reference only.

Mobile Banking: Log in to Mobile Banking, click My - All - Assistant - Financial Calculator - Loan Calculator Mortgage Loan Calculator (Tips: You can choose different repayment methods to calculate the loan principal and interest);

China Merchants Bank homepage: After logging in to the homepage of OneNet, select [Financial Instruments - Personal Loan Calculator] in the middle of the page to try to calculate the monthly loan payment.

Hello: 1. If you choose the repayment method of equal principal and interest of a commercial loan, the interest rate is about 900,000 yuan for a 30-year monthly payment.

2. If you choose to repay the same principal amount of the commercial loan, the interest rate is that the monthly payment decreases month by month, 6175 yuan and yuan yuan.

3. If they choose to repay the principal and interest of the provident fund loan in equal amounts, the interest rate is RMB, and the monthly payment is RMB.

4. If he chooses to repay the principal of the provident fund loan in equal amounts, the interest rate is that the monthly payment decreases month by month, yuan and yuan.

Extended information: 1. What is the process of buying a house with a loan?

1. Understand the credit situation.

First of all, if you want to take out a loan to buy a house, the buyer must first check whether his personal credit meets the loan conditions, and the free house is also optimistic.

2. Understand the bank.

Before applying for a loan, buyers can first go to the bank to consult, ask about the conditions, interest rate, approval time, loan disbursement time, etc., and then compare and choose a cost-effective bank.

3. Prepare the information required for the loan.

These include ID cards, household registration books, marriage certificates, work certificates, income certificates, file check certificates, and so on.

4. Sign the loan contract.

If the loan conditions are met, the buyer will go to the sales office of the house he is optimistic about to sign the sales contract, pay the down payment, and prepare the materials required for the loan to apply for the loan. The next step is to sign a loan contract with the bank, pay various fees, and apply for mortgage and insurance. This step is time-consuming, and the bank has to review it, and how long it takes is different for each place and bank.

After that, the buyer needs to wait for the notice to go to the bank for an interview, and wait for the bank to verify the materials, and after the bank verifies, the buyer will be notified to take the materials and go to the housing authority to make a mortgage.

5. Wait for the bank to release the loan.

Some banks require customers to go to the bank again to apply for a loan. After the loan is disbursed, remember to ask the bank for a loan contract and IOU that belongs to you. There are also two copies of the real estate certificate, remember to ask the bank to stamp the official seal, because some authorities need to do things.

If you take out a loan through China Merchants Bank, the specific monthly payment also depends on your loan execution interest rate, repayment method, etc., which can be calculated through the official website of China Merchants Bank or mobile banking, and the trial calculation results are for reference only.

Mobile Banking: Log in to Mobile Banking, click My - All - Assistant - Financial Calculator - Loan Calculator;

China Merchants Bank Homepage: Home MiddleFinancial Instruments - Personal Loan Calculator.

Enter information such as the loan amount, annual interest rate, loan term, and repayment method selected, and try to calculate the monthly loan payment amount and interest.

According to the central bank's benchmark interest rate, the annual interest rate for commercial loans over five years is; The annual interest rate of a provident fund loan of more than five years is, and the calculation of the 30-year monthly payment of a housing loan of 900,000 yuan is as follows:

1. Commercial loans.

1. The monthly payment of 900,000 yuan housing loan for 30 years is RMB for equal principal and interest repayment method.

2. The monthly payment of the first month of the 900,000 housing loan for 30 years is RMB for the equal principal repayment method, and then decreases month by month.

2. Provident Fund Loans.

1. The monthly payment of 900,000 yuan housing loan for 30 years is RMB for equal principal and interest repayment method.

2. The monthly payment of the first month of the 900,000 housing loan for 30 years is RMB for the equal principal repayment method, and then decreases month by month.

There are two repayment methods for housing loans: the first equal principal and interest repayment method and the equal principal repayment method, and the monthly payment after the loan is different if the repayment method is different, and the monthly coupon repayment method of the two loan methods is as follows:

1. Equal principal and interest repayment method monthly repayment = loan principal monthly interest rate (1 + monthly interest rate) number of repayment months 1 + monthly interest rate) number of repayment months -1, equal principal and interest repayment means that the monthly repayment of principal and interest is the same, and the monthly payment of the bank is the same every month, that is, the bank's principal and interest are evenly distributed to the repayment date of each month.

2. Equal principal repayment method monthly repayment amount = (loan principal repayment months) + (loan principal - cumulative amount of repaid principal) monthly interest rate, equal principal repayment means that the principal of the monthly repayment is the same, and the interest is reduced in installments.

Summary. After calculating, according to the latest loan interest rate, the monthly payment of the loan of 900,000 20 yuan is 7,425 yuan.

How much is the monthly payment for a loan of 900,000 20 years.

After calculating, according to the latest loan interest rate, the monthly payment of the loan of 900,000 20 yuan is 7,425 yuan.

How much is the total interest of 900,000 mortgages.

20 years. The total interest of 900,000 housing loans, 882,000 yuan.

Summary. Hello! Glad to answer for you, here's what you get:

According to the loan calculation formula, assuming that the interest rate is, the loan is 900,000 yuan, and the repayment period is 30 years, then the monthly repayment amount is: monthly repayment amount = loan principal [monthly interest rate (1 + monthly interest rate) number of repayment months] [1 + monthly interest rate) number of repayment months - 1] wherein, monthly interest rate = annual interest rate 12 = number of repayment months = repayment period 12 = 30 12 = 360 Bring in the formula to calculate: monthly repayment = 900,000 [yuan month Therefore, the loan is 900,000, 30 years, interest rate, and the monthly repayment is about 4189 yuan!

Hello! I am glad to answer for you, and what I give you is: according to the loan calculation formula, assuming that the interest rate is 900,000 yuan, and the repayment period is 30 years, the monthly repayment amount is:

Monthly repayment amount = loan principal [monthly interest rate (1 + monthly interest margin) number of repayment months] [1 + monthly interest rate) number of repayment months - 1] wherein, monthly interest rate = annual interest rate 12 = number of repayment months = repayment period 12 = 30 12 = 360 Bring in the formula to calculate: monthly repayment = 900,000 [yuan month, which loan is 900,000, 30 years, interest rate, monthly repayment of about 4189 yuan!

Can you add, I don't quite understand it.

Based on the information entered, the loan repayment for each month can be calculated2Using a loan calculator or formula to split the calendar, you can get that the monthly repayment amount is about 4966 yuan3The loan has a 30-year term, which means that it will take 30 years to repay the loan in full4

The interest rate is, and the monthly repayment amount includes the principal and interest5In addition, the repayment amount will also vary according to different repayment methods, including equal principal and interest and equal principal amount6Under the equal principal and interest method, the monthly repayment amount is the same, but the proportion of principal in the monthly repayment gradually increases, and the proportion of interest gradually decreases7

Under the equal principal method, the principal repayment amount is the same every month, but the proportion of interest gradually decreases, and the total repayment amount gradually decreases by 8When considering a loan plan, you need to consider your own financial situation, future repayment burden, Lu Meng's loan interest and other factors!

The annual interest rate of the loan is different for each bank, and the provident fund loan.

It varies from region to region. Central banks in 2021.

Examples of published interest rates for loans over 5 years and CPF loans.

The loan for buying a house is 900,000 yuan, and the loan is for 30 years, with equal principal and interest.

It is a monthly payment. with an equal amount of principal.

The monthly payment is decreasing month by month, and the first month is 6175 yuan.

Housing provident fund loan, 2021 with loan interest rate as an example.

The monthly payment of equal principal and interest is RMB. With an equal amount of principal is the monthly payment is decreasing month by month, and the first month is yuan.

Further information: 1. Provident fund loans refer to the loans enjoyed by employees who have paid into the housing provident fund. The state stipulates that all employees who have paid into the provident fund can apply for a provident fund loan in accordance with the relevant provisions of the provident fund loan.

Employees who have paid into the housing provident fund for a certain period of time (the term varies from city to city, such as more than 12 months in Changsha) can apply for a provident fund loan when the funds are insufficient for the purchase and construction of housing, renovation and overhaul of their own housing.

2. Loan introduction.

Provident fund loan refers to personal housing provident fund.

It is a housing provident fund management center in various places, using the housing provident fund paid by employees who apply for provident fund loans, entrusting commercial banks to purchase, build, renovate and overhaul self-occupied housing provident fund depositors and retired employees who pay housing provident fund during their employment. Employees who have paid into the housing provident fund for a certain period of time (the term varies from city to city, such as more than 12 months in Changsha) can apply for a provident fund loan when the funds are insufficient for the purchase and construction of housing, renovation and overhaul of their own housing.

The condition of the loan is that the incumbent employees of the unit sign a labor contract.

More than 3 years or 1 year labor contract signed for 3 consecutive years) Normally and continuously pay the housing provident fund on a monthly basis for a certain period of time or more, and have not exceeded the statutory retirement age.

The borrower has a stable economic income and the ability to repay the principal and interest; The borrower agrees to apply for housing mortgage registration and insurance; Provide the guarantee method agreed by the local housing fund management center and its subordinate sub-centers; At the same time, submit the relevant documents required by the bank, such as the purchase contract or the house pre-sale contract, the house ownership certificate, the land use certificate, the certificate of provident fund contribution, etc.

2 million down payment of 900,000, loan of 1.1 million, loan for 30 years, loan interest rate equal to principal and interest (that is, monthly repayment is the same):

The equal principal (at the beginning, it will be more and less, and all will be about 200,000 less than the equal principal and interest) Brother Liangque.

If you take out a loan through China Merchants Bank, the specific monthly payment also depends on your loan execution interest rate, repayment method, etc., which can be calculated through the official website of China Merchants Bank or mobile banking.

Mobile Banking: Log in to Mobile Banking, click My - All - Assistant - Financial Calculator - Loan Calculator;

China Merchants Bank Homepage: Home Financial Instruments - Personal Loan Calculator in the middle of the homepage.

Enter the loan amount, loan annual interest rate, loan term, select repayment method, etc., and try to calculate the monthly loan payment and interest.

Related to the implementation interest rate and repayment method, the monthly interest rate is 900,000 yuan for 20 years (240 months) according to the current general annual interest rate of more than five years (the same monthly repayment amount).

Monthly repayment = 900,000 * (1 + laugh ((1 + total interest =.)

Note: 240 is to the power of 240.

If you are borrowing through China Merchants Bank, the specific monthly payment also depends on your loan execution interest rate, repayment method, etc., you can use the official website of China Merchants Bank or mobile banking to make a trial calculation of the monthly loan payment, and the trial calculation results are for reference only.

Mobile Banking: Log in to Mobile Banking, click My - All - Assistant - Financial Calculator - Loan Calculator;

China Merchants Bank Homepage: Home MiddleFinancial Instruments - Personal Loan Calculator.

Enter the loan amount, loan annual interest rate, loan term, select repayment method and other information, Gao Wei tries to calculate the monthly loan payment amount and interest, etc.

Summary. Once you've determined your mortgage interest rate, it's time to start calculating your total loan amount and monthly payments. Taking a 900,000 yuan mortgage as an example, assuming that the loan term is 20 years and the loan interest rate is 5%, the monthly repayment amount is 5,812 yuan.

After determining the mortgage interest rate, you can start calculating the total loan amount and the monthly repayment amount. Taking a mortgage of 900,000 yuan as an example, assuming that the loan term is 20 years and the loan interest rate is 5%, the monthly repayment amount is 5,812 yuan.

I'm sorry I don't understand, but can you elaborate on that?

The total amount of the loan can be calculated based on the repayment amount, repayment period, and interest rate. For the 900,000 yuan mortgage in this example, the calculation formula is as follows: the total loan amount is calculated as 10,000 yuan. This means that within the 20-year repayment period, you will need to repay the loan by 10,000 yuan.