How much is the down payment and monthly payment of 200,000 yuan for the car

Updated on Car 2024-04-15
13 answers
  1. Anonymous users2024-02-07

    The down payment of about 200,000 yuan for a car is about 40,000 yuan to 60,000 yuan, and the monthly payment is paid for one year.

    It is about more than 10,000 yuan, the monthly payment is about 6,000 if you take out a loan for two years, and the monthly payment is about 4,000 if you take a loan for three years.

    In the case of a loan to buy a car, the down payment that the owner needs to pay is between 20% and 30% of the total price of the vehicle, and the down payment for a car of about 200,000 yuan is about 40,000 yuan to 60,000 yuan.

    Further Information] Automobile consumer loan is a renminbi guaranteed loan issued by a bank to car buyers who purchase a car at its authorized dealership.

    A new way to borrow. A loan to buy a car is a loan issued by a lender to a borrower who applies to purchase a car.

    In fact, it is to borrow money from financial institutions to buy a car, but the financial institution requires the car buyer to pay a certain percentage of the down payment and provide proof of repayment ability, no bad credit history, and must meet the requirements of the financial institution to apply for a loan to buy a car.

    In addition to purchasing a limited range of cars at a special dealer recognized by the bank, the car buyer who applies for an auto consumer loan must also meet the following conditions:

    1) The car buyer must be at least 18 years old and have full civil capacity.

    Citizens of China.

    2) Car buyers must have a relatively stable occupation and a relatively stable economic income or have assets that are easy to realize, so as to repay the principal and interest of the loan on time. The assets that are easy to realise here generally refer to valuable** and gold and silver products.

    3) During the loan application period, the car buyer deposits less than the down payment stipulated by the bank in the account of the bank savings counter.

    4) Provide the bank with a guarantee recognized by the bank. If the personal account of the car buyer is not local, a joint and several liability guarantee should also be provided.

    Banks do not accept mortgages placed by car buyers on the vehicles purchased with loans.

    5) The car buyer is willing to accept other conditions that the bank deems necessary.

    If the applicant is an enterprise or institution with legal personality, the following conditions shall be met:

    1) Have the ability to repay bank loans.

    capacity; 2) During the loan application period, the accounting department of the bank shall deposit no less than the down payment for the purchase of the car stipulated by the bank;

    3) provide a recognized guarantee to the bank;

    4) Willing to accept other necessary conditions put forward by the bank.

    The special dealers referred to in the loan refer to the dealers at all levels according to the dealers' financial strength and market share on the basis of the recommendation of the automobile manufacturer.

    and the credibility of the primary selection, and then report to the head office, after the head office confirmed, and the branch to sign the "auto consumer loan cooperation agreement" of the car dealers.

  2. Anonymous users2024-02-06

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  3. Anonymous users2024-02-05

    The down payment of 200,000 yuan for a car is 30 percent, that is, about 70,000 or 80,000 yuan.

  4. Anonymous users2024-02-04

    How much is the down payment and monthly payment of 200,000 yuan for the carThe down payment of 200,000 yuan for the car can be 1 percent, that is, 20,000 yuan, and other expenses can be prepared for about 10,000 yuan.

  5. Anonymous users2024-02-03

    There are many models of cars to pick up when the detective buys a car.

  6. Anonymous users2024-02-02

    Hello dear<>

    The answer you're looking for: The first thing to consider is the term and interest rate of your car loan, which can have an impact on your down payment and monthly payment. Generally speaking, the term of a car loan can be between 1 and 5 years, and the interest rate may fluctuate depending on market conditions.

    The following is the calculation result of the down payment and monthly payment based on the car price of 200,000 yuan, the term of 3 years, and the interest rate of 5%.The down payment for the full purchase of the car is 200,000 yuan, and no monthly payment is required. The down payment, i.e. $60,000, is $4,946 per month.

    The down payment, i.e. $80,000, is $4,160 per month. The down payment, i.e. 100,000 yuan, and the monthly payment of Limb Town is 3,374 yuanIt should be noted that the above calculation results are for reference only, and the actual car loan amount and monthly payment will vary according to different interest rates, terms and down payment ratios. Before buying a car, it is recommended that you consult a professional such as a bank or auto finance company to understand the specific car loan options and interest rates so that you can make a more informed decision.

  7. Anonymous users2024-02-01

    Detectives buy a car and pick up the car nearby.

  8. Anonymous users2024-01-31

    Summary. The down payment of about 200,000 yuan for a car is about 40,000 yuan to 60,000 yuan, the monthly payment is about 10,000 yuan if you take out a loan for one year, the monthly payment is about 6,000 yuan if you take a loan for two years, and the monthly payment is about 4,000 yuan if you take a loan for three years.

    Dear, hello, thank you for taking the precious time to wait for me to wait for the 200,000 car down payment of 30% of the 60,000 yuan, and the monthly payment of the loan is 12,012 yuan for one year. Generally, a loan to buy a car requires a down payment of between 20% and 30% of the total car price, and a car of 200,000 yuan requires a down payment of between 40,000 yuan and 60,000 yuan.

    The down payment of about 200,000 yuan for a car is about 40,000 yuan-60,000 yuan, the monthly payment is about 10,000 yuan if the loan is repented for one year, the monthly payment is about 6,000 yuan if the loan is two years, and the monthly payment is about 4,000 yuan in the case of a three-year loan.

  9. Anonymous users2024-01-30

    The down payment of 200,000 yuan is generally more than 30%, about 80,000 yuan.

    The detective buys the limb eggplant and picks up the car nearby.

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  10. Anonymous users2024-01-29

    Summary. To buy a car of 200,000 yuan, if you choose a 30% down payment and repay it in 24 installments, then the owner needs to pay a down payment of 10,000 yuan, and then borrow 10,000 yuan from the lending institution, with a monthly payment of 6,125 yuan per month, and an interest of 10,000 yuan for 24 periods, adding up to a total of 210,000 yuan.

    To buy a car of 200,000 yuan, if you choose a 30% down payment and pay it off in 24 installments, then the owner needs to pay a down payment of 10,000 yuan, and then borrow 10,000 yuan from the loan acre jujube institution, with a monthly payment of 6,125 yuan per month, and an interest of 10,000 yuan for 24 periods, adding up to a total of 210,000 yuan.

    First of all, the down payment, the down payment required in different lending institutions will not be blind, the normal down payment is 30%, and the car of 200,000 yuan must prepare at least 60,000 yuan of down payment; Then you need a loan to grind and flush 140,000; The general car loan is three years, and the benchmark interest rate of the bank loan is; Monthly payment = loan amount * monthly interest rate [1 - (1 + monthly interest rate) - number of months of repayment] is the same as 140,000 * about 3,900 yuan. That is, a three-year loan of 200,000 yuan has a down payment of about 60,000 yuan and a monthly payment of about 3,900 yuan.

    The down payment of about 200,000 yuan for a car is about 40,000 yuan to 60,000 yuan, the monthly payment is about 10,000 yuan if you take out a loan for one year, the monthly payment is about 6,000 yuan if you take a loan for two years, and the monthly payment is about 4,000 yuan in the case of a three-year loan. In the case of a loan to buy a car, the down payment that the car owner needs to pay accounts for between 20% and 30% of the total price of the vehicle, and the down payment that needs to be paid for a car of about 200,000 yuan is about 40,000 yuan to 60,000 yuan.

  11. Anonymous users2024-01-28

    Hello, the down payment is 60,000 yuan, and the monthly payment is about 3,000 yuan. The down payment and monthly payment of a car will vary depending on a variety of factors, and the most significant factors are the car's premium, the mortgage interest rate, the down payment ratio, the loan term, and additional costs. Without more context, we can't give an accurate one.

    However, if the car price is 200,000 yuan, the down payment ratio is 30%, the interest rate is 5%, and the loan term is 3 years, the down payment is 60,000 yuan (i.e. 200,000 30%), and the monthly payment is about 5,400 yuan (i.e. (200,000-60,000 yuan) 5% for 12 months and 36 months). This is just an example, the exact amount of the down payment and monthly payment should be found out through the bank or financial institution, and remember to take into account other additional costs and personal financial circumstances when doing the business. <>

  12. Anonymous users2024-01-27

    A 30% down payment of 200,000 cars requires 60,000 yuan, and a monthly payment of 12,012 yuan for a year. Generally, a loan to buy a car requires a down payment of between 20% and 30% of the total car price, and a down payment of 40,000 yuan to 60,000 yuan for a car of 200,000 Sun Yun. Under normal circumstances, the down payment required to buy a car with a loan is about 20% to 30% of the full purchase price of the car, and then there is a purchase tax, which is between 8% and 10% of the full purchase price of the car, and then there is a license fee.

    Buying a car with a full amount of 200,000 yuan requires a down payment of 40,000 yuan - 60,000 yuan, and the purchase tax of good pants needs to be paid between 16,000 yuan and 20,000 yuan. Then, when buying a car, you also need to pay all the insurance for the loan life of the purchased vehicle in one lump sum. The mileage ratio of the car loan is also related to the loan term, and the cost of the loan is an important factor in deciding whether to take out a loan for consumption.

    Millions of car purchase subsidies.

  13. Anonymous users2024-01-26

    Hello dear <>

    Suppose you want to buy a car of 200,000 yuan, the down payment is 50%, that is, 100,000 yuan, the repayment period is 3 years, and the interest rate of the loan is loss. In this case, the monthly repayment amount is about 3,022 yuan, and the total repayment amount is 100,000 yuan + 3,022 yuan month * 36 months = about 10,000 yuan. However, it is important to note that the specific monthly payment and total repayment amount may also be affected by a variety <>of factors, such as the policy and enforcement of the lending institution, the negotiation between the car buyer and the lending institution, etc

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