Is the Ping An insurance bought by Chuangbao online real?

I checked and found that Chuangbao should be similar to an intermediary online purchase platform, where there are many insurance companies selling products, and Ping An is also among them. If you want to confirm whether the Ping An insurance you bought on it is real, you can contact Ping An's customer service**, report your policy number to the other party, and let Ping An customer service check it to know whether it is true or false.

Yes, Chuangbao.com is Ping An's online sales platform.

It is reliable to buy insurance online. As long as the company has a brokerage license issued by the China Banking and Insurance Regulatory Commission, the products sold are strictly reviewed, and you can buy with confidence. In addition, online insurance will be faster and safer, because the information can be submitted online, and the third party will also have a special person to assist in the claim, objectively and neutrally safeguarding the rights and interests of customers.

Is it reliable to buy insurance online?

Buying insurance is essentially a contract to buy, and it has nothing to do with the size of the company or who the ** person is.

Buy Ping An Insurance online has the corresponding ** service personnel service or company background service desk, which is reliable for Ping An Insurance Company, and if it is illegal phishing ** or illegal fraud**, it cannot be guaranteed.

The Internet is only a sales channel, but there are no middlemen, so it is cheaper to buy insurance online. Taking Ping An's children's accident insurance as an example, it costs more than 100 yuan to buy 100,000 yuan offline, and more than 60 yuan to buy 200,000 yuan online. They are all products of Ping Anjia, and the channels are different, so the gap is big.

Whether it can be compensated or not, the insurance terms have the final say, and it has nothing to do with the purchase channel.

Buy on the official website, absolutely reliable, or contact the ** people around you, they can provide you with more professional services!

No matter where you buy, you can buy what you need, but it is more perfect with professional and responsible service staff, and you can chat privately.

The official website can be, find a professional ** person will have professional services, and follow-up services are also very important!

Professional people will have more professional services.

Only professional and responsible people can be trusted! It's best to be able to meet and talk.

If you understand that insurance is good to choose, it is reliable, and if you don't know how to trust others, it is unreliable.

It's best to choose what suits you.

Which type of insurance do you want to buy?

No matter what insurance you buy, it is very important to find a professional salesman, and many claims processing methods are different, which can help you to a great extent.

There are ** people who can speak clearly and understandably.

The key is to see whether the salesman is professional, whether it is online or offline.

<> reliable, online insurance reliable. The details are as follows:

1. Online insurance specifically refers to the insurance products sold through the insurance Internet platform, or the insurance products sold on the official website of the insurance company, which are underwritten or claimed by the insurance company, and are not borne by the platform on which the product is sold.

2. Insurance companies are supervised and managed by the CBIRC, and insurance products also need to be filed and managed by the CBIRC.

3. Insurance companies will not easily go bankrupt and go bankrupt, especially life insurance companies, if there is a problem, the CBIRC will supervise and manage, or designate a special insurance company to take over.

4. For online insurance purchase, you can verify the authenticity and check the filing of insurance products with the CBIRC before applying for insurance.

5. For the inquiry of the underwriting insurance company of online insurance, it is also on the official website of the China Banking and Insurance Regulatory Commission to inquire about the filing status of the insurance company, and you can also go to the official website of the insurance company to inquire about the relevant information disclosure situation.

6. After applying for online insurance, you can go to the official website of the insurance company to verify the authenticity of the policy, and you can directly call the customer service of the insurance company**, and you can check the true situation of the policy after reporting personal information and policy information.

7. The electronic policy and the paper policy of online insurance have the same legal effect.

8. Claims for online insurance are made by the underwriting insurance company.

9. The premium of online insurance will be cheaper than that of offline insurance.

10. Buy insurance online through formal channels, choose the right insurance platform or insurance broker to buy, because insurance brokerage companies also need to obtain a license to sell, and you can also inquire through the China Banking and Insurance Regulatory Commission.

Reliable, online insurance company claims are reliable. The underwriting of online insurance products is the insurance company, and the claim settlement is also the insurance company, the insurance company is filed with the China Banking and Insurance Regulatory Commission, and the same is true for online insurance products. If it is within the scope of the insurance contract, the insurance company will make a claim based on the insurance product, and if it does not meet the requirements, it will refuse to make a claim, after all, it is impossible to reimburse medical expenses and apply for a critical illness insurance claim.

For online insurance product claims, you need to pay attention to:

1. Whether the accident is within the scope of insurance liability, such as a serious illness, and whether the definition of the disease meets the definition of critical illness insurance.

2. Whether there is a truthful chain of notification, online insurance products such as critical illness insurance and medical insurance have health notices, when applying for a claim, it is necessary to review whether it is truthfully informed.

3. Whether it is a pre-existing condition, some insurance products do not pay for pre-existing conditions, and there will be an explanation when applying for insurance.

4. Whether it is a situation that cannot be claimed, such as an accident during the suspension period of the insurance, which means that the policy has not paid the premium after the grace period, and the insurance is invalid, which is not compensated.

5. Whether the claim information is complete, and the claim information of online insurance products also needs to be prepared when making a claim, so as not to affect the efficiency of claim settlement.

After the expiration of Ping An Fu Life Insurance, you can get back the principal if you do not hold the mountain.

1. Ping An Fu is a lifelong critical illness insurance with no premium return function. Taking Ping An Fu 18 version as an example, the coverage content is the basic sum insured of 80 types of critical illness claims, and if you suffer from a mild illness before the age of 70, the critical illness sum insured can be increased by 20% accordingly; 20 minor illnesses can be paid independently for 3 times, each time at 20% of the sum insured, and the death benefit is insured.

2. If you need to withdraw cash, you can surrender the policy, but if you surrender the policy after the expiration of the payment period, it will only be refunded according to the cash value, which may be different from the premium paid, and the principal may not be returned.

Claim process:

1.The policyholder applies to the insurance company for a reduction in insurance, and can generally call the insurance company's customer service** to apply. It should be noted that the policyholder must first obtain the written consent of the insured when applying for a reduction of insurance;

2.According to the requirements of the insurance company, the materials required for the reduction of insurance are generally required to provide the insurance policy, the application form for the change of the insurance contract, and the valid identity document of the policyholder. If it is handled by another person, it is usually necessary to provide the identity card and power of attorney of the principal;

3.Bring the insurance reduction materials to the insurance company to go through the insurance reduction procedures;

4.If the insurance company approves the information, the cash value corresponding to the reduction will be credited to the bank account designated by the applicant.

Yes, you can buy annuity insurance in your 50s, because annuity insurance is based on the survival of the insured as the payment condition, and the insurance company shall receive the insurance amount according to the method and amount agreed in the contract, and within the agreed period, if the insured survives and pays the insurance money to the insured on a regular basis, it is equivalent to that the insured pays the insurance premium on time, reaches a certain period of time, and collects the premium in accordance with the way agreed in the contract, and the age of receipt can be agreed, or it is received from the first few years of the policy. In addition, there are advantages to buying annuity insurance in your 50s, as follows:

1. Safe and stable, underwritten by insurance companies, supervised and managed by the China Banking and Insurance Regulatory Commission, and will not easily go wrong.

2. How much annuity insurance can be received and how long it can be received are all clear by insurance terms.

3. Annuity insurance can be used as a supplement to social security pensions, and if you buy annuity insurance in your 50s, you can receive a pension at the agreed age, which can be used to improve the standard of living in your later years.

4. You can have continuous cash flow, and when you reach the age of collection, you can start to receive annuity insurance, which can be received for life, and you can live for a long time.

5. Wealth accumulation can be carried out, and the accumulation of wealth in annuity insurance will also increase over time.

6. For wealth planning, asset allocation and balance are not single, but a variety of assets.

7. Wealth can be inherited, and if you choose annuity insurance in your 50s, you can pass on your assets to the designated beneficiaries.

8. The income of the additional universal account will be higher, and now some annuity insurance can be attached to the universal account, and the return will be automatically transferred to the universal account, which can produce better income.

Reliable. Ping An's official website is a formal insurance channel of Ping An Insurance Company, which is strictly supervised by the China Banking and Insurance Regulatory Commission and is relatively reliable. And the insurance products are recorded, electronic policies and paper policies, are legally effective, once the insurance is out of the ordinary, the insurance company will settle the claim in accordance with the contract.

In addition, in addition to being one of the three major comprehensive financial groups in China, Ping An Insurance Group is also the world's largest insurance group in terms of assets. It has subsidiaries such as Ping An Life Insurance and Ping An Property Insurance, and its strength is relatively strong. If you want to know about Ping An Life's unreliable partners, you may wish to click the link below to view:

How about Ping An Life, what products are there, which ones are good, and what are the issues worthy of in-depth analysis?

In fact, the quality of the products on Ping An's official website is uneven. In addition to the official website of the insurance company, there are also insurance brokerage companies, etc., so you can learn more about several Qingchun insurance channels. For example, professional insurance brokerage companies generally cooperate with more insurance companies, and the products for customers to choose from are also relatively rich, and they can also formulate exclusive insurance plans for customers, making it more convenient to insure insurance.

Want to know what a reputable insurance brokerage company needs to have? Then don't miss this popular science article:

How to choose a good insurance brokerage company?

Friends who buy insurance online may be more likely to take **Qingchada as the main reference factor, but in addition to **, the content of protection, health notice (if any), exemption clauses and other content also need to be paid attention to. For example, a product with comprehensive coverage and strong benefits can allow the insured to receive more adequate protection, and the ability to transfer economic risks caused by illness and accident will be stronger. In order to let everyone avoid detours when buying insurance, the senior sister will sort out some precautions for you, and interested partners can take a look:

[Insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance

That's all there is to it! Hope that helps!

Hope!