Why is my request for a refund showing that the money has not been credited to my account after a su

Request a refund whether it is a bank card refund, credit card refund or Alipay refund. Bank card refunds will generally arrive within 20 minutes, credit card refunds, if there is no prompt, call ** to the credit card customer service center. Alipay refunds are generally relatively fast, and you can check your incoming and outgoing accounts.

It usually takes 3 to 5 days.

If it is an Alipay balance payment, the refund will be made to Alipay. If you pay by card, the refund will be credited to the bank card. There will be a slight delay when you arrive at your card.

The refund is not immediately received, and the transfer also takes a certain amount of time, and the money will be sent to the buyer's Alipay within a few hours after the refund is successful.

Is it a prompt that the refund was successful? If you just applied for a refund, then you still need the seller's consent, and if you need to return the goods, you have to wait for the seller to agree to send the things back. If it is said that the refund is successful, then you can click on the refund success to check the refund is returned to**, you can track the refund, and it will generally arrive within 2 hours.

If you don't have this, then find customer service Personal advice to buy things in the future can go to the rice grains after the next purchase, convenient and practical Super easy to use Highly recommended!

**Refunds will be made to the original payment method.

If you are paying with Alipay balance or Yuebao, then it should be received instantly.

If you try to pay with a bank card, the money will be refunded to your bank card, which usually takes 3 to 5 days, and the balance will be shown as unavailable on Alipay before it arrives.

If you don't find it a few days after the refund is successful, you should directly consult **customer service.

There are two possibilities. First, you apply for a refund, but the seller does not confirm (that is, does not agree), if this is the case, the system will give you an automatic refund within 24 hours by default. Second, the system is not updated, which may take one to two business days.

If you still haven't returned to your account after two days, call the customer directly, and they will check the information with you directly. Don't worry, it will definitely be returned to you.

The refund is successful but the money has not arrived

Method 1: Call ** to consumer customer service for consultation and processing;

Method 2: Call ** to Alipay customer service to deal with it, and ask for compensation for losses due to system problems or other reasons;

Method 3: Ask the law to intervene to protect rights.

Extended Material: Where does the money go when you request a refund:

1. Pay with Alipay balance

Buyers apply for sales and after-sales, and they are all returned to the buyer's Alipay account. The balance is paid to the balance. Yue Bao.

The payment will be returned to Yue Bao.

2. If the payment is made by the quick payment method of the savings card, the refund amount will be returned to the bank account after the refund is successful1. Except for city commercial banks (such as Bank of Hangzhou.

Bank of Beijing, Bank of Ningbo.

etc.), and Ping An Bank.

The quick payment of the savings card of other banks will be refunded to the bank card2, 1-5 working days after the refund, and the time of change back is different according to the bank, and the specific refund time is determined by the bank of the refund.

3. Use Huabei.

or bank cards (credit cards, online banking.

Payment: During sale: The money is returned to the buyer's payment channel in the original way regardless of the scene.

After-sales: If the refund application type is "refund only if the goods are not received" or "the goods have been received, no return only refund", if the seller successfully refunds the refund by himself or overtime refund, the money will be returned to the buyer's payment channel in the original way. In other cases, the money will be returned to the buyer's Alipay account balance.

4. Use a third party to pay on behalf of you.

1) Single order payment.

On sale: return the payer; For example: A asks B to pay for a single order, B pays the money, and the money is refunded to account B;

After-sales: The seller agrees that the refund is successful: the payer will be refunded.

After Xiao Er intervened, he transferred the seller's deposit.

Refunded: The balance of the buyer who returned the order.

2) Merge order payment:

In-sale and after-sale: both are refunded to the account of the order payer, regardless of the scene. For example, A asks B to pay for multiple combined orders, B pays the money, and refunds to account B.

5. If the buyer's bank card is cancelled before the refund, the corresponding money will be refunded to the buyer's Alipay account balance. To Alipay is generally to arrive immediately, to credit cards, bank cards because the refund is to go through the bank, most of the bank is required to take a few working days, the specific arrival time to the bank shall prevail, you can consult the bank.

Operating environment: Apple 12, ios14, Alipay version.

On the purchased baby page, only when the refund status of the order shows "Refund Successful", the money will be refunded according to your payment method.

For payment orders, before the order "confirms receipt": return the payer; For example: A asks B to pay for a single order, B pays the money, and the money is refunded to account B;

After the order "Confirm Receipt":

1) If the seller agrees to the refund application: the refund payer.

2) If the seller is transferred for a refund after the intervention of Xiao Er: the buyer's balance will be refunded.

If you pay by bank card, the money will be returned to the bank card from Alipay, and the bank processing time is generally 1 to 5 working days.

The refund is successful, but the money has not arrived, and there are three situations in the notification, the first is network delay; The second is the wrong refund path; The third is a system failure, etc. It will take a certain amount of time for the money to be credited to your account, so don't worry about this, if you haven't received the money after another day, then ask customer service.

Nowadays, there are more and more people who handle the surrender business, and most of them have successfully handled it. However, there are also some people who show that the policy has been successfully handled when they surrender the insurance, but the promised refund has not arrived for a long time, and most people do not know what the reason is. So today, I will tell you about the successful refund but the money has not arrived?

How to complain if the insurance surrender has not arrived?

Normally, after the surrender is processed, the insurance company will complete the review of the surrender application and the refund will be received within 30 working days. Usually after the refund is credited to your account, the insurance will expire and the refund will be displayed as successful. However, if it shows that the surrender and refund are successful, but the money has not arrived, there are three situations in which the notification is made:

The first is network delay, which may be the network delay on the part of the policyholder, or the delay on the part of the bank, etc., which causes the policyholder to not receive the refund in time, in this case, it is recommended to wait patiently for a while.

The second is that the refund path is wrong, maybe the refund has been refunded to the bank card that paid the premium before, in this case, the insurance company will also show that the refund is successful, because it has indeed arrived in the policyholder's account. So we can check to see if other accounts have received this refund.

The third is that the system fails, and it is possible that the other party's system is being updated, or there is a bug, etc., which will cause the policyholder's refund to not arrive in time. At this time, we can contact customer service in time to inquire about related matters.

Usually, if the refund does not arrive or the refund amount is inconsistent, you can contact the insurance company as soon as possible. If the insurance company does not deal with it, you can file a complaint. You can complain to the headquarters of the insurance company, or call the ** of the 12378 Banking and Insurance Regulatory Commission to make a complaint.

When making a complaint, you only need to tell the truth about the situation and inform yourself of your demands. In the case of insurance companies, it usually responds within 24 hours; If it is, the CBIRC will inform you within 15 days whether it will be accepted.

Generally, it takes 1-3 working days to arrive in the account, if it is a credit card, it will arrive faster, and the bank card payment will take longer.

The system will automatically refund to WeChat within 1-2 working days, but because there is a review time of 1-5 working days between the original refund and the account, the refund may be delayed a little. Therefore, if the refund is successful, the money has not arrived, it is due to its timeliness, it is really not possible, and you can also contact its official customer service for inquiry and resolution.

Due to the different third-party payment platforms for payment, the refund arrival time will be different

If you pay by credit card, your refund will take 3-7 days after approval.

The merchant refunded the money successfully and did not arrive for the following reasons:

1. If it is a China Merchants Bank card, the specific arrival time of Alipay's refund needs to be confirmed by contacting **merchant or Alipay customer service.

2. If you purchase tickets through the official website of the Ministry of Railways, the refund time will not exceed 15 working days at the latest, and the arrival time will be fast or slow, it is recommended that you wait patiently for a few days before inquiry, or contact the customer service of the Ministry of Railways to verify the refund progress.

3. After the seller confirms the refund, the money is returned to you through **Alipay, which has nothing to do with the seller, it is recommended to check the payment details of the bank card used to pay, or log in to the online banking to see if there is anything in the online banking, and check the Alipay collection record.

Extended information: Alipay scan code refund operation method is as follows:

1. Log in to your Alipay, click "My", and find "Merchant Services";

2. After entering the merchant service, check the billing details, find the order you want to refund, and then initiate a refund;

3. After the refund is successful, the funds will be returned to the payer's Alipay in the same way.

Related Questions:1This refund method is usually real-time, which is very convenient. If the payment has not arrived or the refund fails, you can try again, and there will be no refund failure under normal circumstances.

2.Alipay is a powerful third-party payment platform, and users can also use Alipay for investment, financial management and living expenses.

4.In addition, it is best to complete the real-name authentication as soon as possible when registering an Alipay account, otherwise it will have a bad impact on your normal use.

The process of Alipay early collection is as follows:

1.Go to ** and log in to the merchant's master. The child does not support pre-harvesting, but must be the master.

2.Enter the Niu Qian workbench;

3.Go to Seller Central and find it in the navigation bar on the left. Transaction Management - Advance Collection, click [Enter];

4.Here, you can check the amount you can charge and click on "I want to receive money in advance". The amount collected will not accrue additional interest, but each payment will cost two thousandths.

If it's your first time receiving money in advance, you'll need to fill in basic personal information and then verify it via your phone.

5.You can go to Alipay later and check it in the reconciliation center. You will find that the money has come back. Collecting money early can bring money back quickly, but it may not be possible to collect money early if the store is not well managed.

Operating environment: iqooneo3 Alipay.

With the progress of society and the development of science and technology, electronic payment has become an important means of payment in our lives, compared with cash payment, this payment method is more convenient and secure.

When we make an online payment, there is often a need to return the money for a refund, but sometimes, we receive a reminder that the refund is successful, but we have not received the money, what is going on?

1. Network latency.

The first possibility is network latency, where the network latency is not necessarily our own network latency, and the system latency will also cause us to receive a refund message but not receive a refund.

So when we show that the refund was successful but we didn't receive the money, don't worry, you can wait for a while.

2. The refund path is wrong.

The second possibility is that we have chosen another refund route, such as our other bank card, etc., so if it shows that the refund was successful but we have not received the money, we can check our other accounts.

3. System failure.

The third possibility is that the other party's system is malfunctioning, such as system update, system bug, etc. In the face of this situation, we can contact the official customer service for consultation.

The refund is successful but the money does not arrive at the bank card, it may be because the third-party payment platform has paid, and the refund has exceeded the specified arrival time, or it may be that the customer service is postponed for public holidays, inter-bank transfers, or it may be a problem with server delay, or it may be that the bank card is abnormal.

Third-party payment platform payment: If it is a third-party payment platform, the refund will not be refunded to the bank card, but to the platform's account.

Customer service public holiday postponed: The customer service staff is off on statutory holidays and does not deal with the problem of money in time, and the arrival time will be delayed.