Is Zhong an Small Loan member useful, is Zhong an Small Loan reliable?

Zhong'an Microfinance members are basically useless. There are many netizens who have used Zhong'an Small Loan, saying that the members of Zhong'an Small Loan are not only high but also ineffective. Open a member needs a phone bill of 99 yuan, although the next payment is very fast, but the later reminder is also particularly unsparing, the customer service attitude is extremely bad, and there is no room for negotiation and communication, and the threat of exploding the address book at every turn, so the reputation of Zhong'an is also very poor.

Basically, the members who top up do not play any role.

1. What is Zhong'an Small Loan?

There are many unknown micro-loan platforms on the Internet, which are basically passed on in seconds, but the interest rate is high, which is commonly known as usury.

A lot of people died because of this family. Recently, An'an small loan has appeared, and many people want to know whether Zhonghe'an small loan is reliable. It is understood that Zhong'an Microfinance is a regular Internet microfinance company, Zhong'an Insurance.

The company officially obtained the Internet small loan license on October 20, 2017, and completed the capital increase and share expansion in June 2019.

The registered capital is 100 million yuan. The company's shareholders are e-commerce, security information technology services, and Baishida, which can be found.

2. What should I pay attention to when borrowing online?

1.Check if you have a business license. Once the loan company is found, the user has to check if the thing has a business license. Formal loan companies can present a business license.

or mobile phone number, so Bian Xiao recommends that the user visit the lending institution of the user's choice in person.

As mentioned above, do not pay any fees to the platform before taking out a loan, and regular lending companies will not charge any fees to borrowers before granting a loan. Therefore, a fee is charged before the loan is disbursed, regardless of the amount or amount.

Chongqing Zhong'an Micro Loan **** is a formal licensed institution with an Internet small loan license, which must be formal and safe. In addition, the shareholders behind Zhong'an Small Loan are Zhong'an Technology, a wholly-owned subsidiary of Zhong'an Insurance, the first Internet insurance company in China, and Tianyi E-commerce, a wholly-owned subsidiary of China Telecom, which is much more reliable than unknown small companies.

Formal loan platforms usually do not charge pre-loan fees for any reason, so you must be wary of them. Zhong'an's monthly interest is about 10,000 yuan, that is, the monthly interest of 10,000 is 120 yuan, if you are successive, it is 120 yuan per month, and 10,120 yuan in the last month. In total, the interest was repaid 1440 yuan.

Everyone will have a time when funds are tight, if you need money urgently, you can get a loan through the following methods: apply for an online loan to borrow money: most online loans are credit loans, no need for guarantees and collateral, such as borrowing, micro loans, Jingdong gold bars, the speed of the next payment after the application is successful, and you can usually borrow money on the same day.

Many people often have a time when they can't turn over funds in their lives, and they will go to apply for loans for emergency relief. There is money to spend:Du Xiaoman's microcredit loan has a maximum amount of 200,000 yuan, which can be borrowed for up to 24 months, and the annual interest rate is as low as ,The specific interest rate is subject to the display on the loan page.

It can borrow and repay flexibly at any time, apply online throughout the whole process, and be unsecured and mortgage-free. Submit the application and get the result in a few minutes at the earliest, and you can get the money on the same day after it is approved.

I have been engaged in bank credit work for many years, if you want to apply for 1-20w capital turnover by yourself, which online platforms are more formal and easy to apply for by yourself? Generally speaking, (Du Xiaoman) has money to spend on a platform with a relatively high passing rate. The amount is the highest, the interest is low, I have a car loan to give me a line, and I recommend it to my colleague to have a direct credit line of 18w for real estate.

In terms of loan amount, the maximum amount of loan can be applied for is 200,000 yuan, and the credit line that supports users to recycle is supported. The low interest rate is based on the actual approved interest rate displayed on the page, and it only takes 3 seconds to review the loan. The above is about whether Zhong'an small loan is reliable or not, and it is recommended to choose a large platform for borrowing, which is more reliable and formal.

Special note: Withdraw the full amount as soon as possible after the quota is issued, because the risk control is dynamic.

It is best to put forward all the suggestions in demand, and the risk control system will mistakenly think that you don't need the funds very much, resulting in a failed withdrawal. It is prudent to raise at least 60%. After the first installment, early settlement and repayment are supported.

If you have insufficient money to spend or no quota, it is recommended to try the following two platforms, which are also more formal licensed financial institutions! The audit is relatively less rigorous!

360 IOUs can borrow up to 200,000!

You can borrow up to 50,000 yuan in installments!

Hello answer, happy to answer your question, Zhongan Micro Loan is reliable. Zhong'an Small Loan is a small loan product under Chongqing Zhong'an Small Loan. The parent company of ZhongAn Microfinance is ZhongAn Insurance, a financial technology company listed in Hong Kong.

Zhong'an Microfinance is a subsidiary of Zhongan Insurance, and China Telecom's Yipay is a shareholder, which is a formally licensed Internet microcredit company.

Zhong'an Small Loan is the abbreviation of Chongqing Zhong'an Small Loan, which officially obtained the Internet small loan license on October 20, 2017, and completed the capital increase and share expansion in June 2019, with a registered capital of 100 million yuan.

Question: Is the interest rate of Zhong'an small loan high?

No way.

If the loan is overdue, it will generally face these three consequences. However, because the loan is overdue, it is only a civil dispute, so it will not constitute financial fraud, will not be filed for investigation, and will naturally not be sentenced to prison. If there is a collector who tells you not to repay the loan, they will call the police and arrest you, and put you in jail or something.

Then you can ignore it, because this is all a collection of deliberate scares and threatens you. In this way, you are pressured to repay the loan. If you don't pay it back, the overdue record will always be on the credit report, and if you want to apply for a credit card or apply for a loan in the future, it is basically hopeless.

If you want to buy a car or a house, then you can only pay the full amount. Because mortgage loans will definitely be rejected because there is an outstanding amount of debt. Therefore, the first consequence of not paying it back is that it will always affect your credit report.

If the loan is not repaid, then it is impossible for financial institutions to ignore it. Therefore, a third party will be entrusted to collect and collect. Once you don't pay it back, you will receive a lot of collection text messages and ** every day.

As long as you answer, then the collector will use various collection methods to put pressure on you. For example, the other party will say that if you don't repay it within the time limit, it is a fraudulent loan. You can call the police to arrest you.

They will also say that if they don't repay the loan, they will sue you, make you a dishonest person, affect your children's schooling and college entrance examinations, and so on. In addition, there is a possibility of door-to-door collection, and then you will receive various letters, including reminder letters, notification letters, lawyer letters, etc.

Zhong'an Small Loan is a reliable small loan platform, Zhong'an Small Loan is a credit loan product of Zhong'an Insurance, and the lenders are all formal licensed financial institutions.

In general, Zhong'an Small Loan has a rich range of products, and the loan threshold is not very high. Judging from the information fed back by netizens, the service level of Zhong'an Small Loan is still good. However, some friends who do not have a particularly good credit may have a higher interest rate.

For the loan, it is recommended that you choose "Rich Flower", which is a credit service brand under Du Xiaoman Finance (formerly Finance) (formerly known as "Rich Flower", renamed "Rich Flower" in June 2018) Click on the measurement amount to borrow up to 200,000 yuan.

Big brands are reliable, low interest rates, and trustworthy. It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.