What is the level at which a family saves 100,000 RMB a year?

On the one hand, in 2017, the per capita disposable income of Changsha residents was the highest in the province, breaking through the 40,000 yuan mark for the first time, reaching 41,131 yuan, and the deposit of 100,000 yuan is only equivalent to the average disposable income of residents for two years. On the other hand, at present, the housing price in Changsha has exceeded 20,000 yuan, and the general section has exceeded 10,000 yuan, and the deposit of 100,000 yuan is in Changsha. Even if you have a house, a car, and a deposit of 100,000 yuan in Changsha, it is a family with very little savings.

A deposit of 100,000 yuan is really nothing, the current price is too high 100,000 yuan is not good to do, I have a house and a car in a good job, or I will spend the money almost in a few days, and the children will come back to a meal of two or three hundred If you don't spend it, it will be fast, so your deposit is nothing, you said that what I said is not Changsha consumption is also expensive, I was in the Northeast when I was not this consumption is high, everything is cheaper than this, in this month's living expenses will be two or three thousand yuan, work hard, you are hesitant middle-aged man, My family's living expenses are still what my insurance hand said, if everything is counted, our family's expenses are about 20,000 yuan, so our family works hard to earn money to support our family.

If a family has nothing to do, normal daily expenses, 100,000 yuan can live in Changsha, but it also depends on the family's monthly income. If you encounter illness, 100,000 yuan is really not money in Changsha; If you want to buy a house, you can't pay a down payment of 100,000 yuan; If you buy a normal car, it's pretty much the same all over the country. I don't have a mortgage, because of historical reasons, the house has not been collected, I rent a house, two bedrooms and one living room, 1600 yuan a month, outside the outer ring.

Now I am ready to collect the house I bought, decorate it briefly, rent it out, and rent it for about 1,600 yuan a month. I'm going to post some more money and rent it within the ring road, because the end of the day is too long.

Judging from the monthly income of a family of 17,000 yuan, for those who settle in Shenzhen, they can only be ruthlessly classified as low-level, that is, they belong to the poor. Similarly, a family of three lives in a two-bedroom house, if you rent a house, the city center is between 6,000-8,000 yuan, and other similar to Longgang District, medium-sized residential areas, along the subway, the rent is also about 4,500 yuan, if you buy a house, take the first time to buy a house with a down payment of 3 percent, for example, the house price of 4-50,000 yuan, and the total price of a two-bedroom commercial house with an area of 70 square meters is between 300-3.5 million. Then, the down payment of 3% is nearly 1 million, which means that the monthly mortgage is more than 10,000 yuan.

I live in Shanghai, work in Jiangsu, and have a total income of 250,000 yuan a year, and my wife is close to 200,000 yuan. Because of living in Shanghai, the additional expenses are especially much, such as going out to improve the food, a meal of more than 400 is considered less, even if you don't go out to eat and buy vegetables, the price of vegetables is generally more than 20% higher than other cities, life is not easy, and do and cherish, family income of 100,000 is not less, but usually I have not bought a few new clothes, and life is not easy.

First of all, if there is no mortgage, if there is no foreign debt, there is a fixed salary income, there is their own house, the couple in their thirties has a child, and both parents are healthy and have income, then the family deposit of 100,000 yuan in Changsha should be regarded as a relatively happy family.

This income is placed in the second and third tier cities, it is completely possible to live very freely, even if the house and car have loans, it is also very calm, so it is really important to choose a place to survive, some people desperately want to stay in the first-tier cities, but they don't know how to take a step back. If you are you, with an annual income of 100,000 yuan, you will choose to live in a first-tier city or return to your second- and third-tier cities.

I myself am a native of Changsha, in Changsha can have a deposit, whether it is tens of thousands or hundreds of thousands, Changsha food, clothing, housing is not cheap, and basically there is an old and a small life is really not easy, Changsha is now consumption is getting higher and higher, wages are getting less and less, there are a lot of temporary workers working outside, there is no formal work, can only take low wages to others to work, there is no deposit at all, even insurance is not guaranteed.

Deposit is the guarantee of future life, deposit is very important in our life, we need money for food, clothing, housing and transportation, so most people will have some savings after work, so do ordinary people have 100,000 deposits? Is a personal deposit of 100,000 considered poor? Relevant content has been prepared for your reference.

Does the average person have a deposit of 100,000?

No, the amount of savings has a lot to do with age, if you are a college student who has just graduated, you generally will not have a deposit of 100,000 yuan, because when you just work, because you have no work experience, your salary will not be very high, basically you can only maintain expenses every month, and it is difficult to save money.

But if it is a workplace elite who has worked for decades, it is basically a deposit of 100,000 yuan, and secondly, the amount of savings and the level of personal consumption are also related, although some people earn a relatively high salary, but the expenses are also relatively large, almost every month will not save money, so it is difficult to have a deposit of 100,000 yuan.

Is a personal deposit of 100,000 considered poor?

For an ordinary person, a personal deposit of 100,000 is not considered poor, it is already great, and now there are many young moonshine people, basically spending all their money every month, and there are also cases where there is no dime left, and there are also people who use Huabei and loans to consume in advance, so in this way, it is already very good to have a personal deposit of 100,000.

But if it is for a person with a relatively high starting point, for example: the research laboratory graduated from Tsinghua University and Peking University is very powerful in a certain field, and the salary of a month after graduation is more than 100,000 yuan, and that person has a deposit of 100,000 yuan is not considered rich.

3. How many families are now in China with a deposit of 100,000 yuan? How many meet the deposit "criteria"?

According to the data released by the central bank and the National Bureau of Statistics, 80 percent of individuals do not have 100,000 yuan in savings, and 80 percent of households do not meet the deposit "standard", which is somewhat surprising.

According to the data of the central bank, at the end of 2019, China's residents had trillions of yuan in deposits, calculated by 1.4 billion people, with an average deposit of about 60,000 yuan per person and an average deposit of about 180,000 yuan for a family of three"。

According to the data of the National Bureau of Statistics, in 2019, the per capita disposable income of residents in the country was 30,733 yuan, and the per capita consumption expenditure was 21,559 yuan. According to this calculation, if a family wants to meet the "standard" of 180,000 yuan in savings, it will take an average of 6 years after deducting consumer expenditures, and it will take an average of 2 years without eating or drinking.

But this is only the average data, and this is not the case when calculated according to the 28 rule (20% of people own 80% of the deposit).

withdraw 20% of the deposit, i.e. trillions; Then 20% of the people are eliminated: that is, 1.4 billion * 80% = 100 million; Then the per capita savings of 80 percent of the population are calculated: that is, trillions of yuan.

In other words, 80% of residents have an average deposit of only 10,000 yuan; The average savings of 80% of families is only 10,000 yuan, which is still far from the "standard" of 180,000 yuan.

Now there are not many people who can take out a one-time deposit of 100,000 yuan, especially for young people, most of whom have the concept of advanced consumption, such as taking out loans to buy houses and cars. These loans also prove that these people do not have more than 100,000 deposits in their hands, because everyone knows that loans require interest, and if the deposits in their hands are enough, I believe that most people will not choose loans.

There are still many disadvantaged groups in society, such as laid-off workers and migrant workers in the 90s, these two disadvantaged groups are more difficult to have a deposit of 10 yuan. Because the income of these two groups is relatively low, the old and the young, the expenses are very large, and the laid-off workers have to save money to pay social security, so it is very difficult for these two groups to come up with a deposit of 10 yuan.

If the total assets of the family exceed 100,000, I believe that the average family exceeds this number. If you don't have money, you have to keep a certain amount of "money to cross the river", and the ** of a house also exceeds 100,000 in most areas.

Although the current 100,000 yuan is not a large amount for many people, it is still difficult to really take out a rough sum of 10 yuan at one time. After all, this deposit refers to the net deposit after deducting the total assets.

Generally, it is like this at 20 percent, because there are not many families who really have savings, and it is difficult to meet the standard, otherwise it is more difficult.

At present, there are countless households in China that have deposited 100,000 yuan, and there are many families that have reached the deposit standard, so it is impossible to complete a relatively complete statistics.

It should be very common, just a college graduate who has struggled for two or three years should also have this savings.

Question 1: What class does the annual deposit of 100,000 belong to? It belongs to the high-wage class, or the middle class.

Deposit refers to the temporary transfer or storage of funds or goods to a bank or other financial institution by the depositor under the condition of retention of ownership, or the temporary transfer of the right to use the funds or currency to a bank or other financial institution, which is the most basic and important financial behavior or activity, and is also the most important credit fund of the bank**.

Question 2: How much does the average family have to save in a year My family has no savings, I am still in school, and all the money is spent for me.

Question 3: What kind of family is saving 350,000 a year There is a shortage of stools and other families.

Question 4: What is the level of a family's savings of less than 100,000 If it is a family of three, this family is too industrious! barely enough to eat and wear, not to sell nonsense, to be well-off.

Question 5: 100,000 yuan a year is barely enough for a family to spend If I have 100,000 yuan a year, I can save at least 60,000 yuan.

Question 6: I want to save enough 100,000 yuan in a year, do you have any good job introduction? Save 100,000 yuan a year, deduct expenses, about 3-50,000 yuan per capita a year, and an annual income of 150,000 yuan, even in Beijing, Shanghai and Guangzhou.

Dear, you're fine if you meet one of the following criteria:

1. The family has sufficient background in social relations, 2. There are sufficient basic funds (1 million as the foundation).

3. Rich experience in sales, management, research and development, and have certain results.

4. There are sales channels with annual sales of more than 600,000 yuan.

5. There is luck against the sky.

As far as I know, 80% of people have an annual income of 3-80,000 yuan, and they save about 1-40,000 yuan a year. 15% of the people have achieved an annual income of more than 100,000 yuan after more than 5 years of accumulation, and 5% of them have relatively good backgrounds.

Question 7: What is the level of a family of three spending 100,000 yuan a year It can be regarded as the well-off level of a small city.

First-tier cities are relatively low.

Provincial capitals are ordinary level, ordinary citizens.

Question 8: What is the level of annual family income of 100,000? Standard family of three 20 points My family is in a small town in northern Jiangsu, my parents' annual net income is 100,000, which is really average, now there are so many rich people in the countryside, a lot of workshop enterprises, local tyrants, but urban people have very little income, they all work, and they are forced to accept the exploitation of the boss.

Question 9: Husband and wife can save 100,000 yuan a year for travel, what price can they buy? It's about the same as us, if you have a house, just buy about 100,000 yuan, no more, no less, buy expensive, in the future you will feel that about 100,000 cars are the same, there is no face to say, cheap domestic cars are really not good, don't look at the appearance, drive it and feel it.

It is recommended to buy a joint venture car, such as a very cost-effective and safe Focus, a leather-solid Triumph, a good-looking Cruze, and so on. If you like a small displacement and energy, except for Japanese cars, Peugeot 307 is still good, and it is very energetic to turn on the air conditioner! I bought the Sutar.

Question 10: How much should a family save in a month It depends on your income, throw away all expenses, and then set yourself how much you must save each month.