How many bank transfer methods are there? What are the current bank transfer settlement methods in C

Updated on Financial 2024-06-14
9 answers
  1. Anonymous users2024-02-11

    1.After confirming that the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account.

    2.It is recommended that you open an account with a bank, and then fill in a wire transfer form, fill in the other party's beneficiary account number, account name, and bank name, and remit money from the account to the beneficiary. [This method is the safest, if the beneficiary's account has been closed, the account name (or account number) is wrong, the money will be directly returned to your account].

    3.If you have an ICBC deposit card, you can transfer money directly at the ATM, which is very convenient.

    4.If you think it is troublesome to open an account, you can directly remit money in cash and fill out a wire transfer form to remittance, but be sure to fill in the other party's receiving account number, account name, and bank name.

    5.**Bank transfer.

    Note: To provide the ID card of the remitter, there is also the above remittance fee, which is charged at 1% of the remittance amount

  2. Anonymous users2024-02-10

    There are 4 ways to transfer money by bank card:

    1. Online banking transfer.

    1. Log in to the bank's official website and click on online banking to log in;

    2. Fill in the correct username and password to complete the login;

    3. Select Transfer-Peer Inter-bank Transfer, fill in the beneficiary's information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

    2. ATM transfer.

    1. Insert the bank card into the ATM machine and enter the password to log in;

    2. Select Transfer, enter the payee, and click OK;

    3. Confirm the payee, enter the transfer amount, and click OK to complete.

    3. Counter transfer.

    Bring your ID card and bank card to the counter to transfer money.

    4. Mobile banking transfer.

    1. Log in to mobile banking, fill in the correct username and password to complete the login;

    2. Select Transfer-Peer Inter-bank Transfer, click on the transfer account on the transfer page to select other banks;

    3. Fill in the beneficiary information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

  3. Anonymous users2024-02-09

    Yes, you can call the enquiry on your bank card** and she will tell you.

  4. Anonymous users2024-02-08

    It's OK online, but I don't know which line.

    Some banks don't.

    You still have to go to the bank.

  5. Anonymous users2024-02-07

    At present, the current bank transfer settlement methods in China are: bank draft, bank cashier's check.

    Commercial bills. Cheques, credit cards, exchanges, entrusted collections, collection acceptances.

    Letter of credit Bank transfer settlement, China's transfer settlement methods can be roughly divided into three types: intra-city settlement, non-local settlement and settlement methods that can be used in the same city and other places. Among them, intra-city settlement includes checks and cashier's checks.

    Non-local settlement includes commercial drafts, bank drafts, exchange, and collection and acceptance. Both in the same city and in different places can be used for entrusted collection, as well as credit cards.

    Bank Transfer (Deposit) Process:

    In determining the passbook provided by the payee.

    If the account number and account name are correct, you can take the cash to the bank and deposit it directly into the beneficiary's account; It is recommended to open an account with a bank, and then fill out a wire transfer form, filling in the other party's receiving account number, account name, and opening bank.

    Name, the recipient who sent the money from the account.

    If you think it is troublesome to open an account, you can directly remit money in cash and fill in a wire transfer form to remittance, but be sure to fill in the other party's receiving account number, account name, and bank name.

    Open online banking.

    If you go online to activate yourself, you can pay and transfer money online; There is a fee for inter-bank transfers.

    At present, there are eight settlement methods that enterprises can use, namely: check, bank draft, bank draft, commercial draft, exchange, entrusted collection, collection and acceptance, and credit card. Among checks, cashier's checks, bank drafts, commercial drafts, and credit cards, only checks are accounted for by bank deposit accounts, cashier's checks, bank drafts, and credit cards are accounted for with other monetary funds, and commercial drafts are accounted for with bills payable.

    Account accounting.

  6. Anonymous users2024-02-06

    There are many ways to transfer and settle, which can be mainly divided into two categories: intra-city settlement and non-local settlement. Intra-city settlement includes cheque settlement, payment power of attorney settlement, intra-city collection and acceptance settlement, collection non-commitment settlement and limit check settlement, etc.; Non-local settlement includes non-local collection and acceptance settlement, non-local entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.

    Bank transfer settlement refers to the currency settlement method in which the bank transfers money directly from the bank account of the payment unit (or individual) to the bank account of the receiving unit (or individual) without using cash.

    Handling principles. Units that handle transfer settlement by bank and transfer settlement at the bank shall follow the principle of settling money and goods, safeguarding the legitimate rights and interests of both parties receiving and paying, and not making advances by banks. In addition, the transfer settlement should also comply with the relevant national regulations.

    Scope of application. As a bank settlement method, transfer has a wide range of applications. Transfers and settlements can be made between the same city and other places, between corporate accounts and corporate accounts, between corporate accounts and individual accounts, and between personal accounts and personal accounts.

  7. Anonymous users2024-02-05

    There are several ways to transfer money with a bank card:

    1. Counter transfer at outlets:

    The cardholder can bring the bank card to the counter of the bank branch, explain to the staff that he wants to go through the transfer procedure, and then with the help of the cardholder, the transfer can be made.

    2. ATM transfer:

    Cardholders can bring their bank cards to the bank ATM, insert the bank card into the ATM according to the prompts, and then enter the bank card password.

    3. Online bank transfer:

    If the bank card has previously opened online banking services, the cardholder can log in to the bank's official website, and then log in to the online banking account, where they can operate the transfer.

    4. Mobile banking transfer:

    5. Third-party payment transfer:

    There are several ways to transfer money by bank card:

    1.Counter transfer at outlets:

    The cardholder holds a bank card and ID card, goes to the counter of the bank business hall, submits a transfer application to the staff, provides the bank card number to be transferred to the account, and enters the password with the help of the staff to successfully transfer the money.

    Machine transfer: Cardholders can insert their bank card into the ATM, follow the prompts on the interface, find the transfer operation, enter the bank card and amount to be transferred, and then transfer money.

    3.Online Bank Transfer:

    After activating the online banking service, the cardholder can log in to the personal online banking account and handle the transfer business at the online banking of the card issuer.

    4.Third-party payment transfers:

    There are many ways to transfer bank cards, such as mobile banking transfer, online banking transfer, counter transfer, ATM transfer, and third-party payment platform, such as Alipay transfer, WeChat transfer, etc.

    The process of transferring money using Alipay is:

    2. If you want to transfer money to other bank cards, click "Go to bank card";

    3. Enter the beneficiary's name, card number, and transfer amount, click "Next", and then enter the payment password.

    2. Click "Transfer to bank card" at the bottom;

    3. Enter the beneficiary's name and card number, and click "Next".

    4. Enter the transfer amount and click "Transfer".

  8. Anonymous users2024-02-04

    The 9 types of bank transfer methods refer to bank drafts, cashier's checks, commercial drafts, checks, exchange methods, credit card transfers, entrusted collection methods, collection and acceptance methods, and letter of credit transfers. Bank draft refers to the bill issued by the commercial bank that issued the bill, and when the payee or bearer issues the bill, the bank pays the transfer bill according to the actual settlement amount.

    Collection and acceptance refers to the fact that the payee entrusts a commercial bank to collect the payment from the purchasing unit in a different place according to the pre-signed purchase and sale contract. The buyer needs to check the contract, inspect the goods, and then make payment to the bank. Collection and acceptance is a kind of entrusted payment method in different places, which can be divided into two forms: telegram and mail.

    Vouchers for mailing are usually in quintuplicate. The first copy refers to the receipt, the second copy refers to the voucher of the entrustment, the third copy refers to the voucher of the check, the fourth copy is the notice of receipt, and the fifth copy is the notice of payment, and the opening bank will give the payer relevant news.

  9. Anonymous users2024-02-03

    The online bank transfer methods and differences are as follows:

    1. The transfer between registered cards does not require a U shield and a password card, and it can be transferred directly without charging a handling fee.

    2. For transfer of non-registered card of the Bank, you need to use U shield or password card, and a handling fee will be charged for other places, but no handling fee will be charged for local transfers.

    3. Inter-bank transfers also need to use U shields and password cards, and inter-bank handling fees are charged, and non-local transfers are not only charged inter-bank handling fees, but also non-local handling fees.

    4. Consumption: You can use online consumption, payment of ** fees, electricity bills, tuition fees, etc., and you need to use a U shield or password card.

    Bank transfer refers to all the accounts other than cash, so the way except cash can be, bank transfer settlement methods are more, the current settlement methods used in China are: checks, bank cashier's checks, bank drafts, commercial drafts, exchange, collection and acceptance and entrusted collection.

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