It s not okay to choose a fund like I do

Personally, I don't like regular investing.

My monthly income is about the same as yours now, but I have to pay back 1,000 yuan a month, and the rest is basically spent. It's not that I can't get 100 yuan a month, but I'm still single, and the next year's consumption is full of uncertainty, and if I make friends and get married, then it may conflict with my current investment plan. For regular investment, I think for me, it is still relatively rigid, and the return is not ideal.

I also use ICBC's online banking, and I also bought a ** last week.

I only had 1,500 yuan on my account at that time, and the change in my hand was just enough to spend next month's expenses, so I took out 1,000 yuan to buy China Universal Select. This is a high-net-worth **, friends persuaded me to buy a new issue, but I calculated it myself, for **, if I can only invest 1000 yuan fixedly, then the impact on my income is only related to the growth rate. I have been paying attention to this ** for half a month, and I feel that the growth can satisfy me, and I am also psychologically prepared to take risks, so I made sure that before the next month's salary is paid, the money must be enough, and I bought 1,000 yuan directly.

Because my company will have some bonuses every quarter, even if I will not increase my bank savings every month, but after getting the bonus, I am ready to buy another 2000 3000 yuan of different types of ** in the first half of this year. For example, some hybrid and stable **, some low-risk**. Because as a new citizen, the emergency money on hand is not very sufficient, and the overall market situation this year is not optimistic, so if there is spare money in the second half of the year, it will still be rolled over for half a year in March and so on, so as to diversify investment risks and increase capital flexibility.

In my opinion, young people should be more active in their investment concepts, but they should also fully consider the flexibility of funds.

I think you can invest in regular investment"GF gathers wealth"At the same time, if you can accumulate 1,000 yuan in deposits in a month, you can consider that the risk is relatively high and the return is better.

In fact, regular investment is not bad.

For example, the landlord can choose a fixed investment first, and then see how the income is. If it's good, continue to invest, if it's not good, you can wait for the fixed investment to save a minimum purchase amount of 1,000 yuan, redeem and then buy something else.

Maybe you are waiting for the period when you have accumulated enough 1,000 yuan, and this part of the funds has already helped you earn much more money than the current account and handling fee. It's better than idle.

Some people definitely want to get a very good profit income when they buy **, and for most people, when they have enough money, they will want to invest some**. But most people don't know what synovial fluid-like ** is good and wanton**, and people are often deceived. Buying a good ** will bring you a huge income for yourself.

What do you think is good** and why? <>

For people who buy **, their original intention of buying ** is to get a relatively good profit. Some unstable ** will make their capital loss, so these people are very careful when buying, if it is a ** that can bring them huge profits, they will often invest a lot of money to buy. But if it's the kind of ** that doesn't get something in return, they often won't patronize.

For most people, their money is also earned through their own hard work, so when investing in **, they attach great importance to this issue. <>

Most people who buy ** are looking for a more stable, long-term **, if they only suddenly get the maximum income, but in the later stage, they suddenly lose a lot of money, often such ** will not be bought, because the risk is particularly large. These people generally only buy some more stable **, even if her income may not be suddenly**, ** income is high, but it is relatively stable and will not make people lose money. <>

Some ** will often be affected by external factors, because of changes in the external market, resulting in this ** sometimes going up, sometimes going down. For some investors, it is impossible to buy such a **, because there will be some dangers, resulting in their own loss. Therefore, when they buy, they will definitely look for something that is not affected by external factors.

I think it is good to have development prospects, because this kind of ** can be searched to protect our interests, and it can also give us a certain amount of protection. And we Fengkuan can buy some educational silver Huiliang type**.

It is good to have it for a long time, and investors can have it for a long time, which is higher than the interest rate of depositing in the bank.

I think the overall trend of ** is relatively stable, and it is good to continue to grow**.

Generally, you are advised not to buy** are worried about the loss of investment due to ignorance of **, **not to say that you can make money if you buy it, **investment is risky, if you don't understand the basic knowledge, you can't even distinguish the type of currency**, hybrid**, **, bond**, index**, etc., what are the characteristics, then it is easy to lose money.

The second is the kind of what others recommend, what to buy, or to see which ** is better, which one to buy**, when buying** I don't know what to buy**, this **development prospects do not know how to analyze, etc., then it is not recommended to buy**, it will also be prone to losses.

Talk about your own experience of buying **. Share the experience of buying**.

There are many types, such as open-ended, closed-ended, exponential, broad-based and bond-based, etc.

To collect money, you have to measure your financial situation, and then see which one you are suitable for buying**, and then determine how to buy it, such as a lens, or some other way?

Buying ** is also a fairly professional thing, so if you are a layman, you can learn the basics before trading, so as not to be lost in a mess.