What are the principles of payment of social insurance premiums?

1 Insurance benefits include the payment of pensions, inheritance deposits, surrender payments, funeral expenses and other expenses to the insurer. When paying, the county-level unit shall review the eligibility of the insurance object, determine the pension standard, and the township (town) management agency shall issue it on behalf of the county (city).

2. According to the amount paid by the policyholder, the number of years of payment and the payment method, the total amount of accumulation shall be calculated according to a certain value-added interest rate. After the total amount of the policyholder's contribution is determined, the pension payment standard is determined in combination with the time value of the funds.

Principles of medical and social insurance payment: the principle of overall situation, the principle of objectivity, the principle of development, the principle of operability, the principle of fairness, and the principle of efficiency. Medical social insurance is compulsory, guaranteed, mutual, welfare and social.

Social insurance is guaranteed to be enforced by national laws, and the qualifications of the insured are confirmed by the state through legislation, and within the scope of laws and regulations, members of society or workers shall participate in social insurance in accordance with the law, and the insured persons or insured units shall pay social insurance premiums in accordance with the law.

The basic functions of social insurance: stabilizing social life, redistributing functions, expanding effective demand, and ensuring social production. The special functions of social insurance: to protect the health of residents, to regulate the behavior of the supply and demand side of health services, and to promote the socialization of medical and health services.

China's social medical security system is composed of social medical insurance institutions, insured units and insured persons, medical institutions and pharmacies. Medical and social insurance provides certain material assistance to workers and their families in the form of social insurance to ensure their basic living needs.

China's medical and social security is an important part of social security, and workers who participate in Bibipei's medical and social insurance can obtain certain material help from the state and society in accordance with the law. Medical and social insurance give full play to the mutual aid role of social insurance.

<> medical social insurance refers to a system in which social workers are provided with necessary medical services and material security when they need to be searched for due to illness, injury or childbirth, also known as "publicly-funded medical care", referred to as "medical insurance".

Social medical insurance consists of two parts: basic medical insurance and large-sum medical assistance. Medical insurance for eligible insureds, enjoy the medical treatment of the world, generally implement the principle of equality, medical insurance usually in the form of medical insurance to pay part of the medical expenses to the insured.

The principles of medical and social insurance benefits include: the principle of fairness, the principle of appropriateness, and the principle of continuity.

a.A ride to the town to pay cash party early branch letter.

b.Interest income method.

c.Regular income method.

d.Flat income method.

Correct answer: ABCD

1. General Provisions. Article 1: In order to protect the company's employees in production and work accidents caused by death or disability of the right to receive medical treatment, economic compensation and occupation, prevent accidental injuries, and promote safe production, in accordance with the "Labor Law of the People's Republic of China" and other relevant laws and regulations, combined with the actual situation of the enterprise, these measures are formulated.

Article 2: Employees must participate in accident insurance in accordance with the provisions of these measures, and the company shall pay accident insurance premiums on time and in full. Article 3:

The county labor and social security administrative department is in charge of the accident insurance of enterprise employees, and its social insurance agency is specifically responsible for the raising, payment and management of work-related injury insurance.

Article 4: Death benefits and disability benefits, accidental death benefits and accidental disability benefits are the basic responsibilities of accident insurance, and their derivative liabilities include medical benefits, lost work expenses, funeral expenses, etc.

Article 5 The insurance liability of accident insurance is the death or disability of the insurer caused by accidental injury. Not responsible for death due to disease. As long as the event that causes the insured to suffer accidental injury occurs during the insurance period, the insurer shall bear the insurance liability and pay the insurance money.

2. The payment method before the insurance money.

Article 6: Accident insurance is a fixed payment insurance, when the insurance liability is constituted, the insurance company pays death insurance or disability insurance according to the insurance amount agreed in the insurance contract.

Article 7: The amount of death insurance is according to the provisions of the contract, and it shall be paid in accordance with the insurance contract when the insured dies. The amount of disability insurance benefits is determined by two factors: the amount of insurance and the degree of disability.

The degree of disability is generally expressed as a percentage, and the formula for calculating the amount of disability insurance benefits is: disability insurance benefits Insured amount Disability degree percentage. The amount is the maximum amount of insurance money paid by the insurer, that is, the insurer pays the death insurance benefit to the insured, and the cumulative amount of Anji Baozheng limb insurance is limited to the insured amount.

Article 9: The administrative department of CCB shall determine a reasonable minimum insurance amount of 2% of the project cost in light of the actual situation of the region. The minimum insurance amount should be able to ensure that the construction personnel receive effective economic compensation.

When a construction enterprise applies for construction accident insurance, the insured amount shall not be lower than this standard.

Article 10: Insurance premiums should be included in the cost of construction and installation projects. The insurance premium is paid by the company and shall not be apportioned to the employees.

Article 11: The company and the insurance company shall, in line with the principle of equal consultation, agree on the construction accident insurance rate according to various risk factors, and advocate differential fees and floating rates. The differential rate can be linked to the scale and type of the project, the degree of risk of the project and the environmental factors of the construction phenomenon.

The floating rate can be linked to factors such as the safety production performance and safety production management status of the construction enterprise.

Article 12: The company must implement accidental injury prevention measures, effectively strengthen the management of safety production, and employees should strictly abide by the safety production regulations to prevent accidents and occupational diseases.