Is maternity insurance in social insurance for working women and should male employees have it?

Of course there should be.

For male employees with maternity insurance, if their wives do not have maternity insurance, they can also enjoy a part of the maternity insurance benefits when they give birth.

Legal Analysis: No. According to the regulations, if the employer has paid the maternity insurance premium, its employees are entitled to maternity insurance benefits; The unemployed spouse of the employee shall enjoy the treatment of maternity medical expenses in accordance with the provisions of the state.

The required funds are paid out of maternity insurance**. Therefore, as long as one of the husband and wife is employed, the wife is entitled to maternity insurance. In summary, maternity insurance does not have to be available while you are employed.

Legal basis: Social Insurance Law of the People's Republic of China

Article 53 Employees shall participate in maternity insurance and hardship insurance, and the employer shall pay maternity insurance premiums in accordance with the provisions of the State, and employees shall not pay maternity insurance premiums.

Article 54 Where an employer has already paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**. Maternity insurance benefits include maternity medical expenses and maternity allowances.

The statement is wrong

Maternity insurance in social security is not only available to female employees, but also to both men and women.

Treatment. As long as you participate in the work, the social security paid by the unit includes maternity insurance.

Maternity insurance is a social insurance system that allows working women to provide timely living security and material assistance to working women when they temporarily suspend their work due to the birth of children. If the woman does not pay insurance, the man's employer can also be used for reimbursement if he has paid social security.

Insured employees enjoyMaternity insurance benefitsThe condition of full shouting is required

If the employee participates in the basic medical insurance for employees and pays the premiums on time and in full, the employees shall enjoy the treatment of maternity medical expenses from the next month after the insurance; Those who have paid in full for 9 consecutive months are entitled to various maternity insurance benefits (including maternity medical expenses, prenatal examination fees and maternity allowances).

Female employees who have paid for 1 month and less than 9 months are only entitled to medical expenses and prenatal examination fees; When the unemployed spouse of a male employee gives birth or terminates pregnancy, and the spouse employee who has participated in the maternity insurance has paid contributions for one consecutive month, he or she is only entitled to maternity medical expenses and is not entitled to maternity allowance.

If the employer has already paid the maternity insurance premium, its employees shall enjoy the maternity insurance benefits; The unemployed spouse of the employee shall enjoy the treatment of maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Maternity insurance benefits include maternity medical expenses and maternity allowances.

No. According to the regulations, if the employer has paid the maternity insurance premium, its employees are entitled to maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Therefore, as long as one of the husband and wife is employed, the wife is entitled to maternity insurance. In summary, maternity insurance does not have to be available while you are employed.

1. Can public institutions enjoy maternity allowance if they are repentant?

Public institutions can enjoy maternity allowance. As long as the employer has paid maternity insurance for one year, female employees can enjoy maternity insurance benefits during maternity leave. Maternity insurance benefits include maternity medical expenses and maternity allowances, and the required funds are paid from maternity insurance**, which will be paid to the account of the unit first, and then issued by the unit to the employees.

According to the relevant regulations, the maternity allowance shall be calculated and paid according to the average monthly salary of the employee of the employer in the previous year.

2. Can I receive maternity allowance after leaving office?

No, you can't. Maternity insurance is only available to employees and is paid in full by the company. According to national regulations, maternity insurance must be paid continuously for a certain period of time (12 consecutive months in Fujian) in order to enjoy maternity insurance benefits.

If you leave your job during pregnancy, the maternity insurance will be discontinued, and you will not be able to apply for maternity allowance after giving birth.

3. Whether employees can enjoy maternity insurance if they do not pay social security?

Employees can enjoy maternity insurance without paying premiums, because the maternity insurance of individual employees is paid by the employer in accordance with national regulations in accordance with the law, and individual employees do not pay it. Female employees who are entitled to maternity leave for childbirth, or enjoy family planning surgery leave and other circumstances stipulated by laws and regulations are entitled to maternity insurance benefits, and the required funds are paid from maternity insurance**.

Social Insurance Law of the People's Republic of China

Article 53 Employees shall participate in maternity insurance, and the employer shall pay the maternity insurance premiums in accordance with the provisions of the State, and the employees shall not pay the maternity insurance premiums.

Article 54 Where an employer has already paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**. Maternity insurance benefits include maternity medical expenses and maternity allowances.

Legal Analysis: Maternity insurance benefits include maternity medical expenses and maternity allowances.

Legal basis: Social Insurance Law of the People's Republic of China Article 54 Where an employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Maternity insurance benefits include maternity medical treatment costs and maternity allowances.

Maternity insurance does not have to be paid in the same employer for one year.

Maternity Insurance Reimbursement Conditions:

Employees who enjoy maternity insurance benefits shall meet the following conditions at the same time:

1. The employer has paid for the employee for more than one year and continues to pay for it;

2. Comply with national and provincial population and family planning regulations.

Maternity Insurance Reimbursement Coverage:

1. Maternity medical expenses.

The examination fees, midwifery fees, surgery fees, hospitalization fees and medicine expenses for female employees who give birth are paid by maternity insurance**. The medical business expenses and drug expenses (including the drug expenses for self-financed drugs and nutritional drugs) in excess of the prescribed regulations shall be borne by the employees themselves.

After a female employee is discharged from the hospital after giving birth, the medical expenses for diseases caused by childbirth shall be paid by maternity insurance**; Medical expenses for other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs to rest due to illness, it shall be handled in accordance with the provisions on sick leave and medical insurance benefits.

2. Maternity allowance.

Female employees are entitled to maternity allowance during maternity leave in accordance with the law, which is calculated and paid according to the average monthly salary of employees in the previous year of the enterprise, and is paid by maternity insurance.

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Legal analysis: maternity insurance benefits include maternity medical expenses and maternity allowances.

Legal basis: "The Social Insurance Law of the People's Republic of China" Article 54 Where an employer has already paid maternity insurance premiums, its employees are entitled to maternity insurance benefits; The unemployed spouse of the employee shall enjoy the treatment of maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Maternity insurance benefits include maternity medical expenses and maternity allowances.