Is Yu Libao safe? What are the pros and cons of Yu Libao

Safe. First of all, Yu Bao.

Yu Libao is Alibaba.

Tianhong ** company, its products. His own brothers, Yu Libao and Yu Bao are both investment currencies**.

Yu Bao is the boss, born in 2013; Yu Libao is the second child, born in 2015.

The difference is that Yue Bao is bought and sold in Alipay, which is well known to everyone; Yu Libao at MYbank.

A regular bank that has been jointly established with other local tyrants and obtained a national financial license operates purely online and has no physical stores. MYbank can also use Alipay to log in directly, and the Alipay balance is available.

Compared with Yu Libao and Yu Libao, Yu Libao is more dominant. Although the income of Yu Libao and Yu Libao is around 4%, Yu Libao is slightly higher; In addition, Yu Libao's management fee and custody fee are cheaper, and there is no handling fee for redemption; Yu Libao service objects are large-value storage, small and medium-sized enterprise users, and Yu Libao serves ordinary users.

Yue Bao can be used directly for online shopping, which is a well-known thing, but Yu Libao has to be withdrawn first, but it can be bought and sold freely in the MYbank app, and there are no restrictions. However, Yu'e Bao has a fatal flaw, Alipay has a minimum handling fee after the free withdrawal limit of 20,000 yuan is used up. However, Yu Libao can directly transfer money to MYbank and withdraw to the bank card, and the whole process does not charge fees, easily bypassing the embarrassment of charging fees for cash withdrawals.

Yu Libao is safe and reliable. The Yu Libao service in Alipay is provided by MYbank. MYbank is one of the first batch of private banks in China, which was officially opened on June 25, 2015, and is a formal licensed financial institution with a complete security system.

Yu Libao is safe. Yu Libao service is provided by MYbank.

provided. After the user transfers to Yu Libao, it will be purchased by purchasing currency**.

Reap the benefits. MYbank is one of the first pilot private banks in China, and as a financial institution, MYbank has a well-established security system and is relatively safe. Yu Libao and Yu Bao.

Similarity is still a currency**.

It belongs to current financial management, and the interest rate is higher, which is higher than that of Yue Bao. It has a purchase limit of 10 million. The daily transfer limit is 1 million. Through Yu Libao, you can waive the handling fee of Alipay withdrawal to bank card.

Extended information: 1. Safety analysis of residual profits.

1. Yu Libao's name is Tianhong Yunshangbao Money Market**, which is MYbank and Tianhong**.

Cooperate with cash management tools, so the security of the product is very high in the context of the product.

2. If you buy Yu Libao at MYbank, the transfer of funds can be transferred to the MYbank account, which can ensure the safety of the transfer of funds.

3. As a currency product, Yu Libao and Tianhong's Yu Bao are the same, are used to invest in treasury bonds, bank deposits, such as high security, stable expected returns, although do not promise to register, do not guarantee the minimum expected returns, but from the perspective of historical performance, Yu Libao is expected to return to a stable risk is relatively small.

Second, from the perspective of Yu Libao itself, it is also risky, taking one of Yu Libao's financial management as an example: safe every day. From the perspective of daily growth No. 6, it is a low risk, with a 7-day annualized rate.

Yes, the income is still possible, the risk is not high, the safety is relatively high, but the risk cannot be ignored, and there is also the possibility of loss, but the possibility is relatively small.

3. There are several products that can be replaced in Yu Libao, and the risks will be different, such as: Guangxin. Guanglu.

Ruiying Hongli is a medium and low risk, and its risk level is safer than every day. The daily growth No. 6 is a little higher, and its income is also, the current 30-day annualized rate of return. Be.

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Summary. Hello, Yu Libao is safe and reliable. Yu Libao is a wealth management product jointly created by MYbank and Tianhong**, which extends the advantages of good stability and no handling fees, but the income is higher than that of Yu'e Bao.

Yu Libao mainly invests in treasury bonds, bank bonds and other products, which are low-risk products. MYbank is a private bank approved by the China Banking Regulatory Commission, which means that Yu Libao also belongs to the banking business, and it is rigidly paid according to the law.

Hello, Yu Libao is safe and reliable. Yu Libao is a wealth management product jointly created by MYbank and Tianhong**, which extends the advantages of good stability and no handling fees, but the income is higher than that of Yu'e Bao. Yu Libao mainly invests in products such as Shenzhao Treasury Bonds, Bank Confession Blind Lu Bonds, etc., which are low-risk products.

MYbank is a private bank approved by the China Banking Regulatory Commission, which means that Yu Libao also belongs to the business of Bidai Bank, and it is rigidly cashed in accordance with the law.

Hello, Yu Libao is a cash management tool specially created by MYbank for users, which has the characteristics of low risk and high liquidity. MYbank is a financial institution with a complete security system, and Yu Libao's funds can only be transferred in or out with MYbank accounts, and the funds are relatively safe. So far, Yu Libao has not lost money as a low-risk currency investment, but currency is not a bank deposit, so everyone needs to be cautious when investing, after all, any investment is extremely risky.

Pros: Alipay's withdrawal fee can be waived. The amount is large.

The purchase limit is large, reaching 10 million. The real-time transfer quota is 1 million. If you are an enterprise user, it can be even larger.

MYbank can be bound to Alipay. The income is the same as that of Yue Bao, slightly higher.

Disadvantages: Yu Libao cannot be paid directly, and must be redeemed first. In terms of convenience, it is still inferior to Yu Bao; The investor transfers the funds of Yu Libao to some currency **, and when the currency **net value**, the investor will lose money.

This is a product launched by Alipay, and there will be income every day when you put money in it, which is safer, but the income is relatively small.

Yu Libao is best not to open, open it is also recommended that Yu Libao do not save too much money, not that the financial product is not safe, but Yu Libao's income fluctuates, it is impossible to be stable, if there are too many people to buy, then the capital risk will be higher, so it is best to put a part of the funds into the income. Investors transfer the funds to Yu Libao and invest in some currencies**, when the currency**net worth**, investors will lose money, and Yu Libao cannot pay directly, and must be redeemed first. In terms of convenience, it is still inferior to Yu Bao;

Operating environment: opporeno5pro Alipay.

Extended Information: 1. What is Yu Libao?

Yu Libao is a cash management product jointly created by MYbank and Tianhong** for small and micro enterprises and individual small and micro operators. The product itself is launched by Tianhong** Yunshangbao currency**, which has the characteristics of low risk and high liquidity.

2. Is Yu Libao safe?

Because Yu Libao actually earns income by buying currency, currency is not principal-guaranteed, so theoretically there will be a certain investment risk, but because the direction of currency investment is relatively stable, it is generally invested in valuable bonds such as treasury bonds and bank certificates of deposit, so the risk is actually relatively small.

There are two types of risks associated with putting money in Yu Libao:

1. Investment risk.

Putting money in Yu Libao is not actually equivalent to the existence of the bank, but through Yu Libao to buy currency ** to earn income, currency ** is not principal-guaranteed, that is to say, putting money in Yu Libao may lose money, but the risk is very small, and there is no loss now.

2. Account Risk.

If the money is not stolen because of my own reasons, Yu Libao will be responsible for compensation, so it is safer to put the money in Yu Libao, but pay attention not to disclose personal privacy when using the mobile phone in daily life.

3. Investors can turn off the automatic transfer-in function of Yu Libao that has been opened, and the specific steps are as follows:

2. Enter the Yu Libao interface and click ".. in the upper right corner".Options;

3. Then click on the automatic balance transfer option;

4. In the automatic transfer interface, click to close the service, select a reason, click the continue to close option, and enter the payment password.

After turning off the automatic transfer-in, investors can manually transfer in if they want to use Yu Libao.