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ABC will adjust the handling fee rate for credit card bills and cash installment from April 2018, and the rate will be valid until June 30, 2018. The execution fee rates of each installment product are as follows:
1. Consumption installment.
From April 1, 2018 to June 30, 2018, the consumption installment will be subject to the benchmark rate, and the handling fee rate for each installment will be the principal of the installment.
2. Bill installment.
Until April 8, 2018, the current rate will be applied in instalments. From April 8 to June 30, the bill installment will implement differentiated rates according to the card type and acceptance channel, and the specific handling fee rates for each period are as follows:
Non-Liangju Card: Handle 6 12 24 RMB bills in installments through "SMS, palm banking, online banking, customer service manual, WeChat" to enjoy the preferential handling fee rate for each period; The benchmark rate for 3 and 9 installments of bills will be implemented in installments, and the handling fee rate for each installment will be implemented. Through the "head office and branch outbound marketing", handle 6 12 24 RMB bills in installments and enjoy a preferential handling fee rate for each period; The benchmark rate for 3 and 9 installments of bills will be implemented in installments, and the handling fee rate for each installment will be implemented.
Liangju Card: Apply for 6 12 24 RMB bills in installments through "SMS, palm banking, online banking, customer service manual, WeChat" to enjoy the preferential handling fee rate for each period; The benchmark rate for 3 and 9 installments of bills will be implemented in installments, and the handling fee rate for each installment will be implemented. Through the "head office and branch outbound marketing", handle 6 12 24 RMB bills in installments and enjoy a preferential handling fee rate for each period; The benchmark rate for 3 and 9 installments of bills will be implemented in installments, and the handling fee rate for each installment will be implemented.
3. Ordinary cash installment.
Before April 8, 2018, the current rate will be applied for ordinary cash installments (including immediate credit installments). From April 8th to June 30th, ordinary cash installments (including credit immediately installments) can be handled in 3 6 9 12 installments to enjoy the preferential handling fee rate for each period.
4. Credit (split payment).
From April 1, 2018 to June 30, 2018, the execution rate of credit (split payment) will be for a period of time, and the handling fee will be charged in one lump sum).
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Summary. There may be the following consequences if Bai Qian installment does not repay the loan: 1. Bai Qian installment loan overdue will incur late fees, and the late payment fee increases with the number of overdue days, and the fee for late payment fees is charged as follows:
A late fee of 30 yuan will be charged on the day of overdue, a late fee of 80 yuan will be charged for 30 days overdue, a late fee of 100 yuan will be charged for 60 days overdue, and a late fee of 160 yuan will be charged for 90 days overdue. 2. Overdue users will receive continuous collection** and text messages, and overdue users may be collected on the overdue if they do not repay or the amount is large. 3. If you don't do it for a long time, you may be sued to the court, but in this case, the court generally notifies you that it is not Baiqian Company that notifies you.
If Bai Qian Company wins the lawsuit, in addition to paying off all the arrears, it will also have to bear the corresponding legal responsibility. 4. Overdue will not cause stains on personal credit, have a negative impact on personal reputation, and affect other business in the future.
Bai Qian installment mobile phone 6 years will not be what will happen.
Please wait patiently for 3 minutes, we are sorting out, and we will answer you immediately, and please do not end the consultation.
Bai Qian's installment failure to repay the loan may have the following consequences: 1. Bai Qian's installment loan will be overdue and will produce a late fee, which will increase with the number of overdue days, and the fee for late payment will be charged as follows: 30 yuan late fee on the day of overdue, 80 yuan late fee for 30 days overdue, 100 yuan late fee for 60 days overdue, and 160 yuan late fee for 90 days overdue.
2. Overdue users will receive continuous collection** and text messages, and overdue users may be collected on the overdue if they do not repay or the amount is large. 3. If you don't do it for a long time, you may be sued to the court, but in this case, the court generally notifies you that it is not Baiqian Company that notifies you. If Bai Qian Company wins the lawsuit, in addition to paying off all the arrears, it will also have to bear the corresponding legal responsibility.
4. Overdue will not cause stains on personal credit, have a negative impact on personal reputation, and affect other business in the future.
I didn't ask me to repay the loan.
You're lending to that business.
Is it an online loan or a bank.
Bank. Which bank is a loan or a credit card.
Mobile phone loans. Agricultural Bank of China.
The amount of mobile phone loans is not still serious, that is, overdue will also be due to high interest, and even liquidated damages, the loan will not be repaid The first choice will be subject to high penalty interest, and even credit will be seriously damaged, and more serious will be sued.
You can bring your ID card to the local Agricultural Bank of China to ask if you have a record of arrears, and it is best to ask if you have a record of arrears.
Can you find it in other provinces?
You don't have to ask in person, you need to ask first.
Just talk to customer service and talk to you about the problem.
How should I ask.
Start by saying (Hello, please help me check the tail number of my bank card??? whether there is any arrears).
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Summary. Dear, hello, I am glad to answer for you what will happen if Bai Qian's installment mobile phone has not been repaid for 6 yearsAnswer: 1. Overdue penalty interest.
If the borrower fails to repay the loan after the deadline, the overdue penalty interest will be charged from the first day of overdue, and the longer the overdue time, the more overdue penalty interest will be incurred until the borrower will repay the overdue amount. 2. Affect personal credit reporting. Baiqian Financial has been connected to the credit information system of the central bank, and the overdue records of overdue non-payment will be uploaded to the credit information system of the central bank, which will have a negative impact on the user's personal credit.
3. Affect the handling of other credit businesses. Once the user's personal credit is affected, it will be hindered to handle credit business in other lending institutions or banks in the future. Fourth, it is collected by the platform.
After the deadline, the platform will arrange staff to collect the user and the user's family, which will inevitably affect the normal life of the user. 5. Sued by the platform. If the overdue time exceeds 90 days and the overdue amount is relatively large, the platform may also apply to the court for compulsory enforcement to recover the money through legal proceedings.
Bai Qian installment mobile phone 6 years will not be what will happen.
Hello. Dear, hello, I am glad to answer for you what will happen if Bai Qian's installment mobile phone has not been repaid for 6 yearsAnswer: 1. Overdue penalty interest.
If the borrower fails to repay the loan after the deadline, the overdue penalty interest will be charged from the first day of overdue, and the longer the overdue time, the more overdue penalty interest will be incurred until the borrower will repay the overdue amount. 2. Affect personal credit reporting. Baiqian Financial has been connected to the credit information system of the central bank, and the overdue records of overdue non-payment will be uploaded to the credit information system of the central bank, which will have a negative impact on the user's personal credit.
3. Affect the handling of other credit businesses. Once the user's personal credit is affected, it will be hindered to handle credit business in other lending institutions or banks in the future. Fourth, it is collected by the platform.
After the deadline, the platform will arrange staff to collect the user and the user's family, which will inevitably affect the normal life of the user. 5. Sued by the platform. If the overdue time exceeds 90 days and the overdue amount is relatively large, the platform may also apply to the court for compulsory enforcement to recover the money through legal proceedings.
Recently, I've been calling my friend ** to harass my friend, what should I do.
I don't call my mobile phone number, so I keep sending messages to my friends.
You can call your friend to block**.
Two months ago, I already harassed another friend of mine, and I didn't hear back, so I found another friend of mine, if I still ignore it, will I be harassed next time?
There is also a loan that is not fake because of my ID card, but I didn't see my mobile phone or anything, so I was directly deceived by a middleman.
You can call the police to deal with the pro.
It's been 6 years, and I don't even have the evidence chat record at that time, how can I call the police?
Just call the police directly, and the police will help you collect evidence.
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Summary. Bai Qian and Home Credit were the first to do mobile phone installments. If you don't have the money to buy a mobile phone, you can apply for a loan through these platforms.
In fact, it is a loan to buy a mobile phone, and then repay it in installments. They were also one of the first online loans. At that time, if you are short of money, you can apply for more than 10 mobile installment platforms.
Then don't buy a mobile phone and monetize it. However, correspondingly, the interest rate is also very high. And if you are looking for an intermediary to handle it, you will also be charged an intermediary fee by the intermediary.
In this way, the interest rate is high. So at that time, there were many users who were overdue for mobile phone installments. The main reason is that the interest rate is too high.
Is there a credit report on the mobile phone installment?
Hello dear! Will you have a credit record when you buy a mobile phone in installments: 1. If you are seriously overdue for repayment, it will have an impact, and the credit record will be on the list, or you will be on the blacklist, which will affect your future installment in other installments, or affect your future bank-related business.
2. Mobile phone installment, if you repay normally every month, it will not be affected by any argument.
Bai Qian and Home Credit were the first to do mobile phone installments. If you don't have the money to buy a mobile phone, you can apply for a loan through these platforms. In fact, it is a loan to buy a mobile phone, and then repay it in installments.
They were also one of the first online loans. At that time, if you are short of money, you can apply for more than 10 platforms that shout to upgrade a mobile phone to hide the old period. Then don't buy a mobile phone and monetize it.
However, correspondingly, the interest rate is also very high. And if you are looking for an intermediary to handle it, you will also be charged an intermediary fee by the intermediary. In this way, the interest rate is high.
So at that time, there were many users who were overdue for mobile phone installments. The main reason is that the interest rate is too high.
That's on the credit report, isn't it?
Yes, if you are not at ease, you can go for a credit report.
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The reasons for this are as follows:
1. Business partnership: The mobile phone store may not have established a cooperative relationship with Bai Qian mobile phone installment, resulting in the mobile phone store being unable to sell Bai Qian mobile phone products with clear cherry blossom preparation period.
2. Sales strategy: The mobile phone store may have chosen the cooperation of other installment service providers or financial institutions, but did not choose Baiqian mobile phone installment as the promotion object of the installment service.
3. Market demand: According to market demand and consumer preferences, mobile phone stores may think that Baiqian mobile phone installment products are not suitable for their customer groups, so they choose other installment services Songzhou merchants.
4. Regional restrictions: Bai Qian mobile phone installment may not provide services in the area where the mobile phone store is located, so the mobile phone store cannot see Bai Qian mobile phone installment products.
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