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Introduction] Clothing, food, housing and transportation have always been a major event related to people's livelihood, and they are also the topics that people are most concerned about. Since 2008, the world's real estate industry has developed rapidly, and China's housing prices have also risen, becoming the most concerned topic in life.
In addition to the problem of housing prices has become a topic that people often pay attention to after dinner, the state has also taken a series of measures against the rising Gaoshou property market. Among them, the biggest impact on the real estate market is the introduction of the "national five" in 2013, let's take a look at the "national five" which are the five?
Improve the responsibility system for stabilizing housing prices.
The real estate market has always been in a state of lack of control, and the regulatory function has not been fully played, which has led to various problems in the rapid heating up of the real estate market. The primary goal of the promulgation of the "National Five Articles" is to establish and improve the accountability system for the assessment of housing prices, requiring all municipalities directly under the Central Government, cities with independent planning and provincial capitals to maintain the stability of housing prices as the principle, formulate and publish the annual control objectives of new commercial housing, and realize the specific implementation of responsibilities.
Resolutely curb speculative investment property purchases.
The rapid rise of the real estate market and the inextricable relationship between some undesirable property speculation behaviors. In order to control housing prices, it is necessary to crack down on such undesirable behavior. The promulgation of the "National Five Articles" stipulates stricter measures to restrict the purchase of commercial housing, and it is necessary to ensure the specific implementation of the purchase restriction measures, otherwise it will not play a substantive role.
In addition, it is necessary to strictly implement differentiated housing credit policies, so that people in real need can buy houses with reasonable conditions.
Increase the number of general commercial housing and land use**.
The rapid rise in housing prices shows that the real estate market is in a seller's market where supply exceeds demand, and it is also important to increase the amount of commercial housing to curb the rise in housing prices. The "Five Articles of the Empty Country" stipulates that the total amount of housing land in 2013 shall not be lower than the average actual amount in the past five years, so as to ensure the market volume of commercial housing and effectively prevent further housing prices.
Speed up the planning and construction of affordable housing projects.
At the same time, the phenomenon of rapid development of real estate and surrounding supporting facilities is becoming more and more obvious, and the "National Five" proposes to implement supporting facilities, which should be planned, constructed and delivered at the same time with affordable housing projects to ensure the convenience of life.
Strengthen market supervision.
Promote the construction of urban personal housing information systems, strengthen the management of pre-sale of commercial housing, strictly implement the provisions on the clear price of commercial housing sales, strengthen enterprise credit management, and strictly investigate and deal with violations of laws and regulations by intermediary institutions.
The promulgation of the "National Five" has made clear instructions on the role of the real estate market, and strives to implement various policies, which has a significant effect on curbing the rapid heating and undesirable development of China's real estate market, and has achieved good market feedback, reflecting the role of macroeconomic regulation and control in the market, and safeguarding the basic interests of the people.
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The five articles of the new country refer to the five policy measures to strengthen the regulation and control of the real estate market determined at the executive meeting on February 20, 2013. The executive meeting issued five regulation and control policies and measures, requiring all municipalities directly under the central government, cities with independent planning and provincial capitals except Lhasa to formulate and publish annual control targets for newly built commercial housing in accordance with the principle of maintaining the basic stability of housing prices, and establish and improve the assessment and accountability system for the work of stabilizing housing prices.
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4. Effectively increase the effective supply of housing. In cities where housing prices are too fast, it is necessary to increase the total amount of residential land. Conscientiously implement preferential tax policies to support the construction of public rental housing.
Encourage financial institutions to support the construction of affordable housing projects, and pay close attention to formulating medium- and long-term loan policies to support the construction of public rental housing.
The key problem is that the quality of affordable housing, resettlement housing, and low-rent housing is far from the quality of commercial housing! Whether it's the inner or outer materials, it's all cutting corners! The sound insulation effect is basically equal to zero, and letting people spend money to buy a house of this quality is not equivalent to a waste? !
The starting point is good, but there is still a lot to be grasped in the implementation process. There are multiple subcontracts in a small area, and the money that really falls on the construction of the project is a little bit of the budget.
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The new policy for stabilizing housing prices in the "Five Articles" includes five contents: improving the responsibility system for stabilizing housing prices, resolutely curbing speculative investment purchases, increasing the number of ordinary commercial housing and land use, accelerating the planning and construction of affordable housing projects, and strengthening market supervision.
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When mentioning the results of macroeconomic regulation and control of the real estate market, this is to leave the **house to the new** to buy, that is, to lay a landmine for the next ** to pay. In the face of the newly released "National Five Articles", the "National Five Articles" are neither aimed at the developers, nor at the high housing prices of the local government, but all the anger is sprinkled on the heads of the people, especially the purchase restrictions, loan restrictions and tax increases, and the hats of speculation and fraudulent purchases are all buckled on the heads of the people.
Experts from the Ministry of Construction said that a family with only one house for more than five years can not pay tax, and as long as two houses become one family as soon as they divorce, they can not pay tax. Experts have said that if you find out that you are divorced on tax avoidance leave, the law will hold you accountable. This is troublesome, and people can't remarry if they want to.
What regulations are so unkind, you have to beat the mandarin ducks and force people to divorce? There is a saying in China that it is better to demolish ten temples than to demolish one family.
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30 years ago, everyone ate commercial grain, and 30 years later, everyone lived in commercial housing, ** increased GDP by selling land, became the world's second largest economy, and created a huge bubble. It's worrying about China's future economy. It is worrying about the stability of China's society.
There is only a gradual crackdown on housing prices. is fundamental, for the national five. Second-hand housing will be frozen, housing prices will inevitably fall, there are people who want to earn benefits and maintain value by buying a house will perish, the house is reserved for the people who live, not to become a dead city, ghost town, and a group of house speculators who died today, there will always be much fewer people than tomorrow's economic bubble collapse, but China is about to usher in the investment spring.
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In fact, it is the common people who are pitted, and society is actually a food chain, where the weak eat the strong. The highest level of the food chain has to be demanded at the next level, and in the end, it is still the poor people. How much salary do people have a month, whether they can pay taxes is still a question, and what is the use of paying that tax?
It can't bring a little significant benefit to the state, and then convert it into the wages and benefits of the administrative department, I don't know how long it will take, relying on the salary of the state to the administrative department, in fact, the administrative staff also live like a common man.
But how many administrative staff live the same life as ordinary people!!
Why do so many executives live like that? Do you rely on the people to pay taxes and the state to pay wages? I don't think so.
Good people are rewarded, and in a society without morality, it is almost non-existent.
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In fact, some civil servants can't help it, they are also ordinary employees, a month of technology plus benefits is less than three thousand, and there is no way not to receive some gifts, otherwise forty people, how to support the family, can not attribute the responsibility to them, ** every day, tax reduction, on the other hand, to each tax officer of the index increase, this is not not reduced but increased, and then the leader came, when he came, the old one was replaced by the new, and the office furniture in the entire office building was renewed, all the best. In addition, large groups and shopping malls will invalidate invoices when they come, and the invoices issued will be invalidated at the end of the year, in fact, they are all normal tickets, and they just want to invalidate the red chong to offset the taxes, which are all discussed with the district bureau, the municipal bureau, the provincial bureau, and the first level of the bureau, and the invalid will be invalidated, at least this year's tens of millions of taxes will be less. Then the state began to increase this tax, increase that tax, isn't it still us ordinary people who are pitted, and we will still bear more taxes,。。
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Or don't tune it, the people are panicking, the market is unstable, and the people are looking forward to buying it, but they can't afford it. Limit the purchase and limit the purchase, and the limit is to pay a lot of unjust money. Pay taxes and adjust interest rates.
The 15% preferential interest rate for loans issued by the State Five is gone. If you have to pay taxes for a year in other places, no, it's not a matter of spending money, if you have money, what is 8,000 thousand, and the little people are suffering again. Think about how many people cheat, to buy or not to buy?
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On the one hand, the second suite is controlled, and the second child is opened on the other, and after many years, it is the era of snail dwelling again!
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The hateful 5 articles of the country, if you want to come out, you must think carefully and make an explanation, and all kinds of situations must be taken into account, and you can't hurt how many innocent buyers because of your policies.
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No matter what policies are introduced, how to adjust the empty, can only restrict the rich, what can the rich do? Can you endure it? There are two people who have no money, and one more can't afford it, and can you raise another one?
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Excuse me; I have a 53-square-meter house in 21 years, I want to buy a new house first, and then sell the old house, how to pay the personal tax.
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I can't afford to buy a second-hand house in the country 5 lanes!
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The 100 articles of the country are useless, and all localities should increase their efforts and improve what measures. These slogans are shouted every year at the General Assembly, just a formality.
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The population is getting smaller and smaller, and the houses are getting fewer and fewer, and they are getting higher and higher.
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Housing prices are getting more and more expensive, and Wen did not forget to raise them in disguise before leaving office.
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Driving a BMW to buy an economical and practical house, NND couldn't figure it out.
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The executive meeting of the State Council clarified five specific policy measures:
1) Improve the responsibility system for stabilizing housing prices. All municipalities directly under the Central Government, cities specifically designated in the state plan, and provincial capitals except Lhasa shall, in accordance with the principle of maintaining the basic stability of housing prices, formulate and publish annual control targets for newly built commercial housing. Establish and improve the assessment and accountability system for the work of stabilizing housing prices.
Article 5 (2) resolutely restricts speculative investment purchases. Strictly implement measures to restrict the purchase of commercial housing, and strictly implement differentiated housing credit policies. Expand the scope of the pilot reform of personal housing property tax.
3) Increase the number of ordinary commercial housing and land use**. In principle, the total amount of housing land in 2013 shall not be lower than the average actual amount of land in the past five years.
4) Accelerate the planning and construction of affordable housing projects. Supporting facilities should be planned, constructed, and delivered at the same time as affordable housing projects. Improve and strictly implement the access and exit system to ensure fair distribution.
By the end of 2013, cities at or above the prefecture level should include eligible migrant workers in the scope of local housing security.
5) Strengthen market supervision. Strengthen the management of pre-sale of commercial housing, strictly implement the provisions on the clear price of commercial housing sales, strengthen enterprise credit management, and strictly investigate and deal with violations of laws and regulations by intermediaries. Promote the construction of urban personal housing information systems, and strengthen market monitoring and information release management.
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