Hello, do I need to return the use of Yue Bao?

Hello. The money in Yue Bao belongs to you. You do not need to return it after use.

The money in Yue Bao will generate income every day. The money in Yue Bao can also be purchased online, in physical stores, or at roadside stalls. Yu'e Bao can be said to be consumer financial management, and both are correct.

The money inside belongs to you. At your disposal. You do not need to return it after use.

Yue Bao's money does not need to be repaid.

Because the money in Yue Bao is transferred by you, that is to say, the money in Yue Bao itself is your money.

Yue Bao is a balance value-added service and current fund management service product of Ant Financial, which was launched in June 2013. Tianhong is the manager of Yue Bao.

Yu'e Bao is connected to Tianhong**'s Yuebao currency**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. At present, Yu'e Bao is still the largest currency in China**.

The Yue Bao in Alipay does not need to be returned. The money in Yue Bao is your own money, and you don't have to pay it back when you pay offline for shopping.

Yu Bao Introduction:

Yue Bao is a money management service. Transfer to Yue Bao, that is, buy currency**, you can enjoy currency** income;

Currency** is mainly used to invest in treasury bonds, bank deposits, etc. Investors buying money market do not mean depositing funds in banks or depository financial institutions, and the company does not guarantee a certain profit, nor does it guarantee a minimum return.

The funds transferred to Yu'e Bao can not only obtain income, but also consume and pay at any time, which is very flexible and convenient. Let you make money and spend money at the same time.

No, the money in Yue Bao is the money you deposit into Alipay, and only Huabei or borrowing needs to be repaid.

Hello, I am the answer in the financial field, "Talking about stocks and gold", I have many years of experience in finance and law, I have seen your questions, and I am sorting out the relevant answers for you, typing may take some time, please be patient, I will provide you with the most detailed answers within 5 minutes, will not reply to you, thank you!

Question: Do you still use the money in Yuebao in Alipay after you use it?

Hello, dear, I'm glad to be able to answer this question for you, don't pay back the money in Yue Bao, because the money in Yue Bao is the user's own transfer of funds, is their own money, and they don't need to be returned for consumption, but the money in Yue Bao will be less. Yue Bao is actually a kind of money** financial management method, in addition to the financial management function, funds can also be directly used for shopping, transfer, credit card repayment, etc. In addition, Huabei, borrowing and other businesses with the nature of loans in Alipay need to be repaid after use, and other expenses may be incurred, and overdue will also affect personal credit.

Hope mine is helpful to you! Thanks, question.

<>What does it mean to issue Alipay transfer quota cumulatively in this unlocking screen?

Dear, don't worry, I'm looking at your question, dear, what are you worried about, you can talk to me directly, ask questions.

What does it mean to go to the bottom of the screen to increase the limit?

What does this amount mean?

Okay, dear, wait a minute.

The question is if I can use the amount of money I can use personally.

Pro, Alipay withdrawal generally refers to the amount of consumer loans such as Huabei or borrowing, including: 1. Huabei withdrawal: Alipay users have maintained good usage habits in the process of using Ant Huabei, and the system will automatically increase the use of Huabei when the requirements are met, and Huabei is divided into permanent and temporary increases; 2. Borrowing and raising:

After the user applies for the loan, if the demand for the amount is high and there has been no overdue repayment, then the system will also give the borrower the opportunity to automatically increase the amount.

The amount in Yue Bao is transferred by yourself and belongs to your own property, and there is no need to repay.

The money in Yue Bao is your own. You can charge it when you run out.

If no one urges you to pay it back, you don't have to pay it back, whose business is it for you to spend your money?

That's your own money and don't pay back Alipay.

Hello, I understand your question and am answering it for you.

The money in Yue Bao is your own asset. Your money is invested in Yu'e Bao, which is equivalent to you buying a certain company's currency**, and it just so happens that this currency** was selected by Yu'e Bao, this money is the user's **currency**, you can get a certain amount of income every day, and you can also use the money in Alipay to shop at ordinary times, and the flexibility is very high. Users can choose different ** when investing in Yu Bao, but they can only be selected at the time of the first transfer, and then **default to the first selection** variety again.

If the withdrawal amount of Yu'e Bao is higher than 10,000 yuan, the T+1 arrival rule will be implemented, and users should plan in advance when they are in urgent need of money. In the **Yue Bao, users can choose consecutive **trading days**, so that they can get the money faster.

The income of Yue Bao is distributed daily, and the income obtained can continue to be invested and enjoyed, which is equivalent to a compound interest calculation. However, the income of Yu'e Bao is not very high, if users want to get more income with their spare money, they can choose other ** on Alipay, but pay attention to the risk.

In fact, there are many financial products on Alipay, and users can choose according to their ability to bear risks when buying financial products, but they must use their spare money when investing in financial management, and cannot borrow money to invest to avoid the burden on individuals after losses.

Yue Bao is a financial management tool, if you need to transfer the money out to repay;

1. You can directly enter the homepage of Yue Bao, choose to transfer out to the balance or directly transfer out the bound bank card, and then transfer and repay through the balance or bank card;

2. On the home page of Alipay, there is transfer or credit card repayment, and you can choose Yuebao to pay when you confirm the repayment.

The premise is that you have to let Yue Bao have enough money, if Yu Yu Bao's money is not enough to pay, you can't use Yue Bao to repay.

Hope it helps, hope!

If it is an Alipay application such as Huabei borrowing, you can use Yuebao to repay, and you can choose Yuebao when you repay directly. If it is other software, you need to withdraw the money of Yue Bao to the bank card and then repay the operation.

If you need to repay your credit card, here's how to do it

1. Log in to Alipay on your mobile phone and click [Credit Card Repayment].

2Select the credit card you want to repay.

3. Fill in the [Repayment Amount] and click [Confirm Repayment].

4. Enter the payment password and click [Payment].

5. Complete the payment.

Yue Bao is a financial management tool.

Are you talking about repaying Huabei?

If the payment method you choose when repaying is Yue Bao, you can do it.

Reliable. Although Yue Bao does not make a lot of money, it is more reassuring to put the money in Yue Bao, and it can be withdrawn at any time, which is particularly convenient.

Particularly reliable. Now there are a lot of people using Yue Bao, and they will also transfer a lot of money to Yue Bao, and the income will be very large.

Particularly reliable. However, the income of Yu Bao is not very impressive, so few people use it now.

It's quite reliable, in fact, there are still a lot of users who use Yu'e Bao now, and their pick and place is more convenient, and it won't take too much time.

Yue Bao can still save money. Even if the state removes a large number of Internet products, Alipay's Yuebao can still save money, Yuebao is a balance value-added service launched by Alipay, and you can get a certain amount of income by transferring money to Yuebao. In addition to obtaining a certain amount of income, the funds in Yue Bao can also be flexibly withdrawn or used for online shopping payment, payment of utility bills, credit card repayment, etc.

Extended information: Founded in 2004, Alipay (China) Network Technology is a third-party payment platform in China, committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always taken "trust" as the core of its products and services.

It has two independent brands, "Alipay" and "Alipay Wallet". Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer.

Alipay has established strategic cooperative relations with more than 180 banks at home and abroad, as well as international organizations such as Visa and Mastercard, and has become the most trusted partner of financial institutions in the field of electronic payment.

In February 2020, Nepal's central bank issued a license to Alipay. In July, Alipay was selected as an excellent solution for the blockchain war "epidemic" [3] . In October, Alipay launched the "pay later" function.

In December 2021, Alipay and China UnionPay achieved mutual recognition of collection code scanning across the country.

Alipay borrowing was changed to credit loan. On December 2, Alipay issued an announcement stating that Alipay and China UnionPay began to communicate and explore closely based on barcode interconnection business in 2020, and successively realized mutual recognition of collection code scanning in Beijing, Tianjin, Guangzhou, Shenzhen, Chengdu, Chongqing, Xi'an and other cities.

In February 2022, Alipay announced the "Summary of Supporting the Development of Chinese Women's Football": a total of 100 million yuan has been allocated to the Chinese Football Association.

Alipay and Alibaba Group are more likely to favor large-scale employee shareholding arrangements. In the process of preparing for the establishment of the small and micro financial services group, 40% of the shares will be used as a sharing and incentive for all employees, and the remaining 60% of the shares will be used as the introduction of other strategic investors. Employees of Alibaba Group and Small and Micro Financial Services Group have received corresponding shares, achieving "full shareholding".

Alipay, a subsidiary of Ant Financial, has a life service platform with 100 million real-name users. Alipay has developed into an open platform that integrates multiple scenarios and industries such as payment, life services, government services, social networking, financial management, insurance, and public welfare. In addition to providing convenient basic functions such as payment, transfer, and collection, it can also quickly complete credit card repayment, phone bills, and water, electricity and gas bills.

Through the intelligent voice robot, you can reach hundreds of life services in one step, not only can you enjoy consumption discounts, build groups with friends, but also easily manage money and accumulate credit. It has covered 38 countries and regions except Chinese mainland.

Yes, Yu'e Bao is relatively safe, and Ant Financial officials also said that the funds transferred to Yu'e Bao are guaranteed by Alipay's security. If Alipay verifies that the user's funds have indeed been stolen and cannot be recovered, then Alipay will compensate.

It is understood that Alipay's risk control technology has been combined with artificial intelligence technology. The fifth-generation risk control engine AlphaRisk is powered by AI, which can improve risk identification capabilities and risk control through learning.