How about lazy investment in P2P online lending platforms, is it reliable today

If you need to invest in wealth management, recommend ABC wealth management products, and purchase ABC wealth management products according to your own investment preferences, risk tolerance, capital liquidity, etc., you can enter the homepage of China Merchants Bank, click "Personal Service-Investment and Wealth Management-Bank Wealth Management", and filter the product information you need according to your needs.

Since May 27, 2016, the personal online banking and palm banking channel "Kuaiyibao" has been renamed as "ABC Kuaiebao", and the contracted product has been changed to "ABC Dividend Daily Settlement A (000907)", and the contract is signed with the first business, that is, the first business is signed at the same time, and the functions of regular investment, intelligent regular investment, combination, and quick redemption are opened.

The new product supports T+0 real-time redemption, daily settlement of income, and supports the setting of automatic balance transfer, linked credit card and personal loan transfer, and the minimum value of the minimum retention amount is 100 yuan.

The counter contract is still the old "Kuaiyibao", and you need to terminate the old product before you can sign the new product "ABC Kuaiyi eBao".

How to set up the quick e-treasure business in the personal palm bank: enter the personal palm bank, select "Investment" - "ABC fast e-treasure", and click the setting icon in the upper right corner of the home page to enter the setting homepage. You can cancel the contract of "ABC Express e-Bao", change the bound mobile phone number, enable the automatic transfer in of the balance of the closed balance, and turn off the automatic transfer out.

Market instability It is advisable not to invest in P2P

Is the current return of lazy investment reduced? Now only, it used to be 8%, fortunately I saw that everyone was still investing in the platform, I think it is still relatively good, and the reputation is very good, but unfortunately I am not a large user, and it is estimated that I will not be associated with lazy investment, after all, a month of investment to be able to earn back their own oil money is considered perfect, so the basic investment is more than 15% of the income, in the big platform is also an investment, but unfortunately it is a little higher than the bank, lazy investment can still be considered.

If you are in urgent need of money, or have a spare amount of money that you want to invest and manage through P2P, how to choose a safe and reliable P2P online loan platform is a problem in front of you. How to choose?

The P2P online lending platform is a financial service that combines P2P lending and online lending. That is, a qualified ** (third-party company) acts as an intermediary platform, the borrower issues the loan bid on the platform, and the investor bids to lend to the borrower.

First, look at the best quality. Including the visual design of the interface, mainly including whether the interface is clear, the two-way charging strategy, mainly including recharge fees and withdrawal fees, and fund management service fees.

Second, see whether ** is recorded. (This is not a panacea at all, because many online loan platforms now rent a record number) However, the record number of a real and reliable platform can be found in the Ministry of Industry and Information Technology.

Third, look at the company's background and strength. For example, whether there is a big brand support behind it, whether it has been reported on the authoritative **, team strength, operation time, whether there are relevant qualifications, and if the registered capital is too small, it is generally not credible.

Fourth, look at the company's capital risk control ability. For example, the operation model, whether there is a reliable third-party guarantee company, the quality of the subject matter introduced, the guarantee clause, etc.

Fifth, look at the domain name. If it is preceded by https, the general security is relatively high. HTTPS is an HTTP channel with security as the goal, and simply put, it is the secure version of HTTP.

The HTTPS protocol is a network protocol built by the SSL+HTTP protocol that can carry out encrypted transmission and identity authentication, which is more secure than the HTTP protocol.

Of course, the above five points are only the most basic selection points, when we choose a platform, we also have to shop around according to other factors, and it is always right to be thoughtful.