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Yes, as long as you have paid pension insurance for 15 years or more, and you work as a worker, then female workers can retire at the age of 50.
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If you are an employee, you can retire at 50. For cadre status or flexible employment status, it is generally 55 years before retirement.
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China's law stipulates that women can retire at the age of 50 to 55, technical positions or government cadres can retire at the age of 55, and if you are not a technical position or government agency cadre, you can retire at 50.
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No, the national pension insurance stipulates that women must be at least 55 weeks old and men must be at least 60 weeks old to enjoy the treatment of the national pension insurance institution.
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As long as you work, you have social security for 15 years and must be a female employee. If it is a female cadre, it must be more than 55 years old.
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You can't retire at the age of 50, you can't retire if you go to work early and you go to work late, you can't retire at the age of 55 for heavy industry, you can retire at the age of 60 for light industry, and you can't retire if you go to work early and 50 years old.
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I think it requires you to work in a unit where you work, some units stipulate that female employees can retire when they reach 50, while some units stipulate that female employees can retire when they reach 55.
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Female employees are 50 years old, female cadres are 55 years old, and you don't have to delay retirement for 1 year
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It depends on what unit you are? If it is a general public institution, the insurance has been paid for 15 years, and after retirement, you can only receive money at the age of 60, and there is generally no pension for those who did not go to work in the previous years. However, if it is a government agency and other departments, some relationships can be handled for sick retirement when they are in place, and there will be a salary.
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No, it's going to take a few years.
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There are still 5 years, I don't know if the policy will be changed, I will work hard when I am still young and can work, and the longer the service, the higher the salary. The more you get paid when you retire.
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Women born in 1973 will reach the age of 49 in 2022, and if they belong to female employees on the job, they can retire in 2023, and there is no indication that China's progressive delay in retirement will be implemented in 2023. Even in the first year, the intensity of implementation is relatively small, at most about a month delay, so there should be no problem in retiring at the age of 50.
According to China's regulations on retirement age, the retirement age for men is 60 years old, the retirement age for female employees is 50 years old, the retirement age for female cadres is 55 years old, and the retirement age for flexible employees who pay employee pension insurance is 55 years old, and the retirement age for men is 60 years old. Women born in 1973 will generally encounter three retirement ages according to different occupational characteristics, one is that the retirement age of female employees is 50 years old; second, female cadres and female flexible employment personnel are 55 years old; Third, the retirement age of women holding leading positions at the deputy county and department level and deputy senior professional and technical posts in government organs and institutions is 60 years old.
In order for a woman born in 1973 to retire at the age of 50, three conditions must be met. First, from the point of view of identity, it must be a female employee on the job, and the so-called female employee is a worker who is engaged in grassroots work on the front line of production; Second, the minimum number of years of pension insurance payment is more than 15 years; Third, there has been no change in the current retirement age. Of the three conditional changes, the first and second should be completely unproblematic, and the current uncertainty factor is the third.
In accordance with the requirements of the 14th Five-Year Plan and the Long-Range Development Plan for 2035, China will gradually implement a gradual delay in retirement. This year is the first year of the 14th Five-Year Plan, and 2023 is the second year, but there is no further news on the plan for gradual delayed retirement by relevant departments in China, so there is still great uncertainty about whether the plan for gradual delayed retirement can be implemented in 2023.
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1. Is the delayed retirement age real? How to extend?
First of all, delayed retirement must be true. As for how to delay, China will implement the method of "gradual postponement to the statutory retirement age".
Although there is no specific plan for how to postpone the specific plan, there are two main conjectures in the industry:
The first is to adjust the retirement age of men and women to 60 years old, we know that the current retirement age for men is 60 years old, and the retirement age for women is mainly divided into three situations: employees, the retirement age is 50 years old; Cadres or flexible employees, retirement age 55 years old; Urban and rural residents, the retirement age is 60 years old. The first thing to do is to raise the retirement age for women to the first level, and then extend the retirement age for both men and women;
The second is that men and women are extended separately, which can first bring women to the age of 55, and then to the age of 60, and then extend it step by step; Men then extended their retirement age, eventually to 65 for both men and women.
Delaying retirement is not a one-step process, but a small step by step adjustment, and eventually the adjustment to a uniform age.
2. Can women born in 73 retire at the age of 50?
First of all, regarding the retirement age of women, it is mainly divided into the following situations:
1. The retirement age of female employees of enterprises is 50 years old;
2. For women with cadre status, the retirement age is 55 years old;
3. The retirement age of women who pay for flexible employment pension insurance is 55 years old (some areas can also retire at the age of 50, such as Sichuan);
4. For women with special types of work, the retirement age is 45 years old.
5. The retirement age of women who pay pension insurance for urban and rural residents is 60 years old.
Women born in 1973 will just turn 49 this year and 50 in 2023, so we can see:
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Legal analysis: Regardless of whether it is a private enterprise, a state-owned enterprise, or a foreign enterprise, the retirement age is the same: 60 years old for men and 50 years old for female workers (55 years old for managerial and technical positions);
In the same city, the pension calculation and payment method is the same, there is no difference, which is over 60 years old, can not participate in social security; Female workers over the age of 50 are also not eligible for social security.
Legal basis: "Interim Measures on the Retirement and Retirement of Workers" Article 1 Workers of enterprises, public institutions, state organs, and people's organizations owned by the whole people shall retire if they meet one of the following conditions: (1) Men who have reached the age of 60 and women who have worked continuously for 10 years or more.
2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years of age for men and 45 years of age for women, and having worked continuously for 10 years or more. This provision also applies to grassroots cadres whose working conditions are the same as those of workers. (3) Men who have reached the age of 50 and women who have reached the age of 45, who have worked continuously for 10 years or more, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated to work.
4) Disabled due to work, certified by the hospital and confirmed by the labor appraisal committee, completely incapacitated to work.
Social Insurance Law of the People's Republic of China Article 16 Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.
Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive a basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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