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Anonymous users2024-02-12The reason why Huabei cannot pay more than 150 yuan is due to Huabei's risk control policy. Alipay will formulate corresponding limits according to the user's personal credit status and payment habits to ensure the security of payment and the controllable risk. When the payment exceeds 150 yuan, the risk threshold may be triggered, resulting in the payment being restricted.
If you are worried that the payment of more than 150 yuan will have an impact on your personal credit status, you can use online loan inquiry tools such as Puxincha to check your online loan history, debt status, dishonesty information, online loan blacklist and other relevant information. However, it should be noted that if the online loan itself is non-compliant, then the overdue online loan may have an impact on your personal credit status. Even if there is no direct impact on personal credit, online loan records will still remain in the online loan big data.
In short, Huabei's restriction on payments of more than 150 yuan is to ensure the security of users' payments and reduce risks. If you want to know your online loan history and credit status, you can use tools such as Puxincha to make inquiries. Use online loans carefully and make sure you repay them on time to maintain a good credit history.
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Anonymous users2024-02-11In general, the failure to pay more than 200 in Huabei is caused by the following reasons, and the user can solve it according to the situation. In addition, there will be a small number of merchants and goods that cannot be paid through Huabei, which is also worth noting.
The trading environment is abnormal.
When using Huabei to make payments, the system will detect Huabei's payment environment, and if it finds that the transaction environment is abnormal, it will cause Huabei to be unable to pay.
Account anomalies. The system will detect the Alipay account from time to time, and if the Alipay account is found to be abnormal and there is a risk of theft, then the system will carry out risk control on the Alipay account, resulting in Huabei being unable to make large payments.
Not enough. 1. The user has adjusted the upper limit of the general quota of Huabei, if the general quota of Huabei is 2000 yuan, and the adjustment is set to 200 yuan, then the part exceeding 200 yuan cannot be used.
2. Huabei has a quota but has not recovered. If the general quota is 1,000 yuan, and 900 yuan has been used now, then the actual usability is only 100 yuan. Before there is no repayment recovery limit, consumption expenditure of more than 100 yuan will naturally not work.
3. The general quota of Huabei itself is only 200 yuan, so if the platform system does not raise the amount, the excess part will naturally not be paid. Generally speaking, this kind of quota is only a few hundred yuan, if it is not a new user of Huabei, it is not an abnormal credit situation, so the amount given is particularly small.
Extended Information: Precautions for the use of Huabei.
1. Huabei installment will only charge you or the merchant a handling fee (service fee), and will not be charged to both parties at the same time.
2. When choosing to pay in installments, if the merchant is willing to bear the cost, it will be charged at the rate set by the merchant; The buyer is responsible for the part that the seller does not bear.
3. Huabei installment will adjust the above handling fee from time to time according to changes in the market environment.
The system will evaluate whether Huabei payment can be supported in real time according to the current transaction, if there is no Huabei entrance, it means that it is not supported, and manual intervention cannot be made. Change to another payment method.
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Anonymous users2024-02-10If Huabei can't pay more than 100 yuan, it is likely to be caused by the following reasons:
1.The customer sets their own spending limit.
2.The system comprehensively evaluates the current trading scenario, and because the risk is detected, the transaction is restricted.
3.Because of large purchases or always spending Huabei in the same store, the system is suspected of cashing out, or there have been illegal arbitrage behaviors recently, resulting in the account being subject to risk control.
4.Due to frequent device logins, frequent modification of account information, change of bank cards, change of mobile phone numbers, etc., there are security problems in the account, which leads to system risk control.
Customers can directly contact Alipay customer service to consult the specific reason, like the first case, the customer can adjust the limit again; In the second case, it is recommended that the customer change the payment method, of course, maybe the change merchant can be able to consume normally; As for the latter two cases, customers can only wait patiently for the end of system risk control. However, if it is only suspected of cashing out, but it has not actually been cashed out, the customer can go to the appeal.
Extended information: The full name of Huabei is Ant Huabei, which is a consumer credit product launched by Ant Financial, and after applying for opening, you will get a consumption limit ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".
Line of credit. Based on consumers' online shopping, payment habits, credit risks, etc., Ant Huabei grants users consumption quotas ranging from 500 to 50,000 through big data computing and risk control models.
Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic. Ant Huabei cannot open or raise the amount through others, please do not trust others and disclose personal information. [9]
On October 18, 2018, Huabei officially launched the "Quota Management" function, which allows users to adjust their Huabei quota independently according to their actual needs.
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Anonymous users2024-02-09First of all, you have to check how much money you have in Huabei that can pay you? Everyone's Huabei quota is different, some are 100 a month, some are 10,000 a month, and they can't be paid if they exceed the Huabei limit.
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