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Huabei in Alipay cannot be used for transfers, Huabei can only be used for physical store consumption, or online** shopping consumption! You can only transfer money with your own real funds! , hope to give !
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Alipay's Huabei is Alipay's first consumption and then pay it back next month, and it can't be used to transfer money to anyone, that is to say, you can only scan the code to pay.
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<> with the continuous improvement of the intelligence of automobiles.
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Yes, but the amount doesn't seem to be large.
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No. Huabei is a credit consumption tool, which does not support cash withdrawal and transfer, and can only be used for consumption and shopping.
Huabei is a scene-based credit consumption tool in the Internet era, and users can use Huabei's quota to enjoy the shopping experience of "consume first, pay later" when consuming.
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Huabei can only be used for consumption payment, there is no cash advance function, and it cannot be withdrawn or transferred. Huabei is a consumer credit product launched by Alibaba Ant Financial, with a maximum consumption limit of 50,000 yuan. Users can advance the quota of Ant Huabei and enjoy the shopping experience of "consume first, pay later".
If you are in urgent need of borrowing, you can consider borrowing from Alibaba Ant Financial and Youqian under Du Xiaoman Financial. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.
Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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Hello, under normal circumstances, you can't use Huabei to transfer money to friends, you can only use balance, Yue Bao and bound bank cards to transfer. But if a friend has opened a Huabei money collection code, then you can transfer money to him through the friend's money collection code. When transferring money, you only need to ask your friend to open Alipay's money, and then scan his *** directly.
It should be noted that Huabei is forbidden to cash out, so you can't scan the code frequently and transfer large amounts to friends, otherwise once it is monitored by Huabei's risk control system, it may directly lead to Huabei being closed, and it may also affect the use of Alipay.
Huabei
Huabei, whose full name is Ant Huabei, is a consumer credit product launched by Ant Financial, and after applying for opening, you will receive a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".
On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange. As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan. On May 18, Huabei announced that it would be open to banks and other financial institutions.
On September 22, 2021, Huabei has been connected to the central bank's credit information system, and it will not be available if the user refuses to access it.
Ant Huabei has been officially launched since April 2015, mainly used for shopping on Tmall and **, and has been loved by the majority of consumers, especially post-consumers. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.
Huabei application scenarios
Industry insiders believe that banks and other financial institutions have experience in capital and risk control, and Huabei has consumption scenarios and risk control data, and the two sides have their own strengths and complement each other. Therefore, cooperation can not only enable finance to truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, and benefit the development of the industry.
Ant Huabei supports multi-scene shopping use. Previously, the main application scenarios were ** and Tmall, ** and most merchants in Tmall can use its payment.
Ant Huabei has stepped out of the Ali e-commerce platform and has connected to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; Local life services**, such as word-of-mouth, Meituan, Dianping, etc.; Mainstream 3C officials**, such as LETV, Haier, Xiaomi, OPPO and other official **; and the section on overseas shopping**.
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Alipay transfer cannot be paid with Huabei, and after Huabei is opened, it can only be used for scanning code payment or online shopping. In fact, the use of Huabei for Alipay transfers is also equivalent to a withdrawal, which is not allowed. When using Alipay to make a transfer, you can use the balance in Alipay, the bound bank card, Yuebao, etc. to pay.
Different users get different quotas when Huabei is activated, but the quota will be increased in the future. However, users are required to repay on time after using Huabei, and there can be no overdue repayment, because penalty interest will be generated after overdue repayment, and some users who have opened Huabei have been connected to the credit information system, which will not affect personal credit.
Huabei can not repay on time can use installment repayment, installment repayment can choose the number of installments, the installment rates are, when choosing the number of installments, generally according to their own repayment ability to choose, so that you can avoid overdue, after the installment can be returned in advance.
In addition to using Huabei to repay in installments, Huabei supports deferred repayment when repaying the arrears, and the system will charge a certain fee according to the deferred amount, and at the same time, the deferred repayment must be returned on the next repayment date, and cannot be deferred again, it should be noted that Huabei's installment repayment and deferred repayment must be applied for between the repayment date and the bill date.
Version information: Take the Alipay version, Apple 13 (system), and Huawei Mate40 (HarmonyOS2 system) as examples.
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The other party has opened Huabei to receive money, and there is no limit on the amount of money to receive money by scanning the code. You have not opened Huabei to receive money, and the amount of money received cannot exceed 150 yuan in a single transaction.
There is no opening of Huabei to collect money.
opened Huabei to collect money.
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