What to do if your car is scratched? What should I do if my car is scratched?

Look at the depth of the scratch to determine whether you need to do lacquer treatment, and the slight scratch can be polished.

If the responsibility is clear, the insurance company of the responsible party shall settle the claim, and the liability shall be uncertain, and the police shall call the police, and the insurance company of the party with greater responsibility shall compensate for the car damage. If you have an accident independently, you can report your car insurance claim according to the size of the scratch, and the premium will rise next year. You can also find a place to repair it yourself, without going through insurance.

What to do if your car is scratched? With this, you can repair it at home, netizens: save money and use it.

If the car is found to be scratched, but the vehicle involved in the accident cannot be found, the owner should call the police as soon as possible, and the traffic police should find the person responsible, and at the same time, the accident scene should be photographed in all directions, including the location of the accident, the full picture of the vehicle with a clear license plate, and the specific damage site. 2. If the traffic police find the person responsible, it is very simple and the other party will compensate;

3. If the traffic police cannot find the person responsible, the traffic police should issue an "accident liability determination form", indicating that the responsible party escaped, and then the owner can claim compensation from his own insurance company. 4. However, according to the terms of the insured car damage insurance, the insurance company can only pay 70% of the car damage loss, and the remaining 30% is borne by the car owner. "According to Article 8 of the insurance clause, the loss of the vehicle shall be compensated by a third party, and if a third party cannot be found, the insurance company has the right to deduct 30% of the deductible odds, so only 70% of the loss needs to be compensated to the owner.

5. It should be reminded that when claiming from your own insurance company, if the accident only caused damage to the paint, and the car body was not damaged, the insurance company will not compensate unless the vehicle is insured with scratch insurance. 6. In addition, if the vehicle has not purchased car damage insurance, the deductible will not be calculated, and the owner of the car will compare which is higher than the maintenance cost or the deductible.

Some small accidents are more cost-effective to take compulsory traffic insurance, but you must pay attention to grasp the amount, otherwise it will be a headache Why not take commercial insurance? Very simply, commercial insurance calculates the discount rate according to the number of accidents, and if it is a relatively small accident, it may cost more than you take the car to repair yourself, so the gains outweigh the losses.

First of all, how much does it cost to repair, if the scratches are more serious, you must spray paint, generally speaking, the car below 20w, the outside maintenance plant is about 300, the pearl paint on the market is more expensive, the 4S shop is about twice as expensive, 200,000 to four or five hundred thousand cars to more than 500, 4S shop more than 800, except for the maintenance plant of activities and acquaintances.

However, if it is a small scratch, the owner can save himself. First carry out rust removal and rust prevention work on the surface, wash and dry the car, apply rust remover to the scratch place, wipe and remove rust agent for about a quarter of an hour, and apply rust inhibitor. After applying the anti-rust agent, wait a few minutes before spraying the self-spraying paint, cover the car marks with newspaper before spraying, let it dry naturally after spraying, and finally apply fine wax.

Besides, if it gets to the point where you have to spray paint, do you have to go insurance or pay out of pocket? Under normal circumstances, the insurance is divided into compulsory insurance and commercial insurance, and the property compensation limit of compulsory insurance is 2000, which rises by 100 in the following year after the accident, and so on, and the upper limit is increased twice. In fact, what I want to say is that the occurrence of this compulsory traffic insurance has nothing to do with the number of accidents, but is related to the amount.

If you take commercial insurance, in fact, the money you spend is about the same as paying for it yourself, the difference is that commercial insurance is more like installment payment.

Since the car can also appear at the car insurance company if it is scraped by itself, what is the specific process of insurance?

1. In fact, it is very simple, because scratch insurance does not require a relatively clear on-site damage assessment like other commercial auto insurance, so after finding that there are scratches on your vehicle, if the car owner can report to the car insurance company within 48 hours, the car insurance company can send a special damage assessment personnel to assess the damage.

2. However, if it is more than 48 hours, it is recommended that you still bring your original ID card to the car insurance company to report the case.

3. In the process of damage assessment, if the loss assessor of the car insurance company asks you whether the car is scraped by yourself, you can also be truthful, because this will not affect the company's claim amount.

4. Since the car insurance company has not had an insurance in the previous year, the owner can enjoy more preferential treatment when the owner is insured in the next year, so you can check the severity of the vehicle scratches in advance before it appears.

Nowadays, with the growing growth of the automobile market, more and more people are joining the automobile family. When the car is on the road, or commuting to work or traveling by car, it is inevitable that there will be some bumps and bumps in the process of driving. There was a small friction in the car, and I was a little unhappy.

The car is scratched, what should I do? Let me take you to find out!

Car scratches can be roughly divided into slight scratches, slender scratches, severe scratches and so on.

1.How to deal with slight friction? There is no need to go to a car beauty shop to repair a small scratch, the easier way is to buy a touch-up pen and use a touch-up pen to paint it.

Although this treatment is not as effective as going to a beauty salon, if it is a small or inconspicuous scar, it can also play a role in preventing the rust from expanding and aggravating.

2.How to deal with slender scratches? Small scratches can be solved by polishing and waxing, but make sure that your scratches have seen the base paint, if they have already seen the base paint, polishing and waxing will not solve them.

Generally, if the scratches are relatively clear, it is recommended to go to a 4S shop or auto repair shop to prevent damage to the primer.

3.How to solve severe scratches? If it is dented after scratching, you have to go to the repair shop for sheet metal painting and shaping repair, it is recommended not to go to the 4S shop, the cost is too outrageous, unless it is a new car. It's better to go. Repair shop is sufficient.

The paint of a car is like a person's face, and they all like to look good and bright. A good paint surface needs to be cared for in the daily relationship of car friends, and if there is a problem, it is necessary to repair it as soon as possible, so that it can be as good as new for a long time.

1. If the car is scratched, first of all, you must take pictures for evidence.

2. Then both cars pull over to avoid affecting the driving of the rear vehicles and causing traffic congestion.

3. Beside the jujube read ** to call the police to guess, let the traffic police deal with it, and determine whose responsibility is there.

4. If there is a surveillance video, it can be judged according to the video, and the traffic police need to be taken back to the traffic police brigade for evaluation and judgment.

5. Call the insurance company to determine the insurance claim according to the vehicle damage, if the traffic police can judge the unilateral full responsibility on the spot, then as long as the insurance company of the responsible party can come.

6. If both parties are responsible, both parties will pay their own compensation, or settle the claim according to the determination of responsibility.