Is it reasonable to buy a house to defend against RMB depreciation?

In the past 10-20 years, buying a house to defend against inflation is indeed the best way. In the future it has been made clear that the house is to live in, not to copy. With the exception of first-tier cities and some second-tier cities, housing prices in most cities have been flattened and are unlikely to outrun inflation.

First of all, in the past 20 years, buying a house has indeed been the best way to hedge against inflation. Taking Chaoyang District of Beijing as an example, in 2000, the average price of the property market was only 3,800 square meters, but now it is probably more than 80,000 square meters. In 2000, China's GDP totaled trillions of dollars.

By 2019, China's total GDP will exceed $14 trillion. If you had bought an 80-square-meter two-bedroom apartment in Beijing's Chaoyang District in 2000, you would have become a multimillionaire by now. In the past 20 years, China's economic development has been the fastest 20 years, and housing prices are also rising like rockets.

So, buying a home has been the best way to hedge against inflation in the last 20 years. <>

Secondly, the property market has slowly returned to the essence of living, and it is difficult to resist the depreciation of RMB by buying a house in the future by stripping off investment attributes. However, housing prices are too high, and the negative effects are also very obvious. The biggest negative effect is that real estate absorbs most of the national income, resulting in China's consumption level not rising, which is not conducive to the overall economic development.

Nowadays, the state emphasizes "housing for living, not speculation" almost every year. Taking Liaoning Province, where Qu Ping is located, for example, except for Shenyang and Dalian, the housing prices in other cities are "priceless and marketable". The house price looks very high, but the actual transaction price is not the case at all.

In today's emphasis on "housing for living, not speculation", the room for housing prices to rise is very limited, and it is not a good way to rely on buying a house to resist inflation. Of course, in the four first-tier cities of Beijing, Shanghai, Guangzhou and Shenzhen, as well as the leaders in the second-tier cities of Hangzhou and Chengdu, housing prices are still strong, and the best space still exists, especially in high-quality locations. <>

Finally, through reasonable capital allocation, it can also defend against the depreciation of the RMB. Interesting reviews believe that a reasonable way of managing money can also resist the depreciation of the RMB to the greatest extent. For example, buying insurance is a good choice, and critical illness insurance and critical illness insurance are both essential types of insurance.

In addition, appropriate investment in some stable ** and financial management, as well as some bank fixed deposits, the income is acceptable. Buying a house to protect against inflation is no longer the best option, or even a good choice. The point is that the house is becoming less and less mobile.

Once the time comes to urgently need the money, the house cannot be sold in the hand, is it very painful? <>

In fact, it is indeed more reasonable to rely on buying a house to defend against the depreciation of the RMB, because housing prices have always been relatively high, which is an immovable asset, and housing prices are generally rising.

Relying on buying a house to defend against the depreciation of the yuan, I think this approach is reasonable, because with the current inflation of prices, money is becoming less and less valuable, but the house price has been **, therefore, this investment is still reasonable.

I think it's unreasonable, because buying a house is also risky, and some houses will depreciate in value and drop in price.

If you rely on buying a house to defend against the depreciation of the RMB, I don't think it's very reasonable, after all, the state is now very strict in regulating housing prices, and it is impossible for the house to rise sharply, so don't use real estate as an investment project.

Unreasonable, the house is a commodity. And the foam is too big. Picking up rags knows that buying a house can make money, do you think it's normal?

Chief economist Lian Ping said that from the perspective of long-term fundamental factors, in 2014, China's foreign trade surplus imbalance pressure continued to weaken, the Federal Reserve QE withdrawal background, the RMB is difficult to continue to appreciate significantly. Zong Liang, deputy director of the Institute of International Finance, believes that the withdrawal of QE will cause increased fluctuations in the currency exchange rates of relevant countries, especially emerging markets, and may also bring certain depreciation expectations to the RMB exchange rate, thus forming a two-way fluctuation situation. It is not advisable to blindly buy a house to resist the depreciation of the renminbi.

It can diversify investment and rationally allocate assets to reduce the risk of currency depreciation.

At present, buying a house to fight inflation is the best way to reason.

It completely won over the RMB inflation.

The rest of their respective financial investments have failed.

In particular, depositors of bank deposits turned into a fool with a joke.

There is no paper money in the world that can maintain and increase its value, in the long run, it is mainly **** and antique calligraphy and painting, etc., real estate is an exception in the special historical period.

The main reason is that the real estate formed by land, cement, steel bars and migrant workers is more profitable than high-tech.

The United States is strong not because of economic, technological or military, but because of the use of the dollar to harvest the world's wealth in the era of monetary economy.

Each country can only harvest its own people.

What else can you buy without buying a house?

Hello, dear, the depreciation of the renminbi will have a certain impact on housing prices, but the degree of this impact is related to the specific situation of housing prices and the overall trend of the market. On the one hand, the depreciation of the renminbi will lead to the dispersion of imported goods, including building materials and housing equipment, which will lead to housing prices. At the same time, the depreciation of the renminbi may also attract foreign investors into China's real estate market, which may also have an impact on housing prices**.

On the other hand, the depreciation of the renminbi will affect people's purchasing power, which may lead to a slowdown in the economy and a decline in employment, which will put downward pressure on housing prices. The impact of RMB depreciation on housing prices is complex and requires consideration of many factors. At the same time, the change in housing prices is affected by a variety of factors, such as market supply and demand, policy regulation and control, and the macroeconomic environment, and the depreciation of the renminbi is just one of them.

The impact of the depreciation of the renminbi on housing prices can be considered in a number of ways.

1.Imported goods: The depreciation of the RMB means the import of goods, which may lead to the rise of goods in the domestic market, which will drive the price of goods.

2.Inflation: The depreciation of the RMB may lead to inflation, which may lead to the domestic market of goods, Heng Chantong, which will drive the price of goods.

3.Exchange rate fluctuations: The depreciation of the RMB may lead to exchange rate fluctuations, which may lead to goods in the domestic market, which may lead to housing prices**.

4.Monetary policy: The depreciation of the RMB may lead to a tightening of monetary policy, which may lead to the domestic market of goods, which in turn will drive house prices.

It should be noted that the impact of RMB depreciation on housing prices is a complex issue that requires consideration of multiple factors, and the impact of RMB depreciation on housing prices in different regions and cities will be different.

A depreciation of the renminbi would cause international investors to withdraw their money from real estate. In particular, the funds that poured into the country from overseas land stools during the early travel period will flow out of China due to the depreciation of the RMB, or dare not easily enter the Chinese market, which has a variety of effects to boost domestic real estate.

There are three main impacts of RMB depreciation on housing prices: First, RMB depreciation means the depreciation of real estate evaluated by the people, so the depreciation of RMB theoretically makes investors and real estate speculators have a large number of real estate. Second, the depreciation of the renminbi means that real estate needs to be sooner, and many real estate agents have significantly increased the land in their capital reserves at this time, forming a form of discounting.

Third, real estate enterprises with a lot of foreign debts have fallen into crisis due to the increase in the pressure of capital in the chain due to the depreciation of the renminbi. Let's introduce to you the impact of RMB depreciation on housing prices?

The real estate industry itself is a low-tech enterprise that relies purely on cash flow, such as the high turnover executed by Country Garden. Therefore, for real estate companies, as long as energy continues to get money, business will become bigger, but without cash support, people will have no oxygen, and they will die. In contrast, the depreciation of the renminbi will lead to an increase in the social renminbi, and real estate enterprises centered on domestic financing can relax, while real estate enterprises centered on foreign financing will fall into crisis.

Under the combined effect of these things, the overall pressure on real estate enterprises has also appeared, and there are many real estate companies in the industry centered on overseas financing, and real estate will decline. The industry is dominated by domestic noisy financing, and the real estate market is dominated by vibration, which will not be substantial.

The impact of the depreciation of the renminbi on housing prices. In the past, one of the reasons for China's sharp rise in housing prices has been the appreciation of the renminbi. So for the capital-intensive Chinese real estate industry, the depreciation of the renminbi against the dollar is not good news.

More importantly, the exchange rate affects real estate** is a market mechanism, which affects the real estate market through resource allocation, which helps to highlight the decisive role of the market in China's economic development.