What are the requirements for a 360 IOU? 50

360 IOUs.

The application requirements are:

The IOU will have a relevant age requirement for the applicant, who must be at least 18 years old but not more than 55 years old. You must also have a mainland resident ID card.

Hong Kong, Macao and Taiwan cannot be used.

ID card for 360 IOUs.

China Everbright Bank, Shanghai Pudong Development Bank, Postal Savings Bank, China Merchants Bank.

Agricultural Bank of China, China CITIC Bank.

Ping An Bank, Industrial Bank.

Minsheng Bank, Guangfa Bank, Huaxia Bank, etc. If you have a credit card, you cannot apply for a 360 IOU.

3. The applicant's personal credit record must be unstained in the central bank's credit system.

There are no serious credit problems in .

4. The mobile phone number used to apply for 360 IOUs must be authenticated with real name.

360 IOUs.

First: the age problem, that is, the age group that has the ability to repay.

Second: credit problems, if it is overdue, it is not okay.

Third, regional issues can only be done if they have a domestic identity.

Fourth: real-name problem, this mobile phone has to be real-name.

Adults over the age of 18 can apply.

Generally speaking, the official will give a detailed explanation, and it is recommended to go to the official ** to check the specific conditions;

What others say may not be accurate, only official information can be.

There is no human review.

It is analyzed and judged by the system through big data according to user habits.

If someone says manual review, it must be **, don't pay attention.

The application conditions for 360 IOUs are:

1. Be between the ages of 18 and 55, and have a Chinese mainland resident ID card;

2. The borrower needs to have a normal mental state and full civil capacity;

3. The borrower must have good personal credit and no serious credit stain on the credit record of the central bank;

4. The mobile phone number to apply for a loan needs to be authenticated by real name and used for more than half a year;

5. Have a stable job, and the income can guarantee the repayment on time.

Extended Materials. The borrower is 18-55 years old and holds a mainland resident ID card can try to apply, after the application of the system will be a comprehensive assessment, the comprehensive assessment can be successful, if the comprehensive assessment is not passed, the need to apply for borrowing money is rejected.

If it prompts "failed the comprehensive assessment" after applying for a loan on a 360 IOU, it means that the loan application does not meet the lending conditions of the system temporarily. When applying for each loan, the system will review the latest comprehensive qualifications of the user's current account (such as central bank credit information, consumption behavior, payment habits, lending records of other financial platforms, etc., and the evaluation is a dynamic assessment, and the application result does not mean that the application cannot be successful in the future), which is subject to the page display.

From the official point of view, in order to succeed in borrowing in the 360 IOU, first of all, the age must be within the range of official requirements, and secondly, the personal credit investigation must not have serious overdue conditions, and online loan products cannot be applied for a lot, etc.

After the loan application is approved by the system, the loan will be disbursed immediately, and the account will arrive in 30 minutes at the earliest. During some periods, there may be a delay in receiving the funds due to the busy banking process, and the interest will be calculated from the date you actually receive the funds.

After borrowing money with 360 IOU, remember to repay on time, after the loan is successful, there will be a display of the repayment date, and the repayment is successful before 24 o'clock in the evening of the repayment date, which is not considered overdue repayment, and you can also apply for early repayment.

First: the age problem, that is, the age group that has the ability to repay.

Second: credit problems, if it is overdue, it is not okay.

Third, regional issues can only be done if they have a domestic identity.

Fourth: real-name problem, this mobile phone has to be real-name.

Conditions: Age 18-55, in other words, self-determination and repayment ability.

Status: Domestic, excluding Hong Kong, Macao and Taiwan.

Real-name authentication. In terms of interest, the main thing is the level of personal credit, and the interest rate with high credit will be lower.

One is age, which must have autonomy, that is, adulthood, and does not need a guardian to be responsible.

The second is regional, domestic, excluding Hong Kong, Macao and Taiwan.

The third is credit. Fourth, the ability to repay.

The important thing to take care of is not to overdue.

The interest is judged according to personal credit, some are high and a little low, generally speaking, it is ten thousand three or ten thousand, which means that the interest of 10,000 yuan per day is three yuan or yuan.

Interest = Quota * Daily Interest Rate * Number of Days.

The amount of interest depends on the interest rate.

The amount depends on credit.

It is necessary to have the ability to repay the loan independently and bear the legal responsibility of a natural person.

It mainly depends on the ability to repay.

First: natural persons.

Second: people who have financial means, in other words, people who have jobs, retirement age and minors are not allowed.

Third: regional domestic, that is, except for Hong Kong, Macao and Taiwan Chinese.