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One. Haier Consumer Finance Contact Person should fill in one. At present, the maximum amount that Haier can apply for is 200,000, and the use cycle can be divided into up to 12 months, and personal identity authentication and face recognition can be provided when applying, and then the rest can provide basic personal information, and the age range for open applications is 18-60 years old; An emergency contact needs to be added.
Investment is risky, please be cautious.
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If you are listed as an emergency contact, you can do it as follows:
1. Contact the borrower and ask the other party to contact the online lending institution to delete or modify the letter wheel ** number to someone else;
What will be the impact of the online loan emergency clear letter contact?
1. Harassed.
Since the role of the emergency contact is similar to that of the guarantor, once the borrower does not repay, then the address book will be blown up first, and the emergency contact person will bear the brunt, and the online lending institution will keep calling you, hoping to get the latest news of the borrower, hoping to put pressure on the debtor through the contact.
2. It may affect the later loans.
Some well-known online loans have their own ** library, such as Ping An Puhui, as long as you are listed as an emergency contact, and the borrower fails to repay the loan within the time limit, you will not be able to pass the next time you want to apply for Ping An Puhui's products. Xi Caijun suggested that you can submit the instructions to the company and contact customer service for processing.
To sum up, if you have been harassed for a long time, you can use the method of ** recording to retain relevant evidence, go to the CBRC, and submit a complaint to reflect the situation.
Are emergency contacts liable?
Generally, as an emergency contact, in order to contact the borrower, the online loan collector will intimidate the collector, saying that the borrower will not repay, and the emergency contact will also bear legal responsibility when suing. The answer is no, the loan is a contract between the borrower and the borrowing platform, the contract is only valid for both parties, and the emergency contact is not the guarantor and does not have to bear any legal responsibility. It will not be recognized as a guarantor just because it is filled in with a name and **.
What should I do if my emergency contact is harassed by an online loan?
1. First of all, you must laugh at the fact that you can't contact the borrower, and be resolute about the harassment and refusal of the collector.
2. In case of threats and intimidation, you can keep the content of the recording or text message and report it to the regulatory department.
3. If you continue to be harassed, you can directly report to the police. Don't be too troublesome, this kind of thing needs to be done once and for all.
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The emergency contact person of the online loan will only be reflected in the contract of the online loan, and can only be found in the contract.
For the emergency contact, it is generally a necessary information that needs to be reserved when taking out a loan, which is a kind of authorization, when the platform has no way to contact the lender himself, there are more special things, you can contact the emergency contact person to coordinate and contact the borrower himself, but you can not provide any details in the contract to the relevant associate leaser.
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Summary. Haier Consumer Finance is a formal licensed consumer finance company approved by the China Banking Regulatory Commission (CBRC) and is one of the first batch of consumer finance companies approved to be established after the country expanded the scope of consumer finance pilots.
The nickname location of Haier Finance's consumer loan personal center is at: Open the financial [Haier Consumer Finance] app, open the [Personal Center], and click [Nickname].
Haier Consumption is a formal licensed financial company approved by the China Banking Regulatory Commission (CBRC) and is one of the first batch of consumer finance companies approved to be established after the country expanded the scope of consumer finance pilots.
Haier Consumer Finance is a consumer finance company designed by Haier Group, Haier Finance Company, Red Star Macalline and other enterprises, and is the first national consumer finance company approved by the China Banking Regulatory Commission. Therefore, the formality of Haier's consumer finance is very high, and you don't have to worry about security. >>>More
Haier consumer finance is an online loan product, and the threshold for registration is relatively low, as long as the credit is good, it is generally very good to make a payment, and Haier is a big brand and trustworthy.
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