The smartest way to provide for the elderly, how to provide for the elderly intelligently

The smartest ways to retire are as follows:1. Nearby pension. Nearby pension is to live with children without a wife, and it is not accustomed or inconvenient to live with children, so it is necessary to develop a compromise plan.

The best plan is to rent a house near the children's home, close to the children's home, not far away, and the house in the hometown should not be abandoned or **, so that you can go back to live at any time when you want to go back.

2. Home care. Home care is not a fantasy, but an effective use of conditions in the case of eligibility, such as a couple with a small number of people, in the second half of their lives as an old companion can be done naturally. Even if there are no prerequisites, when the time is ripe, you can find a new partner who is in love and knows each other late.

3. Community pension.

Community pension is a disguised collective pension, giving full play to the unique advantages of collective pension. Community care for the elderly can not only solve the big problem of eating by delivering meals and running canteens, but also organize activities that cater to the preferences of the elderly according to their needs.

1. Accumulate enough savings when you are young.

This should be one of the most reliable ways to provide for the elderly, do not panic when you have money in your hands, and you must have money in your hands when you are old. So when you are young, you must try to make as much money as possible and control your expenses.

For the elderly who do not have a formal job in the countryside and have no pension after retirement, they must not spend all their money on their children, because if their children are not filial, their old age will be very miserable. In addition, it is also very necessary to have a house of your own, not only to ensure your own housing needs, but also to sell the house when necessary.

2. Retirement salary and pension.

The proportion of the elderly in the city who have a higher proportion of retirement salary, after the pension is merged, the retirement salary is uniformly called pension. Among them, the pension of employees of government agencies and institutions is much higher than that of enterprise retirees, and the gap between the two is almost doubled.

After the pension merger, the gap between the two is expected to gradually narrow in the future. Retirement salary Pension is an important economic ** after the elderly retire, and even the only economy**, and most of the elderly with pensions will not live too badly. However, the proportion of peasants with pensions is very low, and the life of old age is significantly worse than that of the elderly in the cities.

However, in the first two years, many areas allowed farmers to make a one-time payment of 15 years of pension insurance, mainly to ensure the old age life of farmers.

Related Notes:

For people who do not have a job, they can choose to pay social security by themselves, or they can choose to buy commercial pension insurance. It is not cost-effective to pay social security by yourself, and the money paid by individuals is too much, but the pension treatment is not more than that of working people. However, the advantage of paying social security is that it includes both endowment insurance and medical insurance, and medical insurance is usually paid for 25 years for men and 20 years for women, and they can enjoy lifelong medical treatment after reaching retirement age, and of course, medical reimbursement can also be made during the payment period.

If you do not pay social security and choose to pay commercial pension insurance, the advantage is that the future pension treatment can be ensured. In case of emergency, the policy can also make a pledge loan.

Housing for the elderly originated from Western developed countries, but it is not very suitable in China. On the one hand, Chinese are too dependent on real estate, value real estate, are unwilling to mortgage real estate, and want to leave it to their children; On the other hand, there have been a lot of cases in society about housing for the elderly, and the elderly not only did not get the money, but built the house into it.

Housing pension is more suitable for those who have no children and live in a big city, but they must mortgage their property to a regular bank or insurance institution, so that they can receive a pension every month.

The best ways for the elderly to care for the elderly are:

1.If the elderly are in good health and have better economic conditions, they can take the way of home care without relying on their children. In the past, the three generations and the fourth generations lived in the same house, but in real life, it is very rare, and most of the children and daughters now live independently of the elderly.

2.If the health is not good, but the economy can afford it, the elderly can go to various nursing institutions for the elderly. Moreover, the elderly can live in various pension institutions suitable for themselves according to their own economic situation

Apartments for the elderly, nursing homes, nursing homes, etc., are also divided into many grades in the same nursing institution, for example, those with good economic conditions can choose a single room, and those with poor physical condition can request special care.

3.Children are filial, but the economic conditions are average, and they can choose to live and live with their children. It can also be divided into stoves, and the independent activity space of the elderly can be maintained.

You can also choose to eat together, but Lu Yanian lives separately. Whether such an elderly person can share the worries of his children and take care of his grandchildren depends on the health of the elderly, and he should not be exempt from difficulties.

4.In principle, the elderly who are lonely and widowed should go to a nursing home for their old age. However, there are exceptions, if you are in good health, have good economic conditions, and have the ability to live independently, you can consider home care.

However, it is necessary to pay attention to frequent physical examinations to prevent sudden illnesses or other accidents. This kind of pension method for the elderly has certain risks, and it is best to link it with neighbors to resolve this kind of risk to a certain extent.

5.If the children are not filial, no matter what the health status of the elderly is, and no matter what the economic conditions of the elderly are, such an elderly person should prepare for the elderly as soon as possible, so that they can advance and retreat.

1. About nursing home care.

For the elderly or the elderly in poor physical condition, because of the high frequency of demand for medical care and the strong dependence on medical staff for early sleepiness, it is no longer possible to meet the needs of both home and sojourn, and the most suitable is to live in a nursing home or nursing home that combines medical care and nursing. Realistically speaking, if it is not affected by traditional concepts, for the elderly with poor physical conditions, especially the disabled or semi-disabled elderly, it is a good thing for the elderly and children to live in professional nursing homes or nursing homes and enjoy professional medical and nursing services. Because at home, whether it is hardware equipment or professional nursing level, it is far from being comparable with professional elderly care institutions.

2. On community-based home care for the elderly.

This is the closest way to our traditional family pension. The elderly still live at home, and the community comprehensive elderly care service center provides first-aid, medical, housekeeping, living and other services for the elderly according to their needs, so as to help the elderly solve a package of problems encountered in life. If the health of the elderly is poor, the community integrated service center also provides beds and 24-hour nursing services for the elderly to live in for a long or short period of time, and provide intimate services for the elderly.

Legal basis

According to Article 1067 of the Civil Code.

Parents have the right to demand maintenance from their parents if they do not fulfill their obligation to support them, and minor children or adult children who are unable to live independently have the right to demand that their parents pay child support.

Maintaining health is the key to caring for the elderly, and it is necessary to receive regular medical check-ups and health care, maintain a nutritious and balanced diet and appropriate exercise. 2.Social interaction:

Financial planning: It is necessary to plan your finances well, and reasonably plan your retirement fund, insurance, etc., to deal with potential economic risks. 5.

Seek support: If needed, seek social support and professional help, such as seeking services such as health care, psychological counseling, etc. In conclusion, retirement is not just about stopping work and enjoying life, but a complex process that requires careful planning and implementation.

Staying positive, experimenting, socially interactive, and healthy on the path to retirement can help you live a healthier, happier, and more fulfilling life.