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If the pension method is properly chosen and implemented, there is no need to let the children suffer and there is no need to trouble their own children.
1. Realize home-based care in the place you are most familiar with.
If there is another wife in your own nest, it not only means that it is the standard match in your later years, but also means that it is a perfect match in your later years. Of course, the premise is that you need to get along with your wife, and you can be in love, and both parties will pay each other's efforts and harvest each other's gains. Presumably, no one is more attentive, convenient and considerate than the wife to take care of him, even if he is sick, he will alleviate the pain of illness.
Since there is a wife to escort the old age, there is no need to trouble their children as always, the children should take care of their own families, they should take care of their own work, and they and their wives support each other through their old age is the most ideal pension model.
Second, money is indispensable for the elderly, and the more money to be prepared, the better.
Don't wait until the time to use the money to hate less, if you have money, you can have the strength to carefully select high-end nursing homes, not to be chosen by nursing homes. As a result, the environment for the elderly can be self-controlled, specific to people's various ages, and having money at different ages will make different living environments rise. Since money is the main material basis, pension can also be regarded as a superstructure, children are not the main force of the pension, but only need to take care of it, when there is more time you can come to the nursing home to visit, when there is less time you can come to the nursing home to visit, presumably there are children to come forward, high-end nursing homes will be fearful, for the situation of the elderly is like a tiger wings.
Children exist, and form is greater than meaning.
Third, community pension can spend less money to some extent and achieve a higher level of pension.
Whether it is a collective canteen run by the community or a nanny hired by the community, the community can check and supervise in the specific implementation process, and achieve survival of the fittest according to the specific service level. And the community can organize activities at regular times, or go to the home of the elderly who have been unwell recently or bedridden for many years on time, so that children are only used as a supplement to the elderly, and the community has created a diversified way of providing for the elderly in a variety of situations, and on the basis of realizing home care, through the collective power to do great things.
When the elderly are in urgent need of their children's money and efforts, their children are often in middle age, so their children will inevitably lack skills, and the more considerate their children's parents, the more they will avoid trouble in providing for their children as much as possible.
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At present, there are several ways to provide for the elderly:
1.Children take care of the elderly.
One is that the elderly live with their children, can enjoy the joy of family, feel the warmth of the family, and meet the desire to tease their grandchildren, but they will be affected by housing and living expenses.
One is different living, where the elderly live in the same city with their children, and the children have time to take care of the elderly, which not only retains the private space of the elderly, but also reduces the burden of children's life.
2.Go to a nursing facility for the elderly.
Large-scale nursing homes can provide life, medical, fitness, psychological and other services, which are more comprehensive and convenient. Small family nursing homes have a strong family atmosphere and meticulous and comprehensive services, and are more popular with the elderly in the community.
3.Retirement in different places.
Changing to a quiet environment and convenient transportation to live a retirement life can avoid the congestion and high living standards of large cities, which is more suitable for the elderly who want a quiet old age.
4.Co-living for the elderly.
Most of them are related to the elderly, such as brothers and sisters, relatives and friends, who live together, take care of each other, accompany each other, and create a harmonious and warm atmosphere for the elderly.
5.Ageing at home.
Also known as virtual nursing home, an information service platform is established by **, the elderly stay at home, when they need services, just call the platform**, there will be personnel to provide services, and the quality of service can also be supervised.
6.Long-term care for the elderly.
It is a kind of community-embedded small and micro institution, a social welfare institution that provides care, care and care services for the elderly, and is characterized by providing professional care and nursing services nearby.
7.Daycare for the elderly.
Most of them are run by the street or community, with facilities such as activity rooms, lounges, restaurants and classes for the elderly, and the elderly concentrate on activities during the day, eat at noon, and go home at night. It can not only allow the elderly to get good care, but also meet the home needs of the elderly.
Everyone may choose differently, and in the end, you must choose a pension method that suits you.
To ensure the quality of life of the elderly, we must first have a healthy body, and only good health can ensure that we can enjoy life. Secondly, there must be a pension enough to support one's old age, and if there is no pension, it is difficult to meet the food, clothing, housing and transportation.
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Hello, the best way to provide for the elderly is to have enough pension to support your old age, you can live in a special pension institution, and your children can visit at any time.
1. When you are older, your body is still healthy. For many people, good health is the greatest blessing in their later life. Only with a healthy body can you have the energy to do what you want to do without dragging down your family and children.
If you are not in good health all day long and deal with the hospital all day long, there will be the so-called unfilial son in front of the bed for a long time.
2. Sufficient pension to support life in old age. When you are young, you should work hard to make money, prepare enough pension for yourself, and at the same time participate in various insurances, receive a part of the pension fixedly, and if you have the conditions, you can configure a special pension plan for yourself, reserve the pension in advance, and make yourself financially independent and not overly dependent on your children.
3. The ideal is to provide for the elderly with three or five friends. The most ideal model is to have three or five confidants, everyone to care for the elderly, do not have to worry about life, and then have their own good friends by their side, every day everyone pays attention to each other's situation, and accompanies each other to enjoy their old age.
The ideal old age life is always good, and a good old age life requires a strong economic foundation, so you must work hard when you are young, and you will have achievements when you are young and secure when you are old.
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First, pay more when you are young, and pay more for a long time.
China's pension follows the principle of "pay more, pay more, pay more for a long time", that is to say, the more you pay before retirement, the longer the payment time, the higher the pension you can get in the end, and the more secure your old age. In addition to meeting the statutory retirement age in 2022, the pension insurance must be paid for 15 years, so on the basis of 15 years, insist on paying more and paying for a long time, and it is best not to stop paying in order to continuously improve your pension treatment.
Second, retire in cities with high wages.
The payment of pensions is mainly to maintain the lives of retired seniors, and the better the urban economic development, the more expensive the price, in order to ensure the quality of life of the retired elderly, the local pension treatment will be higher than other places. If you have the experience of working in multiple cities, then you can get more pensions while meeting the conditions for receiving pensions, and paying pension insurance for 10 years in cities with good economic development and high average social wages.
Third, increase your salary as much as possible.
The social security payment base of on-the-job employees is determined by their own salary level, the higher the salary, the larger the payment base, the more the corresponding payment amount, only to improve their salary level as much as possible, in order to receive more pensions in the future.
Fourth, don't retire early.
Retirement age affects the number of months of pension distribution, the earlier the retirement, the longer the number of months of pension plan distribution, according to the personal account pension = all the savings of the personal account The number of months can be known, the shorter the number of months, the more pension will be received every month, so it is not recommended that you go through the retirement procedures in advance.
The above 4 points are mainly from the aspect of payment to improve the pension treatment after retirement, and if you do not pay attention to these 3 points after retirement, it is easy to lose the pension and affect your quality of life.
Life.
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I think the best way to provide for the elderly is "mutual pension"; The way to ensure the quality of life of the elderly is to "have spiritual sustenance".
Not long ago, an aunt who has a good relationship with me invited me to play in her newly bought big house, the environment of the community is beautiful and chic, and the layout of the house is spacious and transparent, I can't help but sigh that my aunt is really good.
The aunt said that she had a serious illness last year, and the day before the major surgery, her son came to the hospital to see her and hurriedly traveled to Thailand with his wife. The preoperative preparation and postoperative care were all completed by the uncle alone, which made them feel very cold, feeling that "raising children and preventing old age" has become a thing of the past, and "mutual care for the elderly" is the trend.
After this incident, she invited four or five couples and friends of the same age to buy a property here. On weekdays, when the weather is good, they drive out for outings; When the weather is bad, they gather in one of them to chat, and you can hear laughter and laughter all the time; You can feel the longevity of friendship at all times, and the most important thing is that whoever has a headache, brain fever or sudden physical discomfort will be found by a friend and dealt with in time. Everyone huddles together to keep warm, and helping each other can be more sympathetic to each other's hearts.
There is spiritual sustenance, spiritual comfort, less loneliness, more happiness, and the quality of life has not only not been lowered, but has improved a lot.
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When we are young, we can live completely on our own without the help of others.
However, when we grow old and our physique declines, we need someone to take care of us in order to provide for our old age.
There are many ways to provide for the elderly, and these different ways of providing for the elderly have different characteristics and are suitable for different people.
Specifically, there are several ways to provide for the elderly:
1. Supporting the elderly by children is the best way for the vast majority of people to provide for the elderly.
For the vast majority of people, supporting them with their children is the best way to provide for the elderly.
This kind of old-age care is the life of a family living together, with children taking care of the elderly, so that the elderly can spend their old age in peace. ......This kind of pension is in line with the living habits of the vast majority of people, and for family members, the feelings between each other can reach the best state. ......Therefore, this is the most ideal way to retire.
2. Going to a nursing home for the elderly is also a very good way to care for the elderly.
For families whose children are not in a position to take care of the elderly, it is the most appropriate way for the elderly to go to a nursing home for the elderly.
This kind of old-age care is that the elderly go to a nursing home for the elderly, where there are professional people to take care of the lives of the elderly, which is in line with the actual situation of this kind of elderly people, and it is the best way for them to care for the elderly.
3. Home care, suitable for the elderly who meet the relevant conditions.
The so-called home care for the elderly is a way for the elderly to live at home and care for the elderly, and their children and relevant parties regularly come to the elderly's home to take care of their lives.
This kind of pension method is very suitable for the elderly who meet such conditions.
4. Mutual pension is a new type of pension method.
The so-called mutual pension is a pension method in which the elderly who are close to each other live together and take care of each other.
This kind of pension is achieved by the elderly who are close to each other in age and close to each other, so it is also a very suitable way to provide for the elderly.
Each of the above pension methods is suitable for the elderly ...... who meet the relevant conditionsAmong them, the pension method supported by children is the most ideal pension method, which is the pension method adopted by the vast majority of the elderly.
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When life enters the drama, the beginning is not important, but the ending is the most important. After retirement, the elderly can plan their own pension according to their own economic conditions.
1.The elderly who can't stay idle can give full play to their spare energy, return to their previous industries, and use their work experience to help young people.
2.Do enthusiastic service in the community, help neighbors in need, and do some public welfare undertakings within your ability for free.
3. After retirement, the elderly have plenty of time, they can make up for their regrets, realize their dreams of learning, and teach themselves dance, foreign languages, Peking Opera, swimming, Go, etc., to enrich their later life.
5.The older generation living in the countryside can also go back to the countryside to care for the elderly, the rural air is good, the flowers are planted in front of the house, the vegetables are planted behind the house, and the sunrise is made, and the income is resting.
There is no certain standard for the quality of life of the elderly, according to their own economic conditions to arrange, do not pursue luxury, pension can ensure their own life, plus now our national policy is good, there are serious illness medical treatment and so on.
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1. Don't completely rely on your children to provide for their old age. Since ancient times, there has been the idea of raising children to prevent old age, but now the society has changed, people's ideas have also changed, especially now that there are more and more single-child families, relying on children to support the elderly, it will bring a great burden to children, they have to face both parents, four old people, and to raise children, the burden is indeed very heavy, but as parents, it is important not to completely count on children to provide for the elderly, to be independent and self-reliant, try to provide for the elderly themselves, less trouble for children, the elderly to change their concepts, self-reliance. 2. Don't spend all your pension money on your children and grandchildren.
Children and grandchildren have their own children and grandchildren, don't boil your head for your children and grandchildren, your own money is spent justly, and it is not as good as your own money to ask your son and daughter-in-law to ask for money. 3. If you want to open a little, eat better, dress better, treat yourself well, take good care of your body, and ensure good health. Many elderly people, because they were poor when they were young, have developed the habit of saving, and they are reluctant to throw away leftovers and eat them again for the second meal, which is particularly bad for the body, because the leftovers do not look spoiled, but they are no longer nutritious.
The elderly have three meals a day to ensure balanced and adequate nutrition, and each meal must be carefully prepared, stressing quality and quality. 3. Get yourself a health care practitioner. Determine your own health care doctor, know each other well, the doctor will understand your physical characteristics, if there is any discomfort, you can find a doctor to recuperate, and you will not delay a minor illness into a major illness.
Fourth, go to the society, participate in more collective activities, enjoy the happiness of the collective, and ensure that the spirit is happy. Singing, dancing, traveling together, practicing calligraphy and painting, participating in physical exercise, etc., should have their own hobbies and interests, so that the life of the elderly is colorful and conducive to health. Fifth, good friends support the elderly.
Several families form a pension group, you can travel, you can take turns living all over the country, rent a house or a hotel, and the private house is also very good, AA system, so that your horizons are open and happy, why not?
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