How do I withdraw my call deposit on Mobile Banking?

Most of today's banks are bound to WeChat, Alipay, if you want to withdraw the deposit, you can go to the relevant bank counter to withdraw money directly, or you can withdraw money on the bank automata.

Take your card directly to the counter or ATM to withdraw it.

It is not possible to withdraw money from the mobile phone until the partial withdrawal procedure is completed, and the user can withdraw part of the amount from the mobile phone only after the early withdrawal procedure, in other words, the depositor can withdraw part of the unexpired fixed savings deposit in advance as needed. The interest rate of the early withdrawal part shall be settled and paid according to the current savings deposit interest rate announced on the withdrawal date, and the retained part shall be settled and paid according to the original deposit date and the original set interest rate. Please log in to Mobile Banking and select the function of "Favorite-Deposit-Time Deposit-My Time Deposit" to withdraw the lump sum deposit.

Extended information: 1. Mobile banking refers to the channel mode in which the bank uses smart phones as the carrier to enable customers to use banking services on this terminal. Users can log in to mobile banking to make transfers, fund inquiries, purchases***, funds, fixed deposits and other services.

2. The steps of time deposit are as follows (taking ICBC as an example):

1.Open and log in to ICBC Mobile Client (Version) and click on your favorite fixed deposit. If you don't add a fixed deposit to your favorites, you can search for and add this feature above;

2.Enter the fixed deposit interface and choose a fixed deposit with different tenors according to your preference;

3.You need to enter the deposit amount and click "Next";

4.After confirming the relevant information of the fixed deposit, click the OK button, and the system will prompt that the fixed deposit has been successfully deposited.

5.Click "My Time Deposits" on the right to view the time deposit certificate information.

3. Characteristics of Time Deposits:

1.The higher the stable income: the higher the interest rate, the size of the interest rate is proportional to the length of the term; , the bank became a safe haven.

2.Hassle-free and convenient: It has an autopay function for one-time deposits and withdrawal deposits after maturity.

Customers can transfer the deposits in their accounts from current to fixed or from maturity to current through various transfer channels provided by the bank, and customers can also flexibly manage their own one-time deposits and withdrawals, principal and interest, deposit term and deposit form through the agreed transfer function;

3.Flexible funds: When customers need capital turnover and the one-time deposit and withdrawal of the bank has not expired, they can pledge the one-time deposit and withdrawal of the account through self-service loan to obtain personal loan financing; This part can be withdrawn once in advance, but the interest on the early withdrawal part will be calculated according to the interest rate of the current deposit listed on the day of withdrawal.

This kind of fixed deposit must be handled at the bank's counter machine, or the bank's terminal, but it also needs to be operated with the help of the bank's staff.

Enter the mobile banking interface to have a fixed current transfer, first convert the regular account to a current account and then withdraw it through the ATM, or transfer money directly through the mobile banking.

This should be easy to take, as long as you follow the specific operation tips and processes of mobile banking, it should be very smooth.

You can use that fixed live to transfer it, it's quite convenient. No need to go to the bank.

In Mobile Banking, I Asset Deposit and then select the bank card to be transferred.

Go to the Yinyi ATM to take it out.

Although the bank's deposit interest rate has been declining in recent years, there are still a large number of people who are willing to deposit the excess funds in the bank, for deposit users to put the money in the bank is the safest, and can also get income, the bank demand deposit interest is low, so many users will choose time deposits, but some users do not know how to withdraw the money after the maturity of the fixed deposit.

At present, bank fixed deposits have a tenor of three months, six months, one year, two years, three years and five years. If the depositor makes a one-year fixed deposit, the bank will pay the interest to the user at the agreed interest rate if the depositor defaults and withdraws the funds in advance, then the bank will calculate the interest according to the current interest rate. For example, if a user deposits a one-year fixed deposit with an amount of 10,000 yuan on August 15, 2017, the depositor can withdraw the money on August 15, 2018.

If the depositor does not choose automatic rollover when handling the fixed deposit, then the deposit principal and interest will be automatically transferred to the next deposit cycle after the maturity of the fixed deposit, and if the user has not withdrawn the money after the expiration of the next year, then the deposit with interest will be transferred to the deposit period for another year until the user withdraws the money.

Withdrawals can be made through two channels: bank counters and online banking.

1. Handle it over the counter. When the time deposit expires, the depositor can go directly to the counter of the deposit bank to handle the withdrawal, the user needs to bring his valid identity document and the time deposit certificate, if there is any unclear place when withdrawing, you can consult the staff of the bank counter.

2. Online banking. If the user is a fixed deposit handled on the online banking, and selects "no transfer" when depositing, then the principal and interest will be automatically transferred to the current account after maturity, and the user can withdraw it at any time.

Agricultural Bank of China call deposit.

There are two main ways to transfer out, one is offline transfer out, and the other is online transfer out.

1. Offline transfer: If the user needs to go to the business branch of the Agricultural Bank of China in advance to withdraw the deposit according to the time of the notice deposit, then the user only needs to go to the business branch of the Agricultural Bank of China to withdraw the money at the agreed time.

2. Online transfer: Users can log in to the mobile banking of Agricultural Bank of China.

Go to the deposit page, find "Call Deposit", and then create a notification according to the page display, and then you can withdraw the call deposit at the set time.

Call Deposits. The method of taking out is that the user can play ** and online banking.

Initiate a withdrawal notification to the bank by going to the service point. When initiating a withdrawal notification, the user needs to agree with the bank on the date of withdrawal and the amount of withdrawal. Finally, the user goes to the bank to withdraw the money before the agreed date. A call deposit is also a bank deposit.

One of the only ones that does not require a definite term for a call deposit.

The issues to be noted in withdrawing a call deposit include that a partial deposit can be made or multiple withdrawals are allowed, provided that the minimum requirements of the account are met. This is actually a normal phenomenon, and some loans also require a minimum amount.

A new deposit advice is issued after withdrawal, and the interest on the balance will be calculated from the date the original deposit was deposited, and the original deposit rate will be applied.

The user should keep this notice in a safe place in case he does not know his time and amount when he conducts business in the future.

If the call deposit is partially withdrawn and the retained part is higher than the minimum deposit amount, the original "Certificate of Account Opening Instruction" must be withdrawn and a new "Certificate of Account Opening Certificate" must be issued at the same time. This account opening certificate should be kept properly and properly by the user to prevent it from being lost and affecting future services.

Deposit refers to the depositor's temporary transfer or storage of funds or currency in a bank or other financial institution under the condition of retention of ownership, or the temporary transfer of the right to use the funds or currency to a bank or other financial institution, which is the most basic and important financial act or activity, and is also the most important credit fund of the bank**.

Deposits are one of the most basic operations of a bank, and without deposits there is no loan, and there is no bank. In terms of the time of generation, deposits predate banks. In the Tang Dynasty, there were special cabinets for receiving and keeping money, and depositors could pay money with "stickers" or other tokens similar to checks.

The numismatic money changers that appeared in Europe in the Middle Ages also accepted customers to deposit money, which was in the nature of money custody and did not pay interest, which was the germ of foreign bank deposit business. With the advent of banks and other financial institutions, the deposit business of banks has developed rapidly.

1.Online Banking Withdrawal: Users need to follow the relevant prompts after logging in to Personal Internet Banking. Hu Ying needs to note that if you choose to withdraw early, the interest will be calculated according to the current interest rate;

2.Counter pick-up: Cardholders are required to bring a valid ID card and debit card (or deposit receipt) to any bank outlets. If it is made up of another person, you must provide both the valid ID card of the person and the person being provided.

The above are the withdrawal methods for call deposits, but regardless of the withdrawal method, you need to make an appointment with the bank in advance.

Notice Deposit Withdrawal Considerations.

1.When withdrawing funds, the minimum withdrawal amount is 50,000 yuan (including 50,000 yuan) or 1,000 US dollars (including 1,000 US dollars) equivalent in foreign currency;

2.If the user chooses to make a one-day notice deposit, the user needs to notify the bank one day in advance and agree to withdraw the money; If the user chooses to make a seven-day notice deposit, the user needs to notify the bank seven days in advance and agree to withdraw the deposit;

3.The notice period for the relevant deposit is calculated from the date of notification. In other words, if the user chooses to make a one-day call deposit, it can be withdrawn the next day; If the user chooses a seven-day call deposit, it can be withdrawn on the eighth day. It is important to note that notifications can only be extracted once;

4.When a user withdraws part of the deposit amount, the amount retained in the card must be higher than the initial deposit amount. If the minimum deposit amount is lower, the bank will cancel the account.

The unit call deposit is divided into 1 day call deposit and 7 day call deposit according to the term of the deposit unit's notice. 1 day call deposit must be notified 1 day in advance to withdraw the deposit, and 7 days notice deposit must be notified 7 days in advance to withdraw the deposit.

Interest-bearing rules for corporate call deposits:

1. The interest calculation method is adopted for call deposits, that is, the accumulated account balance is multiplied by the daily interest rate according to the actual number of days. The calculation formula is: interest Cumulative interest-bearing accumulation Daily interest rate, where cumulative interest-bearing accumulation is the total daily balance.

2. When the call deposit is deposited, the depositor is free to choose the type of call deposit, but the deposit period and interest rate are not indicated on the deposit certificate or deposit certificate, and the interest is calculated according to the corresponding interest rate level and the actual deposit period announced on the withdrawal date, and the interest is paid off with the principal.

3. If the actual deposit period is less than the notice period, the withdrawal amount shall be calculated according to the current deposit interest rate.

4. If the withdrawal is made without prior notice, the amount withdrawn shall be calculated according to the interest rate of the current deposit. If the notice formalities have been completed but the notice is not withdrawn or the notice is cancelled within the notice period, it shall be treated as no notice.

5. If the withdrawal has been made in advance or the notice has been completed, the interest on the withdrawn part shall be calculated according to the current deposit interest rate.

6. Those who have gone through the notification procedures and are withdrawn on time:

If the withdrawal amount is consistent with the notice amount, the withdrawal amount shall be calculated according to the corresponding interest rate of the notice deposit;

If the withdrawal amount is lower than the notice amount, the withdrawal amount shall be calculated at the corresponding interest rate of the notice deposit, and the insufficient part (the notice amount minus the withdrawal amount) shall be treated as no notice.

If the withdrawal amount exceeds the notice amount, the notice part shall be calculated at the interest rate corresponding to the notice deposit, and the excess part (the withdrawal amount minus the notice amount) shall be calculated at the current deposit interest rate.

The notification procedures that have been completed can only be used for one withdrawal of the call deposit. In the event that the customer is unable to withdraw on time due to statutory holidays or business operation system problems, the interest will be calculated according to the notice deposit interest rate if the customer withdraws one day in advance or one day later.

Provisions for the withdrawal of the unit's notice deposit:

a) Establish a notification transaction. Before withdrawing, the withdrawer shall notify the business outlets to be withdrawn 1 day or 7 days in advance according to the deposit type, and submit the "Notice of Notification of Deposit and Withdrawal". Only one notice can be created per day per call deposit account.

b) Notice of Cancellation. Before the expiration date of the notice, the withdrawer can cancel the notice and return the original "Notice of Withdrawal of Call Deposit".

3) Pick up and draw. The depository unit shall submit a certificate and a reserved seal to withdraw the call deposit of the unit, and the opening bank shall transfer the principal and interest to the settlement account of the bank of the unit, and the depository unit shall not withdraw cash from the call deposit account.

No. Only bring your ID.

Just go to the counter. The minimum deposit is 50,000 yuan, and the * low withdrawal is 50,000 yuan. That is to say, you must have enough 50,000 yuan to deposit for seven days, and the current interest is about 14 yuan a week for 50,000 yuan.

Bank demand deposits and time deposits.

It is a deposit product that most people know about, and they understand large-amount certificates of deposit.

There are not a few people. However, bank deposits.

The types are not limited to these three types, for example, call deposits are also a type of deposit product. However, call deposits are less well-known, so what does bank call deposits mean? Find out with easyMarkets.

1. What does it mean to call a deposit from a bank?

1. Definition of call deposit.

Call deposit means that the depositor can withdraw at any time without agreeing on the deposit period, but the bank must be notified in advance to agree on the time and amount of withdrawal.

2. The interest rate of the call deposit.

There are 1-day call deposits and 7-day call deposits.

There are two types, taking China Construction Bank as an example, the interest rate for 1-day call deposit is and the interest rate for 7-day call deposit is.

3. The minimum deposit amount of the call deposit.

The minimum deposit amount for 1-day call deposit and 7-day call deposit is 50,000 yuan.

4. The principal of the call deposit is safe.

Call deposits are bank deposit products that are subject to the Deposit Insurance Regulations.

Therefore, the principal and interest within 500,000 yuan are safe.

2. What are the risks of call deposits?

1. If you choose 7-day call deposit, the deposit period must reach 7 days before the deposit income can be calculated according to the corresponding interest rate. If the actual deposit period is less than 7 days, the interest will be calculated according to the current interest rate. For the portion exceeding 7 days but less than 14 days, interest is also calculated at the current interest rate.

For example, if the actual deposit days are 3 days, then the 3 days are calculated according to the current interest rate; If the actual deposit days are 10 days, then 7 days will be calculated at the standard interest rate, and the excess 3 days will be calculated at the current interest rate.

2. Although the call deposit can be withdrawn multiple times, the balance of the account deposit after withdrawal shall not be less than 50,000 yuan, otherwise it will be transferred to the current deposit account.

The minimum deposit threshold of call deposit is high, but the interest rate is low, so daily savings are not common, but it can be used as a short-term fund storage tool, which can not only ensure capital liquidity and deposit interest rate.

It is also higher than demand deposits.