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Because young people no longer consume ahead of time, and Huabei consumption will be credited, which affects the credibility of young people, it will be closed one after another.
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Because Huabei has the situation of inducing consumption, and the interest rate is also very high, if it is not repaid in time, it will also affect your creditworthiness, which will affect your housing loan, car loan, etc.
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Because young people are spending ahead of time, they have not earned so much money and have spent it, which makes young people very distressed.
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Preface: A large number of young people have closed Huabei one after another, mainly because young people have improved their concept of money and feel that Huabei will increase their desires. And many people's jobs are not stable, so it has become a very big problem to pay back every month.
Moreover, Huabei has now been connected to the bank's credit information, and if Huabei is not returned in time, it will affect the future life. <>
Many people find it particularly convenient when they use Huabei for the first time. Because you can pay it back next month if you use it last month. And in this month's time, there is no interest, so Huabei has been welcomed by many people after its launch.
But with the development of Huabei, many people also feel that their desires are growing very fast, and as long as they see what they want to buy, they will pay with Huabei. But when it came time to repay Huabei, he found that he had invisibly owed so many debts. Therefore, many people turn off Huabei, so that they can reasonably control their desire to spend money.
Many people will increase their interest if they don't pay it back in time after using Huabei. Although Huabei has now launched a minimum repayment, there are many people who feel that these interests are still long, and they always feel particularly uneasy. Now many people have also begun to recognize their own credit information, and feel that if Huabei does not pay it off, they let themselves be on the credit list.
Then when you buy a house and a car in the future, it will be particularly difficult, and there will be no way to get a loan from the bank. <>
For most young people, turning off Huabei is still very good. Sometimes I feel that Huabei is simply a burden, and I feel that I don't feel distressed at all when I spend money, as if I am not spending my own money. But when it comes to really repaying the money, many people are very reluctant, so it is also recommended that everyone turn off Huabei, stop using Huabei, and control their expenses reasonably.
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The reason why a large number of young people close Huabei is because sometimes they will choose Huabei to pay by default when paying, which will cause many people to forget to return it later, resulting in reducing their own credit and credit problems, and it is likely to lead to spending money lavishly after opening Huabei, unable to grasp their own economic conditions and conditions, and causing indiscriminate spending.
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This is because of the early consumption caused by Huabei, so that many young people have become moonshine people, and it is also a big expense to pay Huabei every month, in order to rational consumption, many young people choose to close Huabei.
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Because I can't control my desires, I want to buy something through Huabei as soon as I see it, so I choose to close it, because Huabei has a wide range of use.
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Because they don't want to live by borrowing all the time, it will affect their happiness and it will also make them very stressed.
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The main reason is that young people will have a certain dependence on Huabei when they open Huabei, so that young people can develop the habit of consuming in advance. So in this case, the young man chose to close Huabei.
1. Huabei. Second, young people are more dependent on Huabei. 3. I have personally used Huabei.
As a young person, I have also used Huabei. But the reason why I use Huabei is mainly because there is no way to turn over the funds in my hand, but I need to buy certain items at that time. So in this case, I used Huabei, and the experience it brought to me was also relatively good.
Except for this case, I personally have basically never used Huabei. Because I am worried that after using Huabei for a long time, I will have a certain dependence on Huabei.
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Because Huabei's advanced consumption is very bad, Huabei also has to access personal credit, which will affect their own credit, so young people have closed Huabei.
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Because many young people feel that this software will make them inert, and they can't save money, they will let themselves spend endlessly, so they choose to close.
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Because many people feel that after Huabei is opened, their consumption has increased, and sometimes they can't afford it, so they will close Huabei.
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Because Huabei is about to access credit information, often using Huabei will cause a bad consumption concept for young people, and it will also overdraft in advance, which will make young people particularly stressful, so young people will choose to close Huabei.
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Because many young people don't want to let themselves be super consumed and don't want to put so much pressure on themselves, they will choose to close Huabei.
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I don't know, anyway, I think Huabei is very easy to use, because Alipay sometimes sends me a little deduction red envelope.
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First of all, after using Huabei, as long as the repayment is made on time within a month, the interest can be waived, and it will not easily enter the credit blacklist after the overdue, but there will be penalty interest first, and then reduce the individual's "credit score"; If it's too late, you'll be collected**; Secondly, Huabei has a wide range of payments, and almost anything can be paid with Huabei; Finally, because Huabei's overdraft limit is often increased, when the overdraft limit is high, it will naturally attract more people to use Huabei to pay.
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Because Huabei will only be used more and more, it will lead to more and more debts, so that you can't save money.
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