Can you please help me explain the meaning of the seven day annualization?

The so-called seven-day annualized rate of return refers to the seven-day annualized rate of return, which is the average return level of the currency ** in the last 7 days, and the data obtained after annualization.

It can only be used as a short-term criterion, through which it can only be used to refer to the recent level of profitability, and cannot fully represent the actual annual return.

If you want to calculate or estimate the income of a year when you put an amount of money in Yue Bao.

For example, at present, the limit of Yue Bao is capped, and you can only save 100,000, if you save 10,000, and the seven-day annualized rate (which remains unchanged for the time being, then the annual income is also this number, use 10,000*).

However, if it's not still very clear, you can go to the software to take a look, click on Yue Bao, my customer service, there is also an explanation below, the introduction of the seven-day annualized rate is very clear, and it may be better understood.

First of all, the definition is that the seven-day annualized return refers to the "seven-day annualized rate of return is the annual rate of return converted into the net income per 10,000 shares** of currency ** in the past seven days." "

Then the simplest formula for calculating it is:

10,000*).

Seven-day annualization, my understanding is: this kind of wealth management product deposit can be withdrawn within 7 days, and the interest is calculated according to the annual interest rate of a few percent. For example, if the annualized rate of return is 3%, then the seven-day interest is: principal multiplied by 3% divided by 365 and multiplied by 7.

The seven-day annualized and the three-month annualized are only calculated on different bases. To put it simply, the seven-day annualized rate of return is the average return level of the currency ** in the last 7 days, and the data obtained after the annualization of the wild raid bank is a reflection of the profit level of the past seven days, and is for reference only. The annualized rate of return is the previous level that has already occurred, which can be used as a reference for future returns.

In the same way, the annualized rate of return in March is calculated based on 3 months and 90 days.

The 7-day annualized return isCurrency**The average return level for the last seven days is then annualized, while the 30-day annualized return is calculated based on the average return for the last 30 days.

Calculation method: principal interest rate 365 * 30 (or 7) If: 7-day annualized return is:

3%, deposit 10,000 yuan: the seven-day annualized return is: 10,000*3% 365*7, then there is a seven-day income; Every day, there is a yuan income for the first day, and there is a yuan for holding it for 30 days.

Therefore, generally speaking, the seven-day annualized return is lower than the 30-day annualized return, and the general annualized return is fixed, so the income allocated to seven days and the income of 30 days are naturally different.

How to choose between 7-day annualized and 30-day annualized

Seven-day annualized and 30-day annualized is very simple, whichever interest rate is higher, choose whichever has the highest interest rate! Because of the seven-day annualized rate.

and the 30-day annualized rate are annualized interest rates.

They all say that there is a concept of mean, one is a seven-day average, and the other is a thirty-day average, which is basically equivalent to the annualized rate of return of this product.

So when choosing, it is recommended to choose a relatively large one.

The 7-day annualized return is currency**.

The average return level for the last seven days is then annualized, while the 30-day annualized return is calculated based on the average return for the last 30 days. Calculation: Principal * Interest Rate 365 * 30 (or 7) If:

The seven-day annualized return is: 3%, deposit 10,000 yuan:

The seven-day annualized return is: 10000*3% 365*7, then there is a seven-day income; There is a dollar income every day, and there is a dollar when you hold it for 30 days.

Therefore, generally speaking, the seven-day annualized return is lower than the 30-day annualized return, and the general annualized return is fixed, so the income spread to seven days is naturally different from the income of 30 days.

Expand the capital service to upgrade the material

One. 7-day annualized rate of return.

The seven-day annualized rate of return is the net return of the currency per 10,000 shares in the past seven days.

Converted annual percentage yield.

30-day annualized rate of return = principal * interest rate * 30 365, if a **30-day annualized rate of return, the principal is 10,000 yuan, then the 30-day annualized rate of return can be calculated as: 10,000 yuan * yuan.

The annualized return is the rate of return obtained during the duration of the index converted into an adult rate of return, and the annualized rate of return = (income principal) (investment days 365 days) * 100%.

Two. Currency**

The daily return of the currency will follow the manager.

and money market interest rates, and it is unlikely that the yield will remain unchanged for a year.

1.Calculation:

The annual rate of return refers to the wealth management product.

The actual rate of return in one year is simply understood as the rate of return obtained by purchasing the wealth management product for one year. Annual Percentage Rate of Return = Expected Annual Return Principal.

The 7-day annualized rate of return refers to the average of the 7-day daily rate of return.

and other products. The seven-day annualized rate of return is mainly used in currency** products.

In the "Yue Bao."

There is a seven-day annualized and a 30-day annualized, and the difference between a seven-day annualized and a 30-day annualized is that the return to maturity is different. The 7-day annualized rate is compared to the 30-day annualized rate.

Lower, the general annualized rate is fixed, but what is the interest rate after 7 days, which is related to the length of time you save money, that is: if you save for 7 days, you can calculate your income according to the 7-day annualization, and the 30-day annualized is also the same meaning. The longer the annualized rate, the higher and shorter the annualized rate, and the corresponding decrease in the annualized rate.

Three. Difference Between Annualized Rate of Return and Annual Rate of Return:

1. Annual rate of return: refers to the actual rate of return of an investment with a term of one year;

2. Annualized rate of return: refers to the annual rate of return of investment in a period of time (such as 7 days, 30 days, etc.), under the premise of assuming that the annual return level is at this level of return.

Seven-day annualized rate of return = principal * interest rate * 7 365, if the seven-day annualized rate of return of a currency type is 10,000 yuan, the seven-day annualized return can be calculated as: 10,000 * yuan, and the daily income is: yuan.

In general, the seven-day annual return refers to the data obtained after the annualized average return of the underlying asset in the past seven days.

Further information: On March 31, 2021, the People's Bank of China (PBOC) issued an announcement to make relevant regulations on the annualized interest rate of loan products. All institutions engaged in lending business shall display the annualized interest rate to borrowers in a conspicuous manner when conducting marketing through channels, such as **, mobile applications, promotional posters, etc.

Institutions engaged in lending business include, but are not limited to, depository financial institutions, auto finance companies, consumer finance companies, microfinance companies, and internet platforms that provide advertising or display platforms for loan business. The annualized interest rate of the loan shall be calculated in proportion to all loan costs charged to the borrower and the principal amount of the loan actually occupied, and converted to an annualized form. The annualized interest rate of the loan can be calculated using compound interest or simple interest methods

The compound interest calculation method is the internal rate of return method; If the simple interest calculation method is adopted, it should be stated that it is simple interest.

The interest rate is the ratio of the amount of interest due in each period in the amount borrowed, deposited, or borrowed (known as the total principal) to the par value. The total interest on the amount lent or borrowed depends on the total principal, the interest rate, the frequency of compounding, and the length of time the loan, deposit, or borrow. The interest rate is the price that the borrower has to pay for the money borrowed from the borrower, and it is also the return that the lender receives for delaying its consumption and lending it to the borrower.

The interest rate is usually calculated as a percentage of the one-year interest to the principal amount. In the modern economy, the interest rate as the first of the funds, not only by many factors in the economy and society, but also the change of interest rates has a significant impact on the entire economy, therefore, modern economists in the study of interest rate determination, pay special attention to the relationship between various variables and the balance of the whole economy, interest rate determination theory has also experienced classical interest rate theory. Interest rates vary from country to country.

In China, the interest rate usually refers to the bank interest rate, and further refers to the benchmark interest rate for deposits and loans stipulated by the central bank and other relevant departments. In the United States, it mainly refers to the bond market interest rate, and the so-called benchmark interest rate adjusted by the Federal Reserve is not a mandatory administrative benchmark interest rate, but a bank overnight lending rate determined through open market operations.

Hello. The seven-day annualized rate of return refers to the seven-day annualized rate of return.

7-day annualized rate of return.

It is an indicator that is annualized as the average level of return of the currency reflected by the return of the currency in the most recent week. The formula for the seven-day annualized rate of return is: seven-day return = yield 365 days 7 principal.

In fact, the seven-day annualized rate of return is only a short-term return indicator, so it can only be used as a reference for investors to leak when investing in currencies**, and cannot be used as a calculation of actual returns. 7-day annualized interest rate for currency**.

Every day is different, so the rewards are different.

The seven-day annualized rate of return refers to the estimated return that can be obtained if held for one year according to the income of the last seven days. This indicator shows the trend of ** at a certain point in time or a certain period of time, and it is also an important reference indicator when choosing the base talk wheel gold.

This is a popular term for the return on investment.

To put it simply, it is to convert the seven-day yield into one year, and the yield obtained is the seven-day annual spike yield.

What does 7 day annualized mean? Let's talk about it in layman's terms. The 7-day annualized point is the average interest rate for a week.

Summary. Hello dear; The difference between a seven-day annualized and a three-month annualized one; The difference between the seven-day annualized rate of return and the annualized rate of return is simply that the seven-day annualized rate of return is based on the present ** future year. Whereas, the annualized rate of return is the previous level that has already occurred and can be used as a reference for future returns.

The March annualization yield is calculated based on a three-month 90-day yield. <>

The difference between a seven-day annualized and a three-month annualized one;

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Hello dear; The difference between a seven-day annualized and a three-month annualized one; The difference between the seven-day annualized rate of return and the annualized rate of return is simply that the seven-day annualized rate of return is based on the present ** future year. The annualized rate of return is the level before the occurrence of rotten amenorrhea, which can be used as a reference for future returns. The March annualization yield is calculated based on a three-month 90-day yield.

The seven-day loss of high annualized expected rate of return means that with the average expected return level of the ** 7 days, under the condition that the expected rate of return in the future remains unchanged, the annualized expected rate of return of the ** is that the expected return of investing 100 yuan for one year is yuan.

1. Annual expected rate of return and historical rate of return?