The minimum repayment of Huabei in June has been repaid, why is Huabei frozen?

During the use of Huabei, Huabei will conduct a multi-dimensional comprehensive evaluation of users from time to time, and whether users can continue to use Huabei is subject to the results of the comprehensive evaluation of the system. In other words, if you fail to pass the system review, Huabei will not be able to continue to use.

Generally speaking, the common reasons that cause Huabei to be closed are as follows:

1. Huabei is rarely used;

2. There is overdue behavior;

3. Personal credit is damaged;

4. There are Huabei arbitrage behaviors;

5. Excessive personal debt;

6. There is an abnormality in the Alipay account.

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This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Want to take a look at your Huabei settings and see if you have any other settings? If it really doesn't work, contact Alipay's customer service and send a screenshot of your repayment.

Yes, Huabei is frozen only to freeze the payment function, and does not affect the user to continue to repay Huabei, that is to say, Huabei is frozen but cannot be consumed, and the repayment function remains unchanged. However, it should be noted that if Huabei is frozen because the user has not repaid the loan overdue, it is best to negotiate with Huabei whether it can be repaid at the minimum, otherwise it will face more serious consequences.

Extended information: 1. There are two situations in which Ant Huabei is frozen:

1. If you fail to repay the loan in time because it is overdue, it will be frozen. This situation is also very simple to deal with, just pay off the overdue amount first. Log in to the computer again, close Huabei and then re-open it, of course, there is a situation that can not be opened again after closing, so it is best to wait for the next account period, and the next account period will be naturally restored.

2. Frequent cash-out will also be frozen, when Huabei cashes out and confirms that your Alipay has been frozen, you need to contact the ** customer service staff in time to deal with it. It should be reminded that after Huabei cashes out, Alipay is frozen, and you need to confirm whether your account has been verified by the real-name system, and whether your account has been bound to a personal bank card.

Under normal circumstances, Ant Huabei will not be easily frozen. Unless there is an illegal operation, the account may be frozen, such as cashing out, and in most cases this will not happen. If it is frozen, please contact customer service as soon as possible.

Maintain good usage habits in Alipay until Huabei is thawed, and then ask Alipay's customer service or Ant Financial or Huabei customer service to ask for the reason for the freeze, so that you can better understand the reason for freezing or being canceled.

Second, how to unblock the closure of Huabei.

Huabei is generally suspended because there is an overdue, and if you want to unblock, you need to pay off the arrears in full immediately, and take the initiative to contact Alipay customer service to apply for unblocking, however, whether it can be unblocked and when it can be unblocked is determined by the system evaluation, and no manual intervention will be given.

If the overdue amount of Huabei is not large and the overdue time is not long, it can be unsealed 1-3 months after paying off the arrears, and if the overdue time exceeds 180 days, it may be difficult to unseal.

If the restriction is caused by overdue, and a collection has been sent to the user to repay the full amount, then the minimum repayment cannot be made. And the user does not receive the collection SMS, then even if the use is restricted, the minimum repayment can be made, and the minimum repayment is also a normal repayment.

1. What is the minimum repayment in Huabei?

Huabei minimum repayment is a new repayment method in Huabei, providing users with the service of repaying the minimum bill amount, users only need to pay off the minimum repayment amount on the last repayment date, and the remaining amount is calculated with interest on a daily basis, and users can repay at any time, and the interest will stop accruing when it is paid off.

2. Reasons why Huabei may be discontinued

1.Severe overdue payments.

We all know that Huabei has an automatic repayment function, and the money in the bank card will be automatically transferred away every time it is specified. However, many people don't like such a feature very much when they use Huabei, so they turn it off. This also leads to the fact that the news of Alipay's repayment is not seen in time, and after a long time beyond the repayment date, it is also recognized as overdue repayment, and if the relevant personnel refuse to repay under repeated reminders, it is seriously overdue.

Once such a situation occurs, Ant Huabei may be shut down, its personal credit will be greatly reduced, and it will even be included in the list of dishonest people.

2.Arbitrage behavior.

Nowadays, many people like to spend uncontrollably, and the monthly income level cannot keep up with the consumption level, which also leads to the fact that users cannot repay when the repayment date comes. Then I will think of a variety of ways to solve it, among which arbitrage behavior is the most common, but this is a violation, once the Alipay platform finds that the user has Huabei cash-out, it will greatly reduce the user's credit score and Huabei limit, if such arbitrage behavior occurs frequently, it will be immediately blocked.

3.Involved in violations of laws and regulations.

Alipay is intolerant of the use of Huabei for online gambling, and even refuses to cooperate with any gamblers, and will also introduce new technologies to crack down. If a user is found to be suspected of illegal gambling, Alipay will take corresponding measures to crack down on it. Such behavior will not only suspend Huabei's business, but also immediately restrict the user's collection function and removal.

In addition, from now on, joining the blacklist will no longer provide any Alipay business.

4.Accounts are at risk.

Generally, users who use Alipay know that once they find that the funds in Alipay have been illegally stolen, their Alipay will compensate. In order to ensure the safety of assets, the Alipay platform will also control the account, if some risky behaviors occur, such as frequent replacement and replacement of login devices, it will be judged as a risk by Alipay, and it will be frozen at this time. In fact, this is also to protect the security of the user's assets, and if it can be proved that it was operated by the user, it can be reused after verification.

Summary. If it is frozen after the deadline, it is not possible to apply for the minimum repayment, and the full repayment will be required, and if it is frozen due to other reasons, it is possible to apply for the minimum repayment.

Hello, I have seen your question and am sorting out the answer, please wait a while.

Hello dear, happy to answer for you. If the restriction on the use of Huabei is caused by overdue, and the system has sent a collection SMS to the user, and the SMS requires the user to repay the full amount, then the user cannot make the minimum repayment. Huabei is in the state of overdue in Liquid Envy, some functions will be restricted, and when the slag is overdue due to trouble, the page has a minimum repayment option, and the user can make the minimum repayment.

If it is frozen after the deadline, it is not possible to apply for the minimum repayment, and the full repayment will be required, and if it is frozen due to other reasons, it is possible to apply for the minimum repayment.