Huabei s Suspension Rules were announced, do you know the routines?

There is no routine in Huabei's suspension rules, because Huabei itself is a product of Alipay, and Alipay will also have its own credit system, and if the user does not meet the credit qualifications, the user's spending may be blocked.

For the majority of Internet users, using Alipay's payment function has been a fixed habit for many people, and some people will also use Alipay's Huabei function to consume in advance. There is nothing wrong with this behavior itself, but for those users who have a certain transaction risk, in order to protect the user's personal property from suffering losses as a result, Alipay will take the initiative to suspend the user's Huabei function. After the user develops correct consumption habits, the user can take the initiative to apply to Alipay to restore the Huabei function.

There is no routine in Huabei's blocking rules.

Some people may think that there is a routine in Huabei's blocking rules, so they will conduct various so-called insider operations online. In fact, because Huabei will evaluate the user's comprehensive qualifications in strict accordance with Alipay's credit system, no individual can adjust the user's Huabei through the so-called insider way, and the so-called Huabei routine on the market is nothing more than **. <>

Users need to develop good comprehensive qualifications.

Because Huabei is not only connected to Alipay's credit system, but also incorporated into the central bank's credit system, when users apply for Huabei, the user's personal credit record will show the query function of spending. To a certain extent, only if users develop good comprehensive qualifications, users can apply for credit products including Huabei and credit cards. <>

In addition, because Huabei itself is a product of Alipay, if the user carries out various illegal operations in Alipay, the user's illegal operation will also be judged as an illegal transaction. In this case, the user may lose the right to use Huabei and Borrower due to their own operation problems. If you want to restore permissions, the most important thing for users to do is still to maintain good credit habits and usage habits.

Huabei closure is the state's control of financial products, because some criminals often do not change money after the deadline, saying that it has a routine in Huabei and borrowing, that is, you can use their products first to overdraft consumption, which has an impact on some people's credit.

Not very clear. But I basically don't use Huabei because I'm afraid that I will accidentally fall into the routine.

Reasons for the closure of Huabei: long-term overdue, illegal cash-out, and risky accounts.

1. Long-term overdue:

Many people do not plan their funds well when using Huabei, overspend in the early stage, and find that they are unable to repay when repaying in the later stage, resulting in Huabei being overdue for too long, and if they do not return it, they will be blacklisted by Huabei and cannot be used again.

2. Illegal cash-out:

Huabei has a certain interest-free period, as long as the loan is repaid within the specified time, there is no need to pay interest, and some Huabei users take advantage of this to cash out Huabei's credit line, which greatly disrupts the development of Huabei. Arbitrage behavior is an illegal operation, which will affect the user's credit history and credit services, and once discovered, they can no longer enjoy credit services.

3. The account is at risk

If a Huabei user frequently logs in to an Alipay account on multiple devices and is detected by the system, it is determined that there is a suspicion of "account theft", and the system may directly block the account in order to protect the user's property security.

How to tell if Huabei is permanently blocked or temporary.

Users who want to know whether the individual no one Huabei is permanently suspended or temporarily banned, can be queried through the help and feedback provided by the manual service, or directly dial the manual service of Huabei**. After Huabei is banned, it means that users can't use Huabei, but they still need to repay the bills that have not been paid off in Huabei, otherwise it will be overdue.

The reasons for the closure of Huabei are as follows:

1. Serious overdue repayment. The act of not repaying beyond the repayment date is called overdue repayment, and if you still refuse to repay after being reminded many times by Alipay, it is seriously overdue. In this case, Alipay may shut down the user's Ant Huabei, and it will also have a certain impact on its personal credit, and more serious may be included in the list of dishonest persons.

2. Involving illegal acts. Irregular large-amount ** links and large-amount red envelope betting are prohibited, once the account is found to be engaged in illegal behavior, not only Huabei, but also will be directly suspended Alipay account, and in more serious cases, may also face lawsuits.

3. There is arbitrage behavior. If it is found that there are frequent arbitrage behaviors on the operation records in the background, then the user's Ant Huabei will be shut down.

4. There are risks in the account. If the account is logged in to someone else's mobile phone or clicks on a sensitive link, the system will automatically detect and remind the user that "your account has security risks", and automatically freeze the Alipay account. If you operate in person, you can unfreeze it through relevant identity authentication, but if it is really a violation of the rules, Huabei will be permanently closed after verification.

Steps to unseal Huabei:1. First open Alipay and click the My icon in the lower right corner.

3. Finally, enter Huabei to be frozen and quickly lifted.

Huabei is a consumer credit product launched by Ant Financial in April 2015, and users can get a consumption limit ranging from 500 to 50,000 yuan after applying for it.

When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later". On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, becoming the first Internet consumer finance ABS on the Shanghai Stock Exchange.

1. Pay off the arrears as soon as possible. If you want to reopen Huabei, you must pay off the arrears first, and the sooner you pay off the arrears, the sooner it is possible to reopen Huabei. Also, increase the activity of your account.

Because once the system closes your Huabei application window, there is no human intervention, and only the system can judge whether it can reopen Huabei for you based on your credit history. Therefore, if you want to use Huabei again, you must increase the activity of your account. So you can use Alipay, borrow, Yuebao, etc. as much as possible.

2. Maintain a good credit record. Because your Huabei was deactivated because it was more than overdue, which affected your personal credit history, so if you want to reopen Huabei, you have to ensure that you have been repaying on time in the case of using Alipay more.

Once Huabei is deactivated, it is not so easy to reopen. Therefore, when using Huabei, you must remember to repay on time, develop a good habit of repaying on time, and never overdue.

Extended information: 1. The reason why Huabei is frozen and cannot be recovered.

1. Unfreeze as soon as you repay the loan.

One reason for Huabei freezing is that it is overdue, but this does not mean that you can resume using it immediately after paying off the arrears. For example, if you go to unfreeze just after paying off the arrears, most of them will not succeed. Because Huabei wants to recover, it needs the user's comprehensive score to meet the standard, so even if you pay off the arrears, you have to wait for your score to meet the standard before it can be recovered.

The speed of Huabei's recovery depends on the severity of your overdue and the speed of repayment.

2. Risk control is not over yet.

Sometimes the system feels that the user's safety factor is low and there is a risk, so it will carry out risk control on the user, so your Huabei will be frozen.

In this case, if the system does not lift the risk control, Huabei will not be able to resume use. You can't apply for reactivation.

3. It is permanently frozen.

If your Huabei cannot be recovered after being frozen, it may be permanently frozen by the system, such as if you are overdue, Huabei will be permanently frozen and can never be restored.

It is indeed possible that Huabei is frozen and cannot be recovered. However, you should not be in a hurry to recover after Huabei is frozen, as long as your condition is not serious, then you should be able to resume use when the system assessment is passed.

2. What is the reason for Huabei's risk control?

1. There are two ways to scan the code in Huabei, one is to passively scan the code, and the other is to actively scan the code, no matter which way the code is scanned, the system will automatically monitor the buyer and seller, including the purchased goods, Alipay account status, the current operating environment, etc.

2. In most cases, the failure of Huabei to scan the code is due to risk control, and there are three possible reasons, one is that the Huabei quota is illegally arbitraged by false transactions; One is that the current account is overdue; One is the decline in personal credit conditions, which needs to be solved by taking targeted measures.

Summary. Dear, it's a pleasure to serve you, it's not true that Huabei will be completely closed next month. If Huabei will be completely closed next month, then Alipay will send an announcement through the official website, APP and other forms.

The news that Huabei will be completely closed can basically be identified as a rumor. During the user's use of Huabei, if the Huabei account is closed, it is usually caused by the fact that the user does not meet the conditions for using Huabei, and has nothing to do with other reasons.

Dear, it's a pleasure to serve you, it's not true that Huabei will be completely closed next month. If the dust leakage seeps Huabei will be completely closed next month, then Alipay will send an announcement through the official website, APP and other forms. The news about the complete closure of Huabeihui Paiji can basically be identified as a rumor.

If the user Souchun uses Huabei during the use of Huabei, if the Huabei account is closed, it is usually caused by the fact that it does not meet the conditions for using Huabei, and has nothing to do with other reasons.

However, the Huabei accounts of some users were closed in the same time period, which can only indicate that the system evaluated more frequently during that time period, and due to the stricter review, the Huabei qualifications of some users were screened out. Therefore, as long as there is a user's Huabei that can be used normally, then there is no need to listen to rumors. Even if Huabei is closed, it can be reopened in the future.

Only when Huabei permanently closes the hail dust, the follow-up judgment will not be able to open. Permanent closure requires the user to apply to Donggai customer service, or the user has serious violations, then it is possible to permanently close the Huabei account.

The reasons for the closure of Huabei are: long-term overdue, illegal cash-out, and risk of the account. Huabei users must remember these three points that if they encounter any point, Huabei is likely to be suspended.

At the same time, I also advise rational consumption, do not over-consume because of your own whim, and have a good financial concept is the right approach.

Ant Huabei is a very popular feature, because similar to credit cards, we can consume first and pay later, and as long as we make sure to repay on time, we will not have any problems, and more and more users are gradually opening the Huabei function, but some users said that Huabei was blocked, and there are three reasons for the suspension of Huabei.

1. Long-term overdue: Many people do not plan their funds well when using Huabei, over-consume in the early stage, and find that they are unable to repay when repaying in the later stage, resulting in Huabei being overdue for too long.

2. Illegal cash-out: Huabei has a certain interest-free period, as long as the loan is repaid within the specified time, there is no need to pay interest, and some Huabei users take advantage of this to cash out Huabei's credit line, which greatly disrupts the development of Huabei. Arbitrage behavior is an illegal operation, which will affect the user's credit history and credit services, and once discovered, they can no longer enjoy credit services.

3. The account is at risk: If a Huabei user frequently logs in to an Alipay account on multiple devices and is detected by the system and is suspected of number theft, the system may directly block the account in order to protect the user's property security.

At the same time, I also advise rational consumption, do not over-consume because of your own whim, and have a good financial concept is the right approach.