Now there is no handling fee for mobile banking transfers, what is the experience when charging in t

Updated on Financial 2024-06-05
23 answers
  1. Anonymous users2024-02-11

    Seeing that I have less money, it is super heartbroken, unless it is an emergency moment when I have to use my mobile phone to turn around, I will use it once, and at other times I can not turn it or not.

  2. Anonymous users2024-02-10

    It's very annoying, so I don't need to use mobile banking transfers, after all, I'm poor, and I really can't afford to charge fees.

  3. Anonymous users2024-02-09

    Mobile banking is easy to use, large transfers are convenient, and it's free.

  4. Anonymous users2024-02-08

    It's almost a few dollars, and it doesn't matter if you collect it or not. I don't care at all.

  5. Anonymous users2024-02-07

    I feel a sense of accomplishment in using my wits to skillfully avoid fees.

  6. Anonymous users2024-02-06

    It's really helpless when I charge it, and every time I deduct the whole money left in my bank card into a whole number, which is really unacceptable for obsessive-compulsive disorder, but now I don't charge a handling fee, it's good hahaha.

  7. Anonymous users2024-02-05

    The student party said that I really can't afford to hurt it, and I have to charge a fee every time, so I basically don't use mobile banking, and basically go directly to the school's bank business hall to get it.

  8. Anonymous users2024-02-04

    Actually, I don't think it's anything, after all, I can't charge much, and it's very convenient and fast, so I've been using it when I charge.

  9. Anonymous users2024-02-03

    Even if sometimes I really feel sorry for my fee, but I have no choice. I can't say that I have to go to the bank every time I want to transfer a bank.

  10. Anonymous users2024-02-02

    I don't feel anything special. The handling fee is really not worth mentioning compared to going to the bank to queue up for procedures, and I think it is acceptable.

  11. Anonymous users2024-02-01

    In the past, I avoided collecting money, except for special emergencies, or I generally wouldn't use mobile banking.

  12. Anonymous users2024-01-31

    Basically, if you can avoid it, avoid using mobile banking, because a little handling fee is charged every time, and it is already very expensive for me, a person who has no money, after a few times.

  13. Anonymous users2024-01-30

    There are no fees for mobile banking transfers.

    Supplementary information: 1. In the Notice of the People's Bank of China on Strengthening Payment and Settlement Management to Prevent New Illegal Crimes in Telecommunications Networks issued by the central bank, mobile banking transfers are required to be exempted from handling fees. There is no handling fee for mobile banking transfers. In the Notice of the People's Bank of China on Strengthening Payment and Settlement Management to Prevent New Violations and Crimes in Telecommunications Networks issued by the central bank, mobile banking transfers are required to be exempted from handling fees.

    2. The five major banks of industry, agriculture, China, construction and communications jointly announced that they will waive handling fees for domestic RMB transfers and remittances handled by customers through mobile banking, regardless of whether they are inter-bank in different places, and exempt handling fees for domestic RMB online bank transfers and remittances of less than 5,000 yuan to reduce customers' expenses.

    3. ICBC has implemented a free domestic transfer and remittance policy for mobile banking, and customers are exempted from handling RMB non-local transfers and inter-bank transfers through mobile clients such as ICBC mobile banking, ICBC Rong e-link, and ICBC e-campus.

    4. CCB, Agricultural Bank of China, and Bank of Communications also announced the official arrival of free benefits for mobile banking transfer and remittance through official WeChat and **. The three banks have stipulated that personal customers will be exempted from handling fees for RMB transfers and remittances via mobile banking, and for a single RMB transfer and remittance of less than RMB 5,000 (including 5,000 yuan) handled by individual customers through online banking.

    Extended information: 1. The process of bank card reissuance:

    1. After making a temporary loss report, first of all, you must fill in the loss report form in the bank business hall in time, and need to pay a certain service fee, the general bank is about 10 yuan, after the loss report is successful, get back the receipt and keep it properly, this process generally takes about 7 days. It is worth noting that after the bank reports the loss, the funds in your bank card will also be frozen, which is to protect the property security of the card owner.

    2. After waiting for 7 days, bring your ID card and loss report receipt to the bank to reissue a new card, and pay 5 to 10 yuan for the production cost, and then get a new bank card.

    3. After the bank card is reissued, the original card number has been abolished and cannot be used. Although the replacement card number is different from the previous card number, your account will remain the same, and the money will still be transferred to your account, and you can use it after you get a new card. The same goes for bank accounts.

  14. Anonymous users2024-01-29

    Hello, I am my partner Mr. Chen, I have received your question, the reply takes about 3 5 minutes, please be patient for a while Thank you

    Pro, there is no handling fee for inter-bank transfer via mobile banking. That is, free money transfers.

    Thank you for your question. Because banks are competing for mobile banking users, users are encouraged to use mobile banking for settlement, so pro-inter-bank transfers, regardless of the amount, are free of charge

  15. Anonymous users2024-01-28

    Mobile banking transfersNo, you don'tPremium.

  16. Anonymous users2024-01-27

    If you use UnionPay and bind a bank card, there is no handling fee for the transfer.

  17. Anonymous users2024-01-26

    There will be no handling fee for mobile banking interbank transfers of major banks, but there will be a limit on the amount.

    1. Bank of China, the use of mobile banking transfer whether it is inter-bank or non-local will not charge handling fees, the transfer is real-time, the daily transfer limit is 100,000 yuan, if you need to transfer more than 100,000 yuan, you need to bring your ID card and bank card to the bank to go through the transfer restriction procedures.

    2. Domestic transfers and remittances of ICBC and ICBC mobile banking are fee-free and arrive in real time. The maximum single transfer using the electronic PIN is 200,000 yuan, and the daily cumulative transfer limit is 1 million yuan; A single transfer through U shield cannot exceed 1 million yuan, and the daily cumulative transfer limit is 5 million yuan.

    3. CCB, CCB mobile banking will no longer charge for book renewal after February 25, 2016, real-time arrival, the cumulative transfer limit in a single day is 50,000 yuan, if the mobile phone equipment is replaced, a single transfer can only be 5,000 yuan, and the original equipment needs to be lifted now.

    Fourth, the Agricultural Bank of China, the Agricultural Bank of China has no handling fee for inter-bank transfer and non-local transfer, real-time arrival, and the maximum single transfer is 50,000 yuan with mobile phone fast e-payment, and the daily limit is also 50,000 yuan; The cumulative transfer date of using K order is 500,000 yuan.

    5. Bank of Communications and Bank of Communications mobile banking will not charge handling fees for inter-bank RMB transfers, and the daily limit for using SMS dynamic password transfer is 50,000 yuan; The daily limit for transfers through Smart Net Shield, dynamic tokens, etc. is 100 yuan.

    Extended Information] Savings card fees mainly include annual fee, small-amount account management fee, loss reporting fee, new card worker, cash withdrawal fee (including local inter-bank, non-local bank, non-local inter-bank, overseas ATM, Hong Kong and Macau), transfer fee (including non-local bank, non-local inter-bank, local inter-bank, overseas telegraphic transfer), online banking transfer fee (including non-local bank, non-local inter-bank, local inter-bank, overseas remittance).

    The specific charging standards vary from bank to bank

    Industrial and Commercial Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan per year, the small account management fee is 3 yuan per quarter if it is less than 300 yuan, and the inter-bank withdrawal in the same city is 2 yuan.

    Agricultural Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan per year, the small account management fee is 3 yuan for less than 300 yuan per quarter, and the inter-bank withdrawal in the same city is 2 yuan.

    China Construction Bank: The card application fee is 5 yuan, the annual fee is 10 yuan per year, and the small account management fee is 3 yuan per quarter if it is less than 500 yuan.

    Bank of China: 5 yuan for card application, 10 yuan per year, no small account management fee, 4 yuan for inter-bank withdrawals in the same city.

    Bank of Communications: The card application fee is 5 yuan, the annual fee is 10 yuan per year, the small account management fee is 3 yuan per quarter if it is less than 500 yuan, and the inter-bank withdrawal in the same city is 2 yuan.

    Postal Savings Bank of China: The card is free of charge, and the inter-bank withdrawal in the same city is 2 yuan, and most provinces and cities do not charge annual fees and small account management fees.

    China Minsheng Bank: free card application, no annual fee, no small account management fee (except Shenzhen), the first 3 inter-bank withdrawals in the same city are free of charge, and the next 2 yuan.

    China Everbright Bank: Free card application, no annual fee, no small account management fee, the first 3 inter-bank withdrawals in the same city are free of charge, and the next 2 yuan.

  18. Anonymous users2024-01-25

    Hello, there is no fee for mobile banking transfers.

  19. Anonymous users2024-01-24

    Mobile banking transfer is subject to a handling fee, and the charging standard is divided into:

    1. The handling fee for online banking remittance is 2 yuan at least and no more than 25 yuan if the remittance amount is remitted.

    2. Inter-bank transfer fees, non-local transfer and remittance fees shall be implemented according to 50% of the counter transfer services**. That is to say, the online banking inter-bank transfer fee is only for the transfer amount, and the minimum is 2 yuan, and the maximum is not more than 25 yuan.

    3. Transfers between peers in the same city are free of charge.

  20. Anonymous users2024-01-23

    If the transfer is made from the China Merchants Bank Savings Card, all debit card customers of China Merchants Bank will be exempted from handling fees for domestic inter-bank and intra-city inter-bank transfers and remittances handled by CMB debit card customers through mobile banking (including PAD Banking) and Internet Banking (including public version and professional version), and the fees for inter-bank transfer business through other channels will not be reduced for the time being.

  21. Anonymous users2024-01-22

    This depends on what bank is and whether it is an inter-regional transfer.

    The policy of each bank is different, generally there will be instructions in it, look carefully and take a look, or directly in the remittance interface, it will have a prompt fee.

  22. Anonymous users2024-01-21

    Generally, there is no handling fee for mobile banking transfers, depending on which bank you are carding from.

  23. Anonymous users2024-01-20

    If you don't transfer money across banks, you don't.

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