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In general, the appreciation of the name currency is not good for the people, on the contrary, the name of the currency should not be spent.
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If you want to go abroad, then you have to use the money in your hand, otherwise it is not good.
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The renminbi appreciated.
It should be a good thing for ordinary people, because the appreciation of the renminbi has promoted the development of China's economic system, and ordinary people will gradually become richer. The appreciation of the renminbi is relative to other currencies, i.e., the purchasing power of the renminbi.
Increase. The reason for the appreciation of the renminbi comes from the internal dynamics of China's economic system and external pressures. Internal factors include the balance of payments and foreign exchange reserves.
Price levels and inflation, economic growth and interest rates. In 2012, the RMB exchange rate.
It has been in a state of great ups and downs. By October 15, 2012, the spot exchange rate of the renminbi against the US dollar hit a new high since 1993.
The significance of RMB appreciation: Now RMB appreciation refers to the exchange rate with the US dollar, which has risen from 1:8 in the past to 1:1:1:in the present
6. The rate of rise is very fast, and China is also forced to appreciate. A fair exchange rate should be determined by purchasing power. For example, if you buy the same thing with one dollar, but buy seven yuan with RMB, then the exchange rate between the US dollar and the Chinese yuan should be 1:
7。If it is artificially changed now, it will inevitably lead to international inequality.
The appreciation of the renminbi can reduce the consumption of ordinary people. After all, many people like to travel abroad nowadays. With the continuous appreciation of the renminbi, the purchasing power is naturally getting stronger and stronger, and it will cost less money to buy the same thing, so it can reduce the consumption of ordinary people.
The appreciation of the renminbi and people's livelihood are mutually reinforcing. The better the economic development and the higher the people's prices, the more dividends citizens can enjoy. An appreciation of the renminbi will make it more cost-effective to spend abroad.
In the past, it cost 100 yuan to buy foreign things, but now it only costs 90 yuan, which virtually saves 10 yuan.
If the renminbi appreciates, the dollar depreciates. And export statistics are carried out in depreciated dollars. It's certainly not what it used to be.
It's just that the cyclical ** difference will greatly reduce the value. This is what we call the disadvantage of RMB appreciation. And what if the renminbi is used as the unit of denomination?
Then the situation must be reversed. It will add value. Therefore, it is necessary to promote the use of the renminbi as a unit of denomination as soon as possible.
The rising currency will be reserved by all countries. It is also beneficial to the yuan.
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If the renminbi appreciates, the people's money will be more valuable, and it is very beneficial in the short term, if it has been appreciating, it will not be conducive to the employment of ordinary people, foreign enterprises will import less, China's enterprise income will naturally decrease, and then there will be layoffs, and ordinary people are prone to unemployment. Of course, the renminbi cannot appreciate all the time.
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It is a particularly good thing, the society is constantly improving, and the economy is also constantly improving, which shows that our society has been developed very well and will be better and better in the future.
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If the renminbi appreciates, then I think it is also a good thing for the people, because it shows that the money will be more valuable in the future. It can also be of great help to their lives.
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The most obvious change brought by the appreciation of the renminbi to domestic consumers is that the renminbi in their hands is "more valuable". If you study or travel abroad, you will spend less money than before; In other words, for the same amount of money, you will be able to do more than before.
2. Reduce the cost burden of imported energy and raw materials.
China is a resource-poor country, and in the case of continuous international energy and raw materials, domestic enterprises are bound to bear an increasingly heavy cost burden.
Imported energy and raw materials will not only raise the quality of the entire basic means of production, but also eat up the profits of the middle and downstream enterprises in the industrial chain, making their profitability decline or even loss. If the renminbi appreciates to a reasonable extent, it will greatly reduce the burden of China's energy and raw material imports, thereby reducing the cost of domestic enterprises and enhancing their competitiveness.
3. Increase the pressure on domestic employment.
The impact of the renminbi's appreciation on exporters and foreign direct investment will ultimately be reflected in employment. Because most of China's export products are labor-intensive products, the obstruction of exports will inevitably increase the pressure on employment, and foreign-funded enterprises are one of the sectors that provide the most new jobs, and the slowdown in the growth of foreign capital will make the domestic employment situation more severe.
4. It is not conducive to export.
Due to the appreciation of the renminbi, the import of Chinese goods from abroad has become higher, and it has become difficult for Chinese products to be exported. In other words, the appreciation of the renminbi is not conducive to exports. China is an export-oriented economy, and a large part depends on exports.
In the case of a sharp decline in exports and a sharp increase in imports, the national economy will be greatly affected.
5. Affect the stability of the financial market.
If the renminbi appreciates, a large amount of short-term speculative funds from abroad will take advantage of the opportunity to speculate on the renminbi exchange rate. When China's financial market is still very underdeveloped, this can easily lead to a financial and monetary crisis. In addition, the appreciation of the renminbi will further increase the actual amount of banks' existing non-performing assets measured in US dollars, which is not conducive to the reform of the entire banking industry and the restructuring of liabilities.
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When the renminbi appreciates, it means that the renminbi in your hand is more valuable. If people go abroad to study or travel, they will spend less money than before; At the same time, the appreciation of the renminbi indirectly reduces the cost of foreign goods and reduces the cost of people buying foreign goods. The impact of RMB appreciation on export enterprises and overseas direct investment will eventually be reflected in employment, because most of China's export products are labor-intensive, and the blockage of exports will inevitably increase employment pressure, that is, employment pressure.
The number of people will increase. In addition to the impact on the people, it will also have a certain impact on enterprises, that is, the reasonable appreciation of the RMB can greatly reduce the burden of China's imported energy and raw materials, so that domestic enterprises can reduce costs and improve competitiveness. The appreciation of the renminbi means that one unit of renminbi can be exchanged for more foreign currency, that is, the renminbi is more valuable, which will have a certain impact on people's lives. This is not a good thing for ordinary people who are engaged in exports.
Since our exports have always been greater than our imports, our exports are much lower than those of related industries in other countries, which has added a great competitive advantage to export enterprises. Once the RMB appreciates, products that are mainly denominated in foreign currencies will also be correspondingly**, reducing the competitiveness of the products. At the same time, this will directly affect the income of export enterprises and the income of friends engaged in related industries.
In addition, one of the negative factors that has the greatest impact on the population is the increased pressure on employment. In the eyes of many, the appreciation of the renminbi may not have much of an impact, but this is not the case. The appreciation of the renminbi will hinder the development of many export enterprises and overseas investment, and this is most evident in the employment issue.
Since most of the export enterprises are labor-intensive enterprises, exports are hindered and the operation of enterprises is not smooth, which is bound to increase the pressure on people's employment. Finally, the appreciation of the renminbi will also have a certain impact on our financial markets. If the renminbi appreciates excessively, there will be a lot of speculation in the financial markets about the renminbi exchange rate.
In the case of imperfect financial markets, this only increases the risk of financial crises. When there is a financial crisis, we think about whether it is good or bad for the people.
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There are benefits.
If the renminbi appreciates slowly, it will actually be beneficial to the lives of ordinary people. For example, food, meat and other major daily necessities will continue to remain stable, not **.
Because China imports a large number of various food and daily necessities in the world, the exchange rate slowly and continues to appreciate, so the price of imported goods can be relatively stable, and the price of domestic living materials can naturally maintain a wide posture and stability.
Damn, we are getting poorer and poorer, and the expectation of buying a house is getting more and more distant, but under the introduction of experts, our living standards are always rising, our lives are getting richer and richer, except for income, everything is rising, but we must say that the value of the yuan is underestimated, is our IQ underestimated or are we overestimating the expert's theory? No matter how strong the export is, what benefits do we ordinary people get?
How did it come to mind to ask this question? The appreciation of the RMB will be lower than the foreign exchange rate of the US dollar, and the foreign trade export is paid with the US dollar as the intermediary. That is, the exported goods may be loss-making, unprofitable, or at least reduced. >>>More
It means that the value of the renminbi is becoming more and more valuable, and the value of the renminbi has increased. Inflation is decreasing.
The foreign trade processing and export industry has the greatest impact.
To be honest, the appreciation of the renminbi will not have much impact on ordinary people, unless you go abroad to shop >>>More