What is it like to work in a rural credit cooperative?

Rural credit cooperatives not only have outlets in the rural areas, but also in the cities, otherwise how can rural people withdraw money when they come to the cities?

On the way home, my familiar journey began. Time flies so fast, and in a blink of an eye, it has been one year and four months since I entered the big family of Leling Rural Credit Corporation. I still remember that the first class I took at work was to learn compliance operations, so-called:

Compliance" means to comply with the rules, that is, to always remember to follow the rules when working, to strictly conform to the principles, to do the rules to follow, there are rules and regulations, only in this way can we avoid the occurrence of various financial risks to the greatest extent, therefore, from the day of entering the door of rural credit, the concept of compliance has been accompanied all the way, and I have benefited a lot.

I don't know, I don't know, but I think it should be interesting, rural people have terrible ideas and consciousness, they don't know the law, they can do whatever they want.

Working in a rural credit cooperatives is a good experience, and not only that, going deep into the countryside is to understand China's basic national conditions.

It is still good to work in rural credit cooperatives, not as busy as banks, especially teller posts, and the salary is relatively high, but some of the working places are relatively remote, and students who generally want to go home for development will choose to apply for the outlets in their hometowns.

As long as it is a job, it is the same everywhere, and I am also from the countryside, so I will not complain and dislike.

After going to school outside for so many years, I still returned to this small township. Fortunately, this job is not bad locally. However, I don't know what will happen in the future.

OK. The salary of rural credit cooperatives is basically composed of four parts: basic salary + subsidy + performance bonus + welfare.

In first-tier cities, the working environment of rural credit cooperatives is more relaxed, and the salary may be lower than that of banks, because such cities often do not pay attention to the development of rural credit cooperatives or rural commercial banks. More on a national scale.

In second- and third-tier cities, the salaries of rural credit cooperatives and rural commercial banks are generally the same or even higher than those of the five major local banks.

Precautions for the use of mobile banking of rural credit cooperatives.

The type and number of documents used to open mobile banking must be the same as those used to open the account.

A customer can only open one mobile banking user within the scope of a rural credit institution. If a customer has multiple accounts that meet the conditions for counter signing and the account opening bank is in different banks, he or she can choose the business outlets of any account opening bank to sign the contract over the counter, and other accounts opened by the same bank can sign over the counter or online (online signing only has the query function).

Rural credit cooperatives areIron rice bowlHere's why:

1. Stable work.

The work of the staff of the rural credit cooperatives is stable and small, and there are no fickle ups and downs like commercial enterprises, and the development of rural credit cooperatives is stable and upward with the support of the state.

2. Good salary and benefits.

The income of employees of rural credit cooperatives is generally higher than that of local banks, public institutions, civil servants and other positions. The salary of rural credit cooperatives is relatively very generous, with a variety of generous benefits.

3. The application threshold is low.

The application conditions of rural credit cooperatives are not so strict, and previous graduates can also apply for the examination, and there is a possibility that the application conditions will be relaxed according to the applicant's household registration, education and ability.

4. Fair recruitment competition.

Rural Commercial Bank. It is necessary to use written tests and interviews to assess candidates, and in recent years, the recruitment of rural credit cooperatives has become more and more fair. Everyone needs to prepare for the exam in advance in order to successfully go ashore.

As an employee of a rural commercial bank, I will tell you responsibly that because the rural credit cooperatives (rural commercial banks) are institutions with counties as legal persons, the gap between the wage levels of employees is also relatively large, and the main reasons are:

First, rural credit cooperatives (rural commercial banks) are monetary enterprises, not administrative institutions, and the wages of workers are closely related to the development level and operating efficiency of the units in which they work.

Second, rural credit cooperatives (rural commercial banks), as enterprises, have established a relatively complete performance-based pay system in recent years. In the same unit, those who do a poor job may not even be a fraction of the excellent colleagues, which is also a norm. Entering the bank is an iron rice bowl, and the era of not worrying about eating and drinking all your life has long passed.

Third, in general, the wage level of advanced rural commercial banks will be much higher than that of state-owned banks, and those that are worse will be much lower, and some of them will be about the same as state-owned banks.

When it comes to individuals, no matter how good a bank is, there are low-wage people, and even a bad bank will have high-income employees (please note that it is employees), and the key depends on how much value you create for the customer.

Rural credit cooperatives in the local area is generally the top few taxpayers, the status is also very high, on the whole, the staff salary level of the outlets counter and the company's credit department is much higher than the local average salary level, the level of the specific family may be different, I only give the local level comparison, I want to say that the focus is on the development of the financial market department and the financial management department, in recent years, by leaps and bounds, especially after the establishment of the north and deep points, the salary income of employees can be said to exceed the chairman of the rural credit cooperatives, bond traders, The income of high-end talents such as investment bankers is not a problem, which is a new phenomenon of rural credit cooperatives.

Answer: Rural credit cooperatives do not belong to public institutions, and their wages are slightly lower than those of other banks. Rural credit cooperatives are essentially enterprises, and they are joint-stock institutions. He does not belong to a public institution, nor does he belong to a civil servant, and he is not undertaken by the state.

It's up to the business to bear it.

Working in rural credit cooperatives, generally speaking, the window or office, these positions are more difficult to recruit, and the salary is not bad. Generally speaking, most of the people who work in rural credit cooperatives are grassroots positions, and it is generally impossible not to do grassroots positions, unless you have very strong connections in your family and can directly parachute you into a certain position.

However, working in rural credit cooperatives is also a very good choice, and the salary in it generally depends on the effect of the work you complete and your efficiency is the basic salary plus commission. And the practicality is relatively high when working, even if you don't engage in this position in the future, you can also learn other aspects of knowledge.

Compared with other public institutions, the wages of rural credit cooperatives will be much higher than those of public institutions, and the benefits will be harmonious, and public institutions will not be much worse. But in terms of work, I will work a little harder than the public institution, but it is also hard work, so I will get more rewards. The public institution is a very stable occupation, and the people who are employed here may be here for the rest of their lives, and it is very difficult to rise through the same job repeatedly.

But that's it, there are also a lot of people who want to be admitted to public institutions, sometimes the iron rice bowl is still very effective, no matter what happens, it will never be lost after the release, so in recent years, the provincial examination or the national examination competition is particularly large, sometimes there are hundreds of people to compete for a position, but only one or two are hired, and the proportion is really high. So there is no need to worry about being a civil servant, and other industries are also possible.

Question: What is the future of the rural credit cooperative?

What is the future of the rural credit cooperative?

Rural credit cooperatives are divided into the following departments: rural credit cooperatives, rural credit cooperatives international financial department, Zhengtong rural credit cooperatives training school, rural credit cooperatives credit department, etc., which are currently led by the China Banking Regulatory Commission and the first department.

Rural credit cooperatives are independent enterprise legal persons, which are liable for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law.

Their property, legitimate rights and interests, and business activities carried out in accordance with the law of the state are protected by the laws of the state. Its main task is to raise idle funds in rural areas and to provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and regulate rural areas, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

In fact, the salary in the countryside is good, and it is okay for you to have this idea, and in the countryside, his workload is not huge, and he has more time to rest.

Not bad. My cousin works in a rural credit cooperative, with a salary of more than 6k a month, which I think is pretty good.

The salary of rural credit cooperatives is quite good, and it is generally divided into basic salary and performance salary.