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Huabei can support some online and offline transactions, and there is no handling fee according to the repayment, and there will be corresponding handling fees if you apply for installment or overdue.
Huabei introduced. Huabei is a consumer credit product launched by Ant Micro Loan, a subsidiary of Ant Financial, which allows users to use Huabei's quota to enjoy a shopping experience of "consume first, pay later". Features::
1. Buy in the current month and repay in the next month (**Tmall transactions, except for some**travel, recharge, movie tickets and other specific categories, it is repaid next month after confirming the receipt, and repaid next month after placing an order and paying for transactions on other platforms).
2. Free use of consumption quota for shopping (if you use Huabei to purchase in installments, the buyer needs to bear the specified fee according to the rate set by the merchant).
3. Convenient repayment, support Alipay automatic repayment.
Activation. Whether Huabei is allowed and the quota is based on a comprehensive assessment of your account situation, and the access and quota will be changed in real time.
Repayment-related. 1. Billing date: This date is the billing date of [Huabei], and the billing date of the current month's bill (summary consumption details and expense details) issued on the 1st of each month is fixed and cannot be modified temporarily.
2. Repayment date: This date is the last repayment time agreed in the agreement by [Huabei], if the repayment is exceeded this date, a certain overdue fee will be charged, and it may have an impact on the credit investigation of the People's Bank of China.
3. The bill date of Huabei is the 1st of each month, and the repayment date is the 9th or 10th of each month, please refer to the page prompts.
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How to calculate the interest of Ant Huabei, and how much will I have to repay next month after borrowing 500 yuan?
Hello, you should repay 525 yuan next month, this is the principal plus interest!
Sorry for the miscalculation.
Hello, if it's 30 days a month, it's 500 Hello, this should be repaid interest!
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1. The interest is equal to 2000*yuan.
2. The monthly repayment amount is 348 yuan.
3. Since the balance is calculated in the first period, the first period is 350 yuan, and the next five periods are 348 yuan.
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I borrowed it and postponed the repayment next month, and I paid back the 10 yuan processing fee.
When I had to give 300 yuan of interest, I didn't say anything when I postponed the repayment! I knew that I would pay in installments, what kind of flower is this! Do you make money by scamming people? When I postponed the repayment, I didn't say that I would repay the interest!
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One dollar a day.
If Huabei is returned on time before the next month, there is no need to pay interest. If the return date is exceeded, the interest charge is. For example, for example, if the user wants to repay 10,000 yuan in May, but only 5,000 yuan is repaid before May 10, when the repayment is made on May 14, there will be overdue interest of 10 yuan, which is calculated as 5,000 yuan per day.
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One dollar a day.
This interest can be seen after the loan is completed. You can also see it before borrowing. If Huabei is returned on time before the next month, there is no need to pay interest. If the return date is exceeded, the interest charge is.
How to calculate the interest of Ant Huabei:
1. **Huabei rules, the maximum interest-free time for personal credit is 41 days, if the user is unable to repay the current amount before the repayment is due, a certain amount of overdue interest will be generated.
2. Overdue interest is charged on a daily basis according to the current unpaid amount, for example, for example, in May, the user wants to repay 10,000 yuan, but only 5,000 yuan was repaid before May 10, and when the loan is repaid on May 14, there will be overdue interest of 10 yuan, which is calculated by 5,000 yuan per day.
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Alipay Huabei Huabei overdue daily interest rate of 5 2000 yuan and daily interest rate of 1 yuan.
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1 yuan a day, if Huabei is returned on time before the next month, there is no need to pay interest. If the return date is exceeded, the interest charge is.
The amount of Huabei is not high, if you need a large amount of money urgently, you can also try to spend money under Xiaoman, I had difficulty in starting a business before, I borrowed 100,000 on it, the interest is 10,000 2, borrowing 10,000 is equal to 1 day of interest two yuan, take the initiative to apply for it, it is very convenient.
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2000 yuan is paid off a year, how much money do you need to pay every day.
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One dollar a day. This interest will be visible to you after the loan is completed. You can also see it before you borrow.
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This 5% is not called interest, it is called the daily interest rate, which represents borrowing 10,000 yuan a day for 5 yuan, and 2000 Alipay Huabei 5% daily interest rate for a dollar. This is Huabei's installment repayment, if it is because it is overdue, it will be worth the loss. The interest is generally for one year, and the 5% you said is converted into almost 18% of the interest, that is, you have to repay 1,800 interest for a year if you borrow 10,000 yuan!
<>A netizen: Let me tell you about my personal experience. The year before last, due to special reasons (not intentionally done by individuals), Huabei borrowed in installments, and Huabei repaid the loan has not been repaid, and suddenly received a text message one day, saying that it was a breach of contract, terminated the contract, and asked for full repayment. >>>More
If you use Huabei to pay for consumption, as long as you ensure that you repay the loan on time and in full, Huabei will not charge any fees. >>>More
There is a repayment date for using Huabei, under normal circumstances, you can repay it in advance, or repay it at the right time, my Huabei is set up to repay automatically, and it is automatically repaid by binding a bank card. Failure to repay the loan in a timely manner within the stipulated time is a breach of contract. In the event of a default, first, it will affect your credit and overdraft limit, and second, in addition to normal repayment, you also need to pay liquidated damages, which are equivalent to the interest on the consumption amount. >>>More
It will affect your personal credit profile.
The interest will not, the late fee is very expensive, and it should be returned in time otherwise it will affect your credit.