Should the Huabei service be upgraded, and can the Huabei upgrade service not be upgraded?

The upgrade is invite-based, Huabei invites users to upgrade, and users who are not willing to upgrade can choose to close the upgrade dialog box when the upgrade prompt pops up.

1. Should Huabei's service be upgraded?

After entering the Huabei page, users who need to upgrade will pop up a prompt box for Huabei service upgrade, and users can choose to upgrade Huabei service or not. In order to better provide Huabei services, Huabei has gradually introduced high-quality financial institutions in the industry to provide users with Huabei services, so after the update, you need to agree to the agreement to update, which means that Huabei will be connected to the credit after choosing the service upgrade, and users need to strictly abide by the terms of use to avoid the occurrence of overdue.

This upgrade is invitation-only, Huabei invites users to upgrade, and users who are not willing to upgrade can choose to close the upgrade dialog box when the upgrade prompt pops up. The official for not upgrading is that not upgrading at present will not affect the normal use. It's just that the agreement update can get more opportunities to raise the amount, if you have always wanted to raise the amount and have no chance, it is still recommended to upgrade the agreement.

Second, suitable for upgrading Huabei:

1. Those who already have a Huabei quota, but do not have the right to use it.

2. People who have a good lending record in the financial institutions that Alipay cooperates with.

3. Personally, people who think that Huabei's credit line is insufficient and want to increase their own borrowing line.

3. What is the use of Huabei service upgrade?

1. It can obtain better services for Huabei users.

3. Huabei has gradually introduced high-quality financial institutions in the industry, and will work with these financial institutions to provide Huabei services for everyone in the future.

The Huabei service upgrade has also updated the contract, clarifying the definitions of Huabei's cash-out, breach of contract, use, etc., and it can be said that after the upgrade, Ant Financial has made a series of corresponding adjustments to the Huabei product.

Whether the Huabei service should be upgraded or not can not be generalized, mainly depends on personal use, upgrading or not upgrading does not affect normal use, but the agreement update can get more opportunities to raise the amount, if you have always wanted to raise the amount and have no opportunity friends, then it is recommended to upgrade the agreement.

Benefits of Huabei Service Upgrade:

1.The total amount of Huabei loans will increase significantly. In the past, it was Ant Small and Micro Loan that provided Huabei services to everyone, but after the upgrade, other financial institutions have been added, which has greatly increased the total quota, and after the upgrade, you can get more opportunities to raise the amount.

2.After the Huabei service is upgraded, the risk control system of different lenders will be different. As a result, everyone's credit line may go up and the interest rate on loans may go down.

In terms of Alipay, Huabei's upgrade service has begun to be fully pushed, if we don't check the terms, we won't sign the relevant agreement, and Huabei's upgrade service will not be upgraded. From this point of view, the Huabei upgrade service can not be upgraded in a short period of time, but it does not mean that the Huabei upgrade service can not be upgraded all the time.

According to the management of the relevant ** department, Huabei will also be gradually included in the credit management, and our personal lending behavior in Huabei will also be like the bank's credit card, and the monthly repayment information will be recorded in the personal credit report. However, the premise of this action is that Huabei users must sign the relevant credit report authorization documents to authorize Huabei to upload their credit information to the credit information center of the People's Bank of China. Previously, users who opened Huabei did not have sign-related issues, so Huabei's act of uploading user credit information could not be realized, so we saw the service upgrade information pushed by Huabei to users now.

Some Huabei users are worried that the use records of Huabei will have an impact on future loans in the bank, so can Huabei's upgrade service not be upgraded?

In fact, careful observation can find that every time we receive Huabei's service upgrade push message, we can directly click to exit and do not accept the relevant upgrade service. In other words, we users can temporarily disagree with this kind of upgrade service. But Huabei can still be used normally.

However, does it mean that we can never accept Huabei's upgrade service? This is not certain, because we are not sure whether Huabei will let users forcibly upgrade the service in the future, and there will be a situation where users will not be able to continue to use Huabei if they do not accept the service upgrade. After all, the promotion of credit reporting management will be further implemented, and the social credit system will be further improved.

Therefore, in general, according to the current situation, Huabei's upgrade service can not be upgraded, but it cannot be said that it can be upgraded all the time, it depends on Huabei's follow-up regulations.

Huabei services can not be upgraded, and users can choose according to their own circumstances. Because the Huabei service upgrade is not mandatory, and user consent is also required, so if you don't want to upgrade, just refuse.

Huabei service upgrade is not yet open to all people, if you click to refuse, then you may not be able to upgrade again in a short time, you need to enter Ant Huabei, click Settings, and then click Upgrade in the settings to try, so users need to choose carefully.

Why is it not recommended to upgrade Huabei?

Previously, Huabei proposed to report credit at the meeting, but for some users, and now it is necessary to report all of them to the credit. However, it is not mandatory at present, and only those who agree to Huabei's service upgrade will be on the credit report.

Because it is agreed that the upgrade of Huabei's service requires authorization to query and report relevant information in the basic database of financial credit information, it means that the use of Huabei will be reported to the credit information center of the People's Bank of China, but there is only one record of credit information on Huabei, and the consumption and repayment of Huabei will be continuously updated every month until Huabei is closed. For those who don't want Huabei to go on the credit report, don't agree that upgrading is a clear approach, so that Huabei will not be reported if you don't upgrade it, and you won't be able to find Huabei's loan records if you check the credit. However, it is not ruled out that Huabei will be forced to upgrade in the future, and users will inevitably have it.

After Huabei is on the credit report, as long as the user fails to repay the loan on time, the bad credit record will be uploaded, and the loan record of Huabei will also be displayed on the credit report. In fact, this is not necessarily bad for people who do not have a credit card and have not taken out a loan, and with a Huabei loan record, it is not a white account as the bank says, and it is easier to apply for a loan and a credit card.

You don't need to upgrade.,Huabei is more free.,You don't need the new software or anything.,You can use the old one.。

Complete Huabei. The service upgrade operation is as follows:

1. Open and log in to personal Alipay on your mobile phone, and click [My] in the lower right corner of the Alipay State Pin Response Home page;

2. In the personal details page, find the [Huabei] option and open it;

3. At this time, in the Huabei page, you can see that there is [Important Reminder, Please Confirm Huabei Upgrade Service] in the scrolling notification bar, click [Go and see];

4. At this time, the system will pop up the upgrade Huabei service window, and we can click [Huabei User Service Agreement] to see the content of the agreement;

5. If there is no problem after reading the content of the agreement, you can return to the original upgrade page;

6. Click [Agree to Agreement and Upgrade Service];

7. The Huabei upgrade service has been completed.

Extended Materials. About Huabei overdue.

1. Huabei has become an advanced consumer product that contemporary young people are keen to use, but if it can be guaranteed to be repaid on time, it will not cause any trouble, but once Huabei is overdue due to some book travel reasons, it will cause trouble to users.

2. Because Huabei is an ant financial service.

The credit products launched have been officially connected to the central bank's credit information system long ago.

After applying for activation, users will receive a Huabei consumption quota ranging from 5 million to 50,000 yuan.

3. Generally speaking, if Huabei is overdue for 2 to 3 days, it will not usually be reported to the credit report, but once the Huabei arrears are overdue for more than three days, it will be recorded in the credit report.

This will have a direct impact on personal credibility.

4. First of all, after Huabei is overdue, Alipay will freeze the user's right to use Huabei, and it cannot continue to be used until it is paid off, and even if it is fully paid off, it needs to be re-judged by the system to decide whether to open it to users again.

5. In addition, Huabei's overdue will also affect your personal sesame credit score.

This will lead to restrictions on the user's use of certain functions of Alipay, and there are other loan platforms that will also check the user's Sesame credit level during loan review.

6. For collection, Ant Financial may also contract the collection to a third party.

7. All in all, Huabei is now completely a credit product, if it can be guaranteed to be good borrowed, it can also bring convenience to users, but once it is overdue, it will also have corresponding consequences.

8. If your credit has already been recorded, there is no better way: pay off the arrears, and keep a good record for a few years, and slowly, the record will pass.

Operating environment: Honor Alipay.

Summary. Hello, when the user uses Huabei, the page prompts that the Huabei service can be upgraded, if the user's credit qualification conditions are good and they are not worried about the credit on Huabei's record, then they can choose to upgrade. The user's credit qualification conditions are average, and when using Huabei, it is often overdue, so such users should not upgrade Huabei, and there is a certain chance that Huabei will be connected to the People's Bank of China after upgrading.

Whether Huabei wants to upgrade or not depends mainly on the user's own needs, if you want to get a higher Huabei quota, then the user can try to upgrade.

Huabei service upgrade should not be upgraded.

Hello, when the user uses Huabei, the page prompts that the Huabei service can be upgraded, if the user's credit qualification conditions are good and they are not worried about the credit on Huabei's record, then they can choose to upgrade. The user's credit qualification conditions are average, and when using Huabei, it is often overdue, so such users should not upgrade Huabei, and there is a certain chance that Huabei will be connected to the People's Bank of China after upgrading. Whether Huabei wants to upgrade or not depends mainly on the user's own needs, if you want to get a higher Huabei quota, then the user can try to upgrade.

I borrowed it before, but I can't use it after borrowing money, it's not overdue, do I need to upgrade?

It depends on whether you need to get a higher borrowing limit. If you need it, you will rise, and if you don't need it, you will not rise.

Summary. 1. Click to open Alipay's Huabei page, and we can view our Huabei quota.

2. Click "Settings" in the upper right corner of the personal page and click to enter the settings page.

3. On the settings page, click to open "Change Login".

4. Click Switch.

5. Click in the new to open the "Huabei" function page.

6. Then click to open multiple Huabei.

7. In this way, we have successfully opened the function of opening Huabei with multiple accounts! However, it is worth noting that the amount of Huabei for multiple accounts to open Huabei is shared, but the repayment and usage records are separated!

How to complete the Huabei service upgrade.

Enter My click to enter Alipay, and click on Mine at the bottom of the page after entering the page.

After clicking Huabei to enter my page, you need to select and click Huabei on the page.

Open the Consent Agreement and Upgrade: After opening the Huabei page, select Consent Agreement and upgrade at the bottom of the page.

After waiting for the upgrade click, you need to wait for the upgrade, so that Huabei will complete the upgrade service.

It's off, and then it won't open.

Enter the Alipay industry Liang Brother Zheng Mian, click on the "My" option below Click on the "Avatar" in the personal center to enter the personal information interface Find the "Body Tribute Authentication" option and click to enter Complete personal information and upload your ID card for real-name verification.

1. Click to open Alipay's Huabei page, and we can view our Huabei quota. 2. Click "Settings" in the upper right corner of the personal page and click to enter the settings page. 3. On the settings page, click to open "Change Login".

4. Click Switch. 5. Click in the new to open the "Huabei" function page. 6. Then click to open multiple Huabei to be a god.

7. In this way, we will successfully open the function of opening Huabei with multiple accounts! However, it is worth noting that the amount of Huabei for multiple accounts to open Huabei is shared, but the repayment and usage records are separated!

1.It is recommended to agree to the upgrade.

2.If the Huabei system prompts a service upgrade, the customer can consider whether to agree or refuse according to their own needs. If you agree to upgrade, you may get more opportunities to increase your quota or more benefits after the upgrade is successful (subject to subsequent use).

However, it is estimated that it will also allow Huabei, which has not been connected to the credit report before, to authorize the potato register. If the customer does not want Huabei to access the credit information for the time being, he can refuse. However, access to credit information will not actually bring any adverse effects, customers use it well, and remember to repay on time.

If you continue to disagree with the upgrade, it may affect the normal use of Huabei in the future.

3.One of the major functions of the upgrade of Huabei's service is to access the central bank's credit system.

Huabei will gradually and orderly complete the credit reporting work according to the requirements of the national credit information management department, and will obtain the customer's valid authorization before reporting the credit investigation. Therefore, it is recommended that customers can complete the upgrade as soon as possible after receiving the service upgrade prompt, and after the upgrade is successful, customers will get more opportunities to increase the amount and more benefits.

Extended Materials. What is Huabei.

1.Huabei is Ant Financial.

A consumer credit product launched will receive a consumption quota ranging from 500 to 50,000 yuan after applying for opening. When users consume, they can advance Ant Huabei.

to enjoy the shopping experience of "spend first, pay later". On August 4, 2016, Ant Huabei Consumer Credit Assets Zhiling Handheld ** project on the Shanghai ** Stock Exchange.

listed, which is also the Shanghai Stock Exchange.

The first Internet consumer finance ABS.

2.Ant Huabei has stepped out of the Alibaba e-commerce platform and has access to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon.

Suning, et al.; Local life services**, such as word-of-mouth, Meituan, and Dianping.

Wait; Mainstream 3C officials**, such as LETV, Haier, Xiaomi, OPPO and other official **; and the section on overseas shopping**.