What does Huabei charge mean, and what is Huabei pay service fee

Ant Huabei,It is provided by Ant Micro Loan to consumers"Buy this month, pay it back next month"Online shopping service,So far,Tmall and most of the merchants and products of ** support Ant Huabei's services,Whether the specific goods can be purchased using Ant Huabei or the page display of the cashier shall prevail。

The user must repay the loan before the 10th of the next month after confirming the receipt, and the repayment can be made using the account balance of Alipay, the quick expression of the savings card bound to the account, or the automatic repayment of Yuebao, or the repayment operation can be carried out actively.

This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

Huabei is similar to the kind of credit payment, the first time you use only 1000 yuan, which means that you can buy things within 1000 yuan online without spending money, but the corresponding arrears must be paid off next month, as long as you repay the money, the upper limit of the limit will increase.

If you have installments, it is easy to search for installment fees, and if you don't install, you don't need procedures.

The so-called "Huabei."

Pay the service fee", in fact, it is the handling fee that needs to be paid when using Huabei to pay. However, you need to note that the cost of Zhaozhao Calendar is not borne by the user (the user only needs to repay the consumption principal within the specified period), but by the merchant who has opened the Huabei money collection function. From now until August 31, 2022, Huabei will launch a fee rate activity, and orders with a single Huabei valid collection within 150 yuan (inclusive) can enjoy free service fee discounts; Orders exceeding 150 yuan enjoy preferential service rates.

Extended information: Huabei orders with a collection amount of less than 150 yuan will be directly exempted from the service fee of the agreed rate, that is, no service fee will be charged, and Huabei orders of more than 150 yuan will be charged from the preferential rate, that is, the actual service fee charged = actual amount received*. The Huabei collection service fee is a function usage fee unilaterally charged by Huabei to the payee search customers.

The charging standard for Huabei collection is 8/1000 of the order amount, as an example to promote Huabei to accelerate the penetration rate and market share, Huabei officially decided to launch a rate activity for Huabei orders before August 31, 2022: a single Huabei effective collection within 150 yuan (inclusive) of the order to enjoy free service fee, more than 150 yuan of orders to enjoy the service rate discount.

In addition to going through a series of cumbersome steps, you also have to upload the business license of the merchant, and then you also need to wait for the review, only after the audit can you open Huabei payment, in general, the general store will not be so laborious to open Huabei collection. Judging from the profit of Huabei collection, there is no more bank card payment, you can see a charging rule in the opening of Huabei collection, that is, each transaction is charged by 100%, if every user uses Huabei to pay, it means that the profit of the merchant is decreasing, so Huabei officially reduced the Huabei collection fee below 150 yuan, which has achieved the purpose of increasing the use of customers.

Operating environment: vivos6

Alipay:

It is understood that Huabei needs to deduct the service fee when collecting money, however, users don't have to worry, this service fee is only charged to the merchant, and the customer only needs to pay the consumption amount. In addition, Ant Huabei stipulates that there is no need to pay any fees when the amount of the charge does not exceed 150 yuan.

If the customer pays more than 150 yuan, the merchant service fee will be charged according to the transaction amount for the Huabei order. Therefore, as long as the amount does not exceed 150 yuan, there is no service fee. It should be noted that if Huabei face-to-face flowers are used in violation of regulations to avoid charging service fees, once detected by the system, it may lead to the suspension of the collection code service, so be sure to pay attention to this.

Extended Materials. 1. How to open Alipay Huabei to receive money?

Huabei collection is realized through the collection code, so you need to apply for a collection code before opening Huabei to collect money.

1. Open Alipay, click "Collect Money" - "Receive Money Collection Code Sticker" at the top of the "Home Page" page, and apply for a collection code sticker according to the prompts.

2. After applying for the money collection code sticker, click "All" - "Merchant Service" - "Huabei Collection" in the "Home Page" of Alipay - "Merchant Service" in the category of capital transactions to enter the Huabei collection application page. Follow the prompts to upload the business license and store door**, and then click "Agree to the agreement and submit". Some eligible merchants do not need to upload relevant information, and only need to agree to the agreement to open the Huabei money collection service.

3. If the merchant does not have a business license, he can upload other business qualifications such as food hygiene license, business certificate and registration certificate issued by the local management agency; If there is no store door**, you can upload the booth and place**, which must be clearly displayed and authentic and effective.

4. After submitting the application for the Huabei money collection function, the system will review it within three working days. After the review is passed, entering the Huabei money collection page will display "Huabei money collection service has been opened", and then the merchant can collect Huabei payment funds through the money collection code.

Operating environment: brand model: iphone13

2. How to waive the service fee for Huabei collection?

Open the Alipay app, then open [Merchant Service] - [Huabei Collect Money], click on the Huabei Collect Money above, you can see the status display [Opened], enter Huabei to collect money, click the button, you can switch to gray, you can close it. Using the Huabei money collection function, there is no charge for customers to scan the code to pay, Alipay will charge the merchant a service fee for the order amount, and if you want to cancel, you can close it directly.

Operating environment: brand model: iphone13

The Huabei collection service fee is a function usage fee that Huabei unilaterally charges to the receiving customer.

The charging standard for Huabei collection is 8/1000 of the order amount, as an example to promote Huabei to accelerate the penetration rate and market share, Huabei officially decided to launch a rate activity for Huabei orders before August 31, 2022: a single Huabei effective collection within 150 yuan (inclusive) of the order to enjoy free service fee, more than 150 yuan of orders to enjoy the service rate discount.

Huabei orders with a collection amount of less than 150 yuan will be directly exempted from the service fee of the agreed rate, that is, the actual service fee will not be charged, and the agreement rate will be charged from the preferential to the Huabei order of more than 150 yuan, that is, the actual service fee charged = the actual amount received*.

Huabei collection service fee is because, your credit card cashed out or the consumption exceeded 2,000, my husband's is that I paid him with Huabei, and he had to deduct the Huabei service fee, the reason is that my husband has a credit card, and his credit card exceeds 2,000, so the fee must be deducted, which means that as long as you borrow or credit card together, and consume more than 2,000 a month, you will deduct the Huabei service fee if you spend it, of course, Huabei and credit card, a balance consumption of less than 2000 does not need to be deducted, Huabei is connected with credit cards, consumption is also connected, as long as your Huabei credit card consumes within 2000, there will be no Huabei service fee, we have a credit card, so we know this, mine has no credit card, so I don't charge money for the service fee, my husband has a credit card, and he owes credit card money, so a month credit card consumption is always over, so I have been charging a handling fee, which is normal, because I am used to it, there is no money, I have money, I don't need to deduct so much, I hope it can help you!

Huabei is a kind of loan, and there will be interest on the loan. Normally, the interest should be borne by the borrowing party. The rule of Huabei is to transfer the interest to be borne by the merchant or the recipient.

When the merchant uses the Huabei collection function to collect money, the corresponding service fee (which can be understood as the interest on the loan) will be charged according to the regulations for each payment collected, and the system will automatically deduct it from the collected amount.

Hello, this is how it is, so that you can get used to it later. Charges will begin.

Personal shutdown, thinking about money and going crazy, service fees are immoral behavior, charging is not charged by the user but let the passive user pay, this behavior will not let more people use but will make more people disgusted!

Huabei charges money and service fees, what does it mean, how is it free.

If you do your homework early after school, you're done by now.

Merchants open Huabei to collect money, to charge a certain handling fee, the specific fee standard for each transaction amount charged, that is to say, after you collect the customer's money, you have to hand over the money to Alipay Huabei!

Barcode payment is very convenient, Huabei payment can be used in Alipay, because it only needs to be settled once a month, that is, it is used first and then paid, so there are many people who use it. With Huabei to collect, the service provider will charge a service fee, the size of the charge will be different according to the size of the amount received, but not more than one percent at most, there is a maximum limit, the specific terms of opening Huabei shall prevail, and now there is also Huabei free service fee opened.

The Huabei collection of money in the money collection code refers to the fact that after the merchant opens the Alipay money collection code service, the merchant completes the ID photo and other information according to the requirements of Alipay, and successfully opens the Huabei collection of money through Alipay's review.

1. Huabei collection of money in the money collection code refers to the fact that after the merchant opens the Alipay money collection code service, it completes the information such as the ID photo in accordance with the requirements of Alipay, and successfully opens the Huabei collection of money through Alipay's review.

2. After that, the consumer scans the merchant's money collection code, or the *** in the [Collect Money] on the mobile phone Alipay, and can pay through Huabei payment, and Alipay will transfer the funds to the bank debit card designated by the merchant, or the Alipay account balance of the merchant applying for this service.

3. Therefore, Huabei collection refers to the function of consumers collecting money by scanning the merchant's money code when paying, and then using Huabei to pay.

Extended information: After the consumer scans the merchant's money collection code, or the *** in the [Collect Money] on the mobile Alipay, they can pay through Huabei payment, and Alipay will transfer the funds to the bank debit card designated by the merchant.

1.or the balance of the Alipay account of the merchant applying for this service. Therefore, Huabei collection refers to the function of consumers to scan the merchant's money collection code when paying, and then use Huabei to pay.

2.According to the above introduction, you can know whether Huabei supports Huabei to collect money when scanning the merchant's payment code to pay, and it has nothing to do with consumers.

How to open a Huabei money collection code?

3. After the merchant successfully applies for the collection code, he can search for [Merchant Service] on the home page of the Alipay client - click [Huabei Collect Money], and then apply according to the page prompts, you may need to fill in the relevant information and upload the voucher, and the review will be announced within 1 to 3 working days after confirming the submission.

Why do I need to deduct the service fee for Huabei collection?

It can only be said that Alipay, as a payment platform, its fundamental purpose is still to make a profit, so it is not surprising to make this move, just like there was no handling fee for withdrawing cash on Alipay before, and then it was not charged! Recognize this essence and you will understand. Alipay's fee benchmark is that the platform will charge a fee for every time a merchant makes a payment.

Operating environment: brand model: iphone12

System: iOS14 software: