Huabei has just opened the newcomer version, and when you upgrade, you say I m sorry, you can t upg

You have to use Huabei to pay and slowly leave the limit.

1. The Huabei newcomer version has completed real-name authentication;

2. At present, there is no outstanding payment for the newcomer version of Huabei.

You can try to upgrade the Huabei newcomer version to the Huabei standard version. It should be reminded that the upgrade of Huabei is decided by the system and cannot be intervened manually. Whether the upgrade can be successfully is subject to the result displayed on the page.

Reasons why you can't upgrade your certification.

1. When upgrading the certification of Huabei, the photo frame is not aimed at the certificate for shooting, or the light is dim, and there are reflections and missing corners;

2. When upgrading the authentication, Alipay is not authorized to use the photo function.

What to do if the upgrade fails.

Increase the frequency of shopping and the amount of consumption on Tmall, **, etc.;

2. Maintain good online shopping behavior for a long time, and avoid malicious returns, exchanges, and bad reviews;

3. Increase the frequency of use of Alipay, especially the use of financial management functions;

4. In the third-party service platform that cooperates with Sesame Credit, it is also necessary to maintain good personal records;

5. According to the situation, constantly improve and update the personal information of Alipay account.

In terms of Alipay, Huabei's upgrade service has begun to be fully pushed, if we don't check the terms, we won't sign the relevant agreement, and Huabei's upgrade service will not be upgraded. From this point of view, the Huabei upgrade service can not be upgraded in a short period of time, but it does not mean that the Huabei upgrade service can not be upgraded all the time.

According to the management of the relevant ** department, Huabei will also be gradually included in the credit management, and our personal lending behavior in Huabei will also be like the bank's credit card, and the monthly repayment information will be recorded in the personal credit report. However, the premise of this action is that Huabei users must sign the relevant credit report authorization documents to authorize Huabei to upload their credit information to the credit information center of the People's Bank of China. Previously, users who opened Huabei did not have sign-related issues, so Huabei's act of uploading user credit information could not be realized, so we saw the service upgrade information pushed by Huabei to users now.

Some Huabei users are worried that the use records of Huabei will have an impact on future loans in the bank, so can Huabei's upgrade service not be upgraded?

In fact, careful observation can find that every time we receive Huabei's service upgrade push message, we can directly click to exit and do not accept the relevant upgrade service. In other words, we users can temporarily disagree with this kind of upgrade service. But Huabei can still be used normally.

However, does it mean that we can never accept Huabei's upgrade service? This is not certain, because we are not sure whether Huabei will let users forcibly upgrade the service in the future, and there will be a situation where users will not be able to continue to use Huabei if they do not accept the service upgrade. After all, the promotion of credit reporting management will be further implemented, and the social credit system will be further improved.

Therefore, in general, according to the current situation, Huabei's upgrade service can not be upgraded, but it cannot be said that it can be upgraded all the time, it depends on Huabei's follow-up regulations.

Huabei services can not be upgraded, and users can choose according to their own circumstances. Because the Huabei service upgrade is not mandatory, and user consent is also required, so if you don't want to upgrade, just refuse.

Huabei service upgrade is not yet open to all people, if you click to refuse, then you may not be able to upgrade again in a short time, you need to enter Ant Huabei, click Settings, and then click Upgrade in the settings to try, so users need to choose carefully.

Why is it not recommended to upgrade Huabei?

Previously, Huabei proposed to report credit at the meeting, but for some users, and now it is necessary to report all of them to the credit. However, it is not mandatory at present, and only those who agree to Huabei's service upgrade will be on the credit report.

Because it is agreed that the upgrade of Huabei's service requires authorization to query and report relevant information in the basic database of financial credit information, it means that the use of Huabei will be reported to the credit information center of the People's Bank of China, but there is only one record of credit information on Huabei, and the consumption and repayment of Huabei will be continuously updated every month until Huabei is closed. For those who don't want Huabei to go on the credit report, don't agree that upgrading is a clear approach, so that Huabei will not be reported if you don't upgrade it, and you won't be able to find Huabei's loan records if you check the credit. However, it is not ruled out that Huabei will be forced to upgrade in the future, and users will inevitably have it.

After Huabei is on the credit report, as long as the user fails to repay the loan on time, the bad credit record will be uploaded, and the loan record of Huabei will also be displayed on the credit report. In fact, this is not necessarily bad for people who do not have a credit card and have not taken out a loan, and with a Huabei loan record, it is not a white account as the bank says, and it is easier to apply for a loan and a credit card.

YesNo upgrades

Alipay users can choose to upgrade the Huabei service, and if they upgrade, they can choose to agree to the agreement, and if they don't upgrade, they can choose to think again or close the page directly.

Can Huabei still be used if it is not upgraded?

Huabei can still use Huabei without upgrading, users can choose whether to upgrade or not, and if they do not upgrade, the same as the previous use, the services and rights enjoyed by users remain unchanged.

Benefits of Huabei service upgrades

1. In the past, it was Ant Small and Micro Loan that provided Huabei services to everyone, but after the upgrade, other financial institutions have been added. In this way, the total amount of Huabei loans will increase significantly, and everyone will not have to worry about not being able to borrow because of insufficient amounts.

2. After the upgrade of Huabei service, the risk control system of different lending institutions will be different. As a result, everyone's credit line may go up and the interest rate on loans may go down.

3. If you have a good loan record in Huabei lending institutions other than Ant Small and Micro Loan, then upgrading will be of great benefit to you to increase the credit line of Huabei.

You don't need to upgrade.,Huabei is more free.,You don't need the new software or anything.,You can use the old one.。

If Huabei is upgraded to service, most of the Huabei accounts that have not been connected to the central bank's credit information system will indeed be authorized to access the credit information.

And once you agree to Huabei's upgrade service, there is no way to cancel it.

However, if the system only prompts Huabei to upgrade the service and has not yet agreed, you can choose to skip it and turn off the prompt directly.

However, it should also be noted that Huabei is gradually completing the credit reporting work according to the requirements of the national credit management department, and if you do not agree to the upgrade, it may affect the normal use of Huabei in the future.

Of course, you can rest assured that Huabei's authorized credit investigation will not bring any adverse effects.

Because the consumption and repayment records are all normal information, as long as you pay more attention to your personal behavior when you usually consume Huabei, and do not have bad operations such as illegal cash-out and overdue repayment.

If it is overdue, it will leave bad information on the credit report (overdue records are generally kept for at least five years after paying off the arrears before they may be deleted by the system), which will lead to damage to personal credit.

As long as you find: Beijian Quick Check, you can query your own online loan big data report with one click, which will have your credit rating score, whether there is a blacklist and other important data.

Extended information: What are the signs of Huabei unblocking?

After Huabei is unblocked, if the system is going to be unblocked, the comprehensive score of the system will definitely be improved compared with before, and the possible sesame credit score will also be improved.

It is precisely because of the increase in the credit level that the account risk has decreased, and the system will recover Huabei.

Of course, it should be noted that even if Huabei is unblocked, the amount that may be restored may not be the same as before, and it may be reduced.

However, the Huabei quota is not fixed, as long as you accumulate more good credit in the future, the quota can continue to increase.

It should be noted that if Huabei wants to be unsealed as soon as possible after being frozen, it is necessary to find out the problem as soon as possible.

For example, if the repayment is frozen due to overdue repayment, you need to pay off the arrears quickly, and then you can participate in more credit tasks and ensure that you perform the contract on time, enriching your personal compliance behavior; However, if it is frozen due to illegal cash-out, score brushing and other risk-sharing operations, it is necessary to pay attention to avoid such risky operations again, and then patiently wait for the end of system risk control.

Huabei service upgrade is a hidden pit, if you accidentally upgrade, then your Huabei will have to be on credit from now on, that is to say, if it is overdue, it is equivalent to a small loan service, and you need to go on the credit report! So, can the 2020 Huabei service upgrade be canceled? Let's take a look!

After the upgrade of Huabei's service, it is connected to a new financial institution, and when upgrading, it is required for the user to agree to the "Personal Credit Information Inquiry and Submission Authorization Letter", which is actually to ask the user to agree to Huabei to upload the loan record and other information to the credit information system of the People's Bank of China. If Huabei is not upgraded, it will not be on credit for the time being. Huabei has been upgraded and the agreement has been re-signed, and the use of Huabei is very likely to be on the credit report.

After upgrading the Huabei agreement, whether it is used normally or overdue, it will be on the credit report. But it doesn't mean that the unupgraded Huabei is not on the credit report, and it is not on the normal use, but if it is overdue, it will still be on the credit report.

If you accidentally click on the service upgrade, it is recommended to temporarily close Huabei first, and then open it later.

At present, re-closing Huabei and re-opening can also achieve this effect, and the entrance of Huabei has not been updated to add the authorization letter of the People's Bank of China for personal credit inquiry.

Personally, I feel that this kind of inquiry of personal credit reporting authorization should be allowed once, rather than permanent authorization.

Whether it is a credit card, a small loan or the like, it is mainly not overdue, and even if the credit card is overdue, there is a buffer period of two to three days, and the car loan and housing loan are basically not affected.

1. After Ant Huabei is overdue for 7 days After Ant Huabei is overdue for 7 days, the user will not be able to use Ant Huabei temporarily, and the user will return to normal after repaying the overdue amount.

2. After Ant Huabei is overdue for 30 days After Ant Huabei is overdue for 30 days, the user must pay off the overdue amount and permanently cannot use consumer credit products such as Huabei and Tmall installment.

Some people do not have Ant Huabei after ten days of overdue, this situation is also normal, if you pay off the loan and communicate with customer service to see if you can reopen Ant Huabei. If it is another situation, you can contact Alipay customer service to review and activate again. If you want to use Ant Huabei all the time, you must repay the loan on time (before the 10th of each month).

Summary. 2.If the user's recent credit history is poor, the system will display "Please maintain good credit behavior if you can't use Huabei to shop", and the user needs to accumulate more good credit history to get the right to use Huabei again.

We are very sorry that Huabei is unavailable, but your Huabei is temporarily unavailable, please keep your account status in good condition for the future.

Hello dear. I've received your question, and I'm helping you sort out the relevant information. Because you have to type, and God wants you to wait patiently for three minutes or so. Thank you for your cooperation.

1..The Huabei page displays "Please maintain good credit behavior if you can't use Huabei to shop", indicating that the user's Huabei has been frozen and Huabei cannot be used temporarily. After settling the arrears, you need to wait for the system to re-evaluate the upgrade, and the system thinks that the user meets the conditions for the use of Huabei, and will reopen the borrowing function of Huabei.

2.If the user's recent credit history is poor, the system will display "If you can't use Huabei to shop, please keep a good sail key hidden credit behavior hall", at this time, Liangdou waiting for the user to accumulate more good credit history to get the right to use Huabei again.

Huabei's inclusion in credit investigation is on the agenda, and the risk control of Huabei is definitely getting stricter and stricter, and Huabei's graying is a signal.

Huabei As a personal consumption credit loan product in Alipay, it has a huge user group, many Alipay users have opened Huabei, and habitually use Huabei to pay when consuming, but recently many users said that in the process of using Huabei, the Huabei page frequently bounced and laughed out of the prompts of Huabei service upgrades, and some friends said that Huabei should not be upgraded newly, what is the reason? Can Huabei upgrade be refused?

Many young people like to use Huabei not only because Huabei can consume first and then repay, but also because Huabei is not on the credit report, and after the service upgrade, Huabei is also connected to the credit system.

In fact, Huabei has been carrying out Huabei access work as early as last year, but before Huabei only accessed credit for some users, and now it is to fully access the credit information system. If Huabei wants to go on the credit report, then it is necessary to obtain the user's authorization before the user's use can be reported to the credit system, Huabei will take the service upgrade method to obtain the user's authorization, and the user will be prompted to agree to sign the "Personal Credit Report Submission Authorization Letter" when the user is upgraded, which is a necessary step for the service upgrade, which means that after our Huabei is upgraded, it will be connected to the credit system.

Huabei has started the brand isolation work, and Huabei will become Huabei and credit purchase after upgrading, whether it is Huabei or credit purchase, it will be on the credit investigation, so some friends are unwilling to upgrade the service of oak.

At present, Huabei service upgrade is not mandatory, so if you don't want to upgrade the service, you can also refuse, the user only needs to turn off the Huabei service upgrade prompt that pops up on the page, but it should be noted that Huabei has issued an announcement that it will be fully connected to the credit information, if the user does not carry out the Huabei service upgrade operation for a long time, then it is not excluded that users who have not upgraded the service may not be able to use the Huabei function in the later stage.

The above is "Don't point to Huabei's new upgrade?" Can Huabei upgrade be refused? In fact, it is not a bad thing for Huabei to upgrade to credit, as long as everyone uses Huabei reasonably and repays on time, Huabei will not have a bad impact on credit, so please also look at Huabei's upgrade to credit information rationally.