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To apply for the establishment of a pawnbroking limited liability company, the following conditions shall be met:
1. Have a charter that complies with laws and regulations;
2. Have a minimum amount of registered capital in accordance with the provisions of these measures; (The minimum registered capital of a pawnshop is RMB 3 million, but the minimum registered capital of a pawnshop engaged in real estate mortgage pawn business is RMB 5 million.) The minimum registered capital of a pawnshop is the monetary capital paid in by the shareholders).
3. Have a business place, safety facilities and other facilities necessary for handling business that meet the requirements;
4. There are management personnel and appraisal personnel who are familiar with the pawn business;
5. Meet the national requirements for the overall planning and reasonable layout of pawnshops;
6. A person who has received criminal punishment for an intentional crime shall not contribute capital to the establishment of a pawnshop or engage in pawnbroking business activities. To establish a pawnshop limited liability company, the applicant shall submit the following materials: Establishment application report (which shall indicate the name of the institution to be established, the amount of registered capital and **, the domicile of the institution, the business scope and feasibility analysis of the proposed pawnshop); pawnshop charter; pawnshop business rules, internal management systems and safety precautions; A certificate of capital verification issued by a legally qualified capital verification agency; Curriculum vitae of the proposed legal representative and senior management; Valid documents proving the property rights or right to use the business premises that meet the requirements; Notice of Pre-approval of Enterprise Name issued by the administrative authority for industry and commerce; Other materials specified by the Ministry of Commerce of the People's Republic of China.
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See Measures for the Administration of Pawnbroking
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To open a pawnshop, the following conditions shall be met: (1) there is a charter that complies with the provisions of laws and regulations; (B) in accordance with the provisions of the minimum amount of registered capital; (3) Have business premises that meet the requirements and facilities necessary for handling business; (4) There are management personnel and appraisal personnel who are familiar with the pawn business; (5) There are two or more corporate shareholders, and the corporate shares are relatively dominant; (F) comply with the provisions of articles 9 and 10 of these measures of public security administration requirements; (7) Comply with the state's requirements for the overall planning and reasonable layout of pawnshops.
Measures of the People's Republic of China for the Administration of Pawnshops》 Article 7 An application for the establishment of a pawnshop shall meet the following conditions:
1) Have a charter that complies with the provisions of laws and regulations;
(B) in accordance with the provisions of the minimum amount of registered capital;
(3) Have business premises that meet the requirements and facilities necessary for handling business;
(4) There are management personnel and appraisal personnel who are familiar with the pawn business;
(5) There are two or more corporate shareholders, and the corporate shares are relatively dominant;
(F) comply with the provisions of articles 9 and 10 of these measures of public security administration requirements;
(7) Comply with the state's requirements for the overall planning and reasonable layout of pawnshops.
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To open a pawnshop, you need to meet the following conditions:
1. The pawnshop must have 2 corporate shares, the corporate enterprise must be established for 3 years, each with a registered capital of more than 30 million yuan, and a total turnover of more than 15 million yuan per year;
2. The minimum registered capital of the pawnshop is 3 million yuan; Engaged in real estate mortgage pawn business, with a minimum registered capital of 5 million yuan; Engaged in property rights pledge pawn business, with a minimum registered capital of 10 million yuan;
3. The minimum amount of registered capital of a pawnshop is the monetary capital paid in by the shareholders, excluding the capital contributed in kind, industrial property rights, non-patented technology and land use rights.
To establish a company, an application for establishment registration shall be made to the company registration authority in accordance with the law. If the prescribed establishment conditions are met, they shall be registered as a limited liability company or a share by the company registration authority; If it does not meet the prescribed establishment conditions, it shall not be registered as a limited liability company or a share****.
Where laws and administrative regulations stipulate that the establishment of a company must be submitted for approval, the approval formalities shall be completed in accordance with the law before the company is registered. The public may apply to the company registration authority for inquiries into the company's registration matters, and the company registration authority shall provide inquiry services.
Legal basisArticle 7 of the Company Law of the People's Republic of China.
Business License A business license shall be issued to a company by the company registration authority for a company established in accordance with the law. The date of issuance of the company's business license is the date of incorporation of the company. The company's business license shall indicate the company's name, domicile, registered capital, business scope, name of legal representative, and other matters.
If there is a change in the items recorded in the company's business license, the company shall go through the change registration in accordance with the law, and the company registration authority shall renew the business license.
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Legal analysis: To open a pawnshop, the following conditions shall be met: (1) there is a charter that complies with the provisions of laws and regulations; (B) have a hand to meet the minimum amount of registered capital specified in these measures; (3) Have business premises that meet the requirements and facilities necessary for handling business; (4) There are management personnel and appraisal personnel who are familiar with the pawn business; (5) There are two or more corporate shareholders, and the corporate shares are relatively dominant; (F) comply with the provisions of articles 9 and 10 of these measures of public security administration requirements; (7) Comply with the state's requirements for the overall planning and reasonable layout of pawnshops.
Legal basis: Article 7 of the "Measures for the Administration of Pawnshops" An application for the establishment of a stupid pawnshop shall meet the following conditions:
1) Have a charter that complies with the provisions of laws and regulations;
(B) in accordance with the provisions of the minimum amount of registered capital;
(3) Have business premises that meet the requirements and facilities necessary for handling business;
(4) There are management personnel and appraisal personnel who are familiar with the pawn business;
(5) There are two or more corporate shareholders, and the corporate shares are relatively dominant;
(F) comply with the provisions of articles 9 and 10 of these measures of public security administration requirements;
(7) Comply with the state's requirements for the overall planning and reasonable layout of pawnshops.
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According to the relevant provisions of the "Measures for the Administration of Pawnbroking" and the "Provisions on the Supervision of the Pawn Industry", combined with the current development status of the industry, in accordance with the overall requirements of scientific development, reasonable layout and strict control, in principle, the registered capital of the pawnbroking enterprise established in the city divided into districts shall not be less than 10 million yuan, and it shall be paid-in monetary capital.
In addition, the qualifications that should be met to apply for a new pawnshop are:
1) Basic conditions: There are chapters that comply with the provisions of laws and regulations; There are management personnel and appraisal personnel who are familiar with the pawn business.
2) Business premises: In principle, the business premises are the first-floor frontage houses, which are leased or allocated for a period of more than 3 years, meet the business requirements, have valid certificates of ownership or use rights, and have been approved by the local public security organs.
3) Equity structure: the shareholders of the legal person are relatively controlled, that is, the shareholding ratio of the two legal person shareholders is more than 51%, and a single natural person cannot be the controlling shareholder.
The first largest shareholder of the new pawnshop must be a corporate shareholder, and if the second largest shareholder is a natural person, the shareholding ratio of the corporate shareholder as the largest shareholder shall account for more than 1 3 of the total equity.
4) Shareholder conditions: 1There must be two or more corporate shareholders who have been established for more than 3 years and have made profits in the last 2 fiscal years.
The capital contribution of the shareholders of the legal person must be less than the difference between the current assets and the current liabilities of the shareholder enterprise, the equity investment plus the old capital contribution shall not exceed 50% of the net assets (if the total investment of the financing guarantee company does not exceed 20% of the net assets), and the net assets shall not be less than 50% of the total assets (if it is a real estate development and investment enterprise, the net assets shall not be less than 80% of the total assets).
2.Natural person shareholders are Chinese citizens over the age of 18 who have no criminal record and civil capacity residing in China.
3.The investor shall issue a letter of commitment to consciously abide by the relevant laws and regulations of the pawnbroking industry, abide by the articles of association, not engage in illegal business, and not invest in shares with other people's funds; If there is a corporate shareholder enterprise with foreign investment, it should also promise to truthfully declare the long-term equity investment; If there is a state-owned component or a listed company, a letter of commitment from the state-owned asset management department or the listed company shall also be issued.
The applicant who intends to apply for the establishment of a pawnshop shall, in accordance with the regulations, submit the application materials to the local financial regulatory department at the municipal level for preliminary examination, and if the preliminary examination is passed, it shall be transferred to the provincial local financial supervision bureau.
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