Can I still protect my life insurance at 75?

Updated on society 2024-06-14
17 answers
  1. Anonymous users2024-02-11

    Hello, I don't know what kind of life insurance you want to insure?

    Generally speaking, for people over 75 years old, the scope of commercial insurance options is relatively narrow, generally speaking, for the elderly over 75 years old, accident insurance, health insurance is a choice of insurance, you must pay attention to your age, occupation and actual protection for comprehensive consideration. You can choose some consumer-based comprehensive health insurance plans, here, we recommend the WiseElderly Care (excluding critical illness) plan, which is specifically for the elderly, providing 100,000 yuan of accidental death and disability protection, as well as reimbursement of accidental medical expenses, as well as accidental daily hospitalization allowance and intensive care daily hospitalization allowance. It is suitable for the elderly to cover against unexpected situations.

    You can refer to how to apply for commercial insurance for the elderly.

    Hope it helps.

  2. Anonymous users2024-02-10

    Or consult the insurance company you want to buy.,At this age,Generally, you can't buy it.。。。

    FYI

  3. Anonymous users2024-02-09

    Can be an insured, but not insured.

  4. Anonymous users2024-02-08

    If you are over 60 years old, you will not be insured.

  5. Anonymous users2024-02-07

    You are over the legal retirement age for social security and are no longer eligible for social security. If you have a rural hukou, you can enjoy a basic pension of 55 yuan per month without paying contributions. Are you still satisfied with my answer? If you don't understand, you can continue to ask me.

  6. Anonymous users2024-02-06

    67-year-olds are able to buy medical insurance, accident insurance and cancer insurance. 1. Medical insurance: The elderly are prone to illness, and medical insurance can reimburse the cost of seeing a doctor.

    2. Accident insurance: The elderly are inconvenient and prone to accidents, so accident insurance is necessary. 3. Cancer Insurance:

    The older you are, the higher the cancer rate, and at the age of 67, you can consider cancer insurance with a low insurance threshold and a relaxed health notice.

    In fact, the main reason is that insurance often restricts all aspects of the elderly, so there are not many insurance products for the elderly to choose from.

    The following types of insurance are generally more suitable for the elderly to buy:

    1. Medical insurance

    For the elderly, medical insurance is actually the best to have, and people are getting older, and the body is sick. It should be noted that medical insurance requires an underwriting age, if the elderly are under the age of 65 and in good health, it is recommended to choose some medical insurance with complete coverage. If the elderly are already over 65 years old, then there are not many medical insurance options to choose from, and the medical insurance coverage that can be purchased is not complete, and it is not recommended that families with a small insurance budget buy medical insurance.

    2. Accident insurance

    The old man's physique is relatively weak, and it is inevitable that he will be injured in the action of wrestling, and the elderly usually travel alone to avoid collision injuries due to slow reaction and passing vehicles. There are many accident insurance options available now, so which ones are better for the elderly? I've put together a collection of accident insurance that is worth buying, so you can take a look:

    "In 2021, the most worthwhile accident insurance for the elderly is these".

    3. Cancer Insurance:

    Under normal circumstances, it is difficult for the elderly to buy critical illness insurance, and those that are allowed to be purchased by the elderly will be relatively high and not cost-effective. In such a situation, it is actually very good to choose cancer insurance and rent it for the elderly, because the restrictions on the age and physical condition of the elderly are relatively relaxed. The elderly are prone to cancer, and the medical costs of cancer are generally very high.

    [Written at the end].

    I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

    I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

  7. Anonymous users2024-02-05

    Accidents, nothing else can be drawn.

  8. Anonymous users2024-02-04

    Pension, sickness, personal safety and the like.

  9. Anonymous users2024-02-03

    At this age, it is recommended that the elderly have exclusive accident insurance, the rare ones are not limited to social security medication, with ambulance protection, and specific private chats.

  10. Anonymous users2024-02-02

    Yes, for example.

    1. Accident insurance:

    As long as the accident insurance meets the sudden, non-disease, non-intentional, foreign, can be underwritten, for the physical health requirements are basically no requirements, many elderly accident insurance has no health notice, plus the elderly osteoporosis is severe, the legs and feet are not flexible, the phenomenon of fractures is also more common, the elderly accident insurance is the first choice for parents to buy.

    2. Cancer Insurance:

    Some cancer insurance or cancer insurance medical insurance on the market can also be protected for advanced age, after all, in the critical illness claim, cancer is the hardest hit area for serious claims, such as Teckwah Angu Life Filial Piety Treasure Cancer Insurance, the elderly up to 75 years old can also be insured, up to 85 years old, suitable for the elderly with three highs, coronary heart disease, is also a good choice.

    There is also Taiping Property Insurance's Lifetime Worry-free Cancer Prevention Medical Insurance, which can be purchased up to the age of 80, and the premium is not expensive, so you can consider it.

    3. Local inclusive medical insurance:

    Many economically prosperous cities, such as Foshan City, Guangdong, Chengdu, Sichuan, the local medical payment for the national medical care actually wants to effectively reduce, which needs to rely on commercial medical insurance, which can reduce the financial burden.

  11. Anonymous users2024-02-01

    Many types of insurance have age restrictions. It is not allowed to be purchased after a certain age. Especially overage people like this.

    Hardly any insurance company is willing to invest. Well. When you have a chance later, you can ask the salesman of the insurance company.

    If you have insurance, it doesn't mean much. In the end, it is also more difficult to settle the claim.

  12. Anonymous users2024-01-31

    You can also buy it, first of all, you can buy accident insurance for the elderly.

    Secondly, if you are located in a different city, you can also supplement the city-specific medical insurance and the exclusive cancer insurance for the elderly.

  13. Anonymous users2024-01-30

    Absolutely. First of all, the elderly are older. It is not cost-effective to buy life insurance, so you can configure some medical insurance and cancer insurance for the elderly.

  14. Anonymous users2024-01-29

    It seems that it can't, because the old man is old, and many insurance companies don't dare to take it!

  15. Anonymous users2024-01-28

    You can only buy accident insurance and cancer insurance!

  16. Anonymous users2024-01-27

    At the age of 50, you can still buy pension insurance. If there is a work unit, the supplementary payment can be made through the extinction work unit. If you do not have a work unit and you are registered in a local town, you can go to the social security center where your household registration is located to make up the payment.

    Under normal circumstances, the cost of making up the social pension bury insurance is paid in accordance with the current payment standard, if the original social security is sealed, only the supplementary payment can be made.

    Article 16 of the Social Insurance Law Individuals who participate in the basic endowment insurance and have paid contributions for 15 years or more when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay up to 10 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

  17. Anonymous users2024-01-26

    Hello! Generally, it is difficult to buy insurance for the elderly at this age, but a series of products recently launched to meet the needs of the elderly at this age, and see: Elderly Care (excluding critical illness) Plan 1, its coverage age: 61-80 years old.

    Product features: 1. You can enjoy double protection for sudden death and accident.

    2. Comprehensive protection for accidental injuries provides 200,000 yuan of accidental injury death, disability and burn protection.

    3. Provide accidental daily hospitalization allowance and accidental severe daily hospitalization allowance, accidental daily hospitalization allowance and intensive care daily hospitalization allowance for a single 30 days, and a total of 180 days in a year.

    The elderly take Shenma for the elderly.

    How do you live your old age? Elderly insurance to escort.

    The first health insurance for the elderly in China has quietly "come out".

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

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