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The number of years of social security paid by flexible employees is the same as that of in-service employees, and the pension insurance.
is a minimum of 15 years for medical insurance.
It is 25 years for men and 20 years for women, and in some areas it is 5 years on top of that.
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1. How many years do you need to pay medical insurance for flexible employees?
1. The medical insurance for flexible employees needs to be paid for 15 years. When the flexibly employed insured persons reach the statutory retirement age, the cumulative payment period of the basic medical insurance in the overall area is 30 years for men and 25 years for women, of which the actual payment period is 10 years, and the basic medical insurance premiums are no longer paid.
2. Legal provisions: Article 23 of the Social Insurance Law of the People's Republic of China.
Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state, and the individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer and other flexible employment personnel can participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.
2. Do I need to sign a labor contract for flexible employees?
1. Flexible employees also need to sign a labor contract, which can effectively safeguard the legitimate rights and interests of both the employer and the employee;
2. If a flexible employee has established a labor relationship with the employer and needs to sign a labor contract, both parties shall conclude a written labor contract within one month from the date of employment, but if the two parties have a part-time employment relationship, they can also enter into an oral contract;
3. The employer shall sign a labor contract with the employee within one month of joining the company, and if the labor contract has not been signed for more than one month but less than one year, the employee has the right to demand economic compensation of twice the salary from the employer.
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The number of years of medical insurance payment for flexible employment personnel: not less than 25-30 years for men and not less than 20-25 years for women in middle sheds. Flexible employment refers to a general term for various forms of employment that are different from the traditional mainstream employment methods based on the industrial and commercial system and the modern enterprise system in terms of working hours, income and remuneration, workplace, insurance benefits, labor relations, etc.
Flexible employment refers to laid-off unemployed persons who are engaged in various labor services such as community convenience services, housekeeping services, and door-to-door maintenance services in the form of streets, communities and other organizations. It does not include individual industrial and commercial households that have obtained business licenses and employees of private Jing Peixiang enterprises that have established labor relations.
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According to the Regulations on Basic Medical Insurance for Urban Residents and the Measures for the Administration of New Rural Cooperative Medical Care, the payment period for flexibly employed persons to participate in the basic medical insurance for urban residents or the new rural cooperative medical system depends on local policies, as follows:
1.Basic medical insurance for urban residents: Generally speaking, the number of years for flexible employees to pay basic medical insurance for urban residents is more than 1 year, but the specific requirements are based on local policies and regulations, and some places may require men to pay less than 25-30 years and women not less than 20-25 years.
2.New Rural Cooperative Medical Insurance: The number of years that flexible workers are required to pay for the new rural cooperative medical insurance also depends on local policies.
It should be noted that there may be differences in policies and regulations in different regions, and the specific payment period shall be subject to local policies. In addition, flexible employees also need to meet the relevant insurance conditions and regulations when enjoying medical insurance benefits.
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Flexible workers need to pay for medical insurance for 15 years.
When the flexible employment insured persons reach the statutory retirement age, the cumulative payment period of the basic medical insurance in the overall planning area is 30 years for men and 25 years for women, of which the actual payment period is 10 years, and the basic medical insurance premiums are no longer paid, and they enjoy the basic medical insurance treatment in accordance with the regulations. You can go through the procedures for receiving pension insurance benefits on a monthly basis according to the regulations, and to put it simply, flexible employment personnel can pay for 15 years.
[Legal basis].Social Insurance Law of the People's Republic of China
Article 23 Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the State. Article 27 Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the State, and the basic medical insurance premiums shall not be paid after retirement, and the basic medical insurance benefits shall not reach the prescribed years of the State in accordance with the provisions of the State, and the contributions may be made to the years prescribed by the State. Article 30 The following medical expenses are not included in the scope of payment of basic medical insurance**
1) It should be paid out of work-related injury insurance**;
2) It shall be borne by a third party;
3) It should be borne by public health;
4) Seeking medical treatment outside the country.
Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party. Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit.
The above is only the current information combined with my understanding of the law, please refer to it carefully!
If you still have questions about this issue, it is recommended that you organize the relevant information and communicate with a professional in detail.
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Medical insurance for flexible employees can be paid for 25 years or more. The 25th anniversary of the cumulative contribution of medical insurance for flexibly employed persons has reached the statutory retirement period for those in some areas, but reaching the statutory retirement period does not mean that they can stop paying for employee medical insurance.
Men need to reach the cumulative payment period of the 30th anniversary, so as a man, the 25th anniversary of the year does not necessarily meet the statutory retirement conditions, so it is necessary to decide whether they can handle the medical insurance retirement normally according to local regulations.
Reason: The main reason appears in the group of flexible employment, because the person who is flexibly employed is independent to bear all the payment standards in full, so relatively speaking, his economic pressure is relatively large, of course, after meeting the 25th anniversary of the cumulative payment period, he is not willing to continue to participate in medical insurance.
Of course, there is no problem with this kind of thinking, and it is okay to choose to stop paying your own employee medical insurance, of course, as long as you do not see a doctor until you retire, then it is normal to handle medical insurance retirement, which is not affected in any way.
The above content reference: Jiaozuo Human Resources - How many years do you need to pay for medical insurance for the retirement of flexible employees.
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If you want to enjoy medical insurance benefits after retirement, you need to pay 20 years of medical insurance premiums for women and 25 years of medical insurance premiums for men to enjoy the relevant medical insurance benefits.
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Can I buy medical insurance for flexible employment?
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There are two ways to express the payment of medical insurance as a flexible employee: one is resident medical insurance, and the other is employee-type medical insurance. Resident medical insurance is paid for one year and insured for one year. The cost of a year is about 300 yuan, and about 85% of hospitalization can be reimbursed.
Another type of employee medical insurance is that he has paid for about 30 years for men and about 25 years for women, and he can go through the retirement procedures for medical insurance. If the employee is hospitalized by medical insurance, about 85% of the reimbursement can be made. The cost of a year is about 3,000 yuan.
After completing the retirement procedures of employee medical insurance, this fee does not need to be paid, and only the serious illness medical insurance can be paid a year, and the current cost of this serious illness medical insurance should generally be about 200 yuan.
Therefore, the choice of what kind of payment method depends on your specific situation. What's right for you is the best. But I think that under normal circumstances, if the conditions are good, you should pay the employee medical insurance, which is still more cost-effective in the long run.
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The payment period of medical-based fire therapy insurance for flexible employees: not less than 25-30 years for males, not less than 20-25 years. Only after the payment period reaches a certain standard can we enjoy the benefits brought by medical insurance, so those who are flexibly employed need to pay the medical insurance on time.
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15 years. Flexible workers need to pay for medical insurance for 15 years. When the flexibly employed insured persons reach the statutory retirement age, the cumulative payment period of the basic medical insurance in the overall area is 30 years for men and 25 years for women, of which the actual payment period is 10 years late, and the basic medical insurance premiums will not be paid. Celery fingers.
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The rules vary from region to region, with 20 or 25 years for women and 25 or 30 years for men.
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Analysis of Fahuifan's law: the number of years of medical insurance payment for flexible employees: not less than 25-30 years for men and not less than 20-25 years.
Legal basis: "Social Insurance Law of the People's Republic of China" Article 27 Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the state, and the basic medical insurance premiums will not be paid after retirement.
China stipulates that the maximum payment period of endowment insurance is 15 years, but the minimum payment period of medical insurance is different, and there is no unified standard across the country. As a result, the payment standards are not uniform in all regions of the country, and there are many regions where the number of years of payment is different for men and women. So determine how many years you need to pay for health insurance based on where you retire.
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