At present, how many years can residents pay medical insurance to enjoy lifelong medical insurance?

China stipulates that the maximum payment period of endowment insurance is 15 years, but the minimum payment period of medical insurance is different, and there is no unified standard across the country. As a result, the payment standards are not uniform in all regions of the country, and there are many regions where the number of years of payment is different for men and women. So determine how many years you need to pay for health insurance based on where you retire.

At present, the payment of resident medical insurance is different from that of employee medical insurance, and resident medical insurance needs to be paid for life.

Medical insurance is paid for 25 to 30 years to enjoy lifelong medical insurance. For those who participate in employee medical insurance, medical insurance only needs to pay for a certain number of years, and after reaching retirement age, they do not need to continue to pay, and they can enjoy lifelong medical insurance treatment. As for the number of years that employees can enjoy lifelong medical insurance after paying for medical insurance, the number of years is different in different regions.

Judging from the actual situation, the minimum payment period for employees' medical insurance in some cities is as follows: 1. Beijing, 25 years for men and 20 years for women; 2. Shanghai, 15 years for both men and women, which is currently the province with the lowest number of years of payment in the country; 3. Xi'an, 30 years for men and 25 years for women; 4. Chongqing, 30 years for men and 25 years for women. If the deemed payment period is included, the actual payment period must reach at least 10 years.

Social Insurance Law of the People's Republic of China

Article 27.

Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the state, and the basic medical insurance premiums will not be paid after retirement, and they will enjoy the basic medical insurance treatment in accordance with the provisions of the state; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.

Summary. Hello dear! Answers to your questions:

The payment period shall not be less than 25 years for men and 20 years for women. 2. Medical insurance requirements: the insured person is over 60 years old, the woman is over 55 years old, the male payment period is not less than 25 years, and the female payment period is not less than 20 years, of which the actual payment of basic medical insurance premiums must not be less than 15 years, and you can enjoy medical insurance treatment after retirement.

If you do not meet the minimum number of years before retirement, you can make up the medical expenses for the actual number of years of payment at one time. 3. If the social security has only been paid for 15 years and the medical insurance has not been paid enough, you can only receive a pension after retirement, but you cannot be reimbursed for medical treatment. The characteristics of medical insurance have the characteristics of "low level, wide coverage", and the payment is subject to the cost that the vast majority of units and individuals can bear at a low level, and widely covers all units and employees in urban areas, and employees of different nature units can enjoy the right to basic medical insurance.

Insured persons can enjoy it for life after completing the payment period. Secondly, basic medical insurance has the characteristics of "both sides bear the burden and combine the accounts"; Based on the principle of "revenue and expenditure, balance of revenue and expenditure".

It is the Zhenjiang area of Jiangsu.

It is the medical insurance for urban residents, not the kind of medical insurance for employees or agricultural insurance.

Hello dear! According to your question, you will be answered: urban resident medical insurance must be paid for 15 years before you can enjoy it for life.

2. Medical insurance requirements: the insured person is over 60 years old, the woman is over 55 years old, the male payment period is not less than 25 years, and the female payment period is not less than 20 years, of which the actual payment of basic medical insurance premiums must not be less than 15 years, and you can enjoy medical insurance treatment after retirement. If you do not meet the minimum number of years before retirement, you can make up the medical expenses for the actual number of years of payment at one time.

3. If the social security has only been paid for 15 years and the medical insurance has not been paid enough, you can only receive a pension after retirement, but you cannot be reimbursed for medical treatment. The characteristics of medical insurance have the characteristics of "low level, wide coverage", and the payment is subject to the low level of the vast majority of the units and individuals who can bear the expenses, and widely covers all units and employees in urban areas, and employees of different types of units can enjoy the right to basic medical insurance. Insured persons can enjoy it for life after completing the payment period.

Secondly, basic medical insurance has the characteristics of "the burden of both sides and the combination of unified accounts"; Based on the principle of "revenue and expenditure, balance of revenue and expenditure".

Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China provides that those who participate in the basic old-age insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay until they have completed 15 years of regret and receive a basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Legal Analysis: Medical insurance generally requires that men pay for no less than 25 years and women for no less than 20 years to enjoy it for life. Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Legal basis: Article 23 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

How many years you have to pay for medical insurance to enjoy lifelong medical care depends on the local policy. Generally, the insured persons are over 60 years old for men and 55 years old for women, and the payment period for men is not less than 25 years, and the payment period for women is not less than 20 years, of which the actual payment of basic medical insurance premiums must be no less than 15 years, and they can enjoy medical insurance benefits after retirement. For specific policies, please consult your local social security office.

Article 27 of the Social Insurance Law of the People's Republic of China shall not pay the basic medical insurance premiums after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the State if the cumulative contributions reach the statutory retirement age for the number of years specified by the State; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.

How many years do you have to pay for medical insurance for life? Do urban and rural residents have to pay medical insurance every year? Let's take a brief look at it.

How many years do you have to pay for medical insurance for life?

Pension insurance can enjoy life after 15 years, so many people think that medical insurance also has to pay 15 years to enjoy life, as everyone knows, the payment period of medical insurance and pension insurance is very different, the details are as follows:

1. Employee medical insurance: The general employee medical insurance requirements are different from place to place, but generally require employees who have paid for more than 25 years can enjoy lifelong medical insurance in the Ming calendar, and some places require more than 20 years of payment, and the local programs are different, please refer to the standards of the local social security bureau.

2. Medical insurance for urban and rural residents: It is paid for 1 year and 1 year, and this is consumer-oriented, which must be paid all the time.

Do urban and rural residents have to pay medical insurance every year?

Yes, the medical insurance for urban and rural residents must be paid every year, it is paid for 1 year and 1 year, and the payment is relatively low, and the payment in 2021 will be about 280 yuan, but if you are hospitalized and sick, the reimbursement ratio is lower than that of the employee medical insurance.

Expand your knowledge: Medicare refers to social health insurance. The basic medical insurance** is composed of the overall plan** and the personal account, and all the medical premiums paid by the employees are remitted to the personal account; Part of the medical premiums paid by the employer for the employee are remitted to the personal account, and part of the medical premiums are remitted to the overall plan**.