Funds increase by 1 per day, how to calculate

The capital increases by 1% every day, for example: 1000 yuan increases by 1% per day, and the interest for 300 days is calculated according to compound interest: 1000 (1+1%) 300 yuan, where 300 is the meaning of 300 power, that is, the number of days.

Interest is the fee for the use of money for a certain period of time, and refers to the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital. This includes interest on deposits, loans, and interest on various bonds. Under capitalism, the source of interest is the surplus value created by wage workers.

The essence of interest is a special form of transformation of surplus value, which is part of the profit.

Every enterprise has to borrow money from the bank in the process of production and operation, and how to record the interest on the loan. Under the requirements of the new accounting standards, short-term borrowings are used as an example to record the interest on loans. For example, if an enterprise borrows from ICBC, the amount is 1 million, the time is three months, and the interest rate is 9%, how to deal with it.

There are several aspects to the specific steps: when the loan is obtained, it can be credited to the bank deposit account for the amount of 1 million, and at the same time, it can be credited to the short-term loan account for the amount of 1 million. When interest is accrued, interest can be accrued or not, and there are two aspects to the direct payment when due.

First, if the interest is not accrued, it can be included in the debit of the short-term loan when it is paid directly after maturity, with an amount of 1 million, and the debit of the financial expense account with the amount of 10,000, and the credit of the bank deposit account with the amount of 10,000. Second, if you want to accrue interest on a monthly basis, you can include the debit side of the financial expense account when the interest is withheld in the first month, the amount is 10,000, and the amount is 10,000, and the amount is 10,000 yuan, and the amount is 10,000 when the interest payable or the withholding expense account is debited, taking the first month as an example, several consecutive accounting entries are the same, when the loan interest is to be repaid at maturity, it can be included in the debit of the short-term loan account, the amount is 1 million, and the amount is 10,000, and the amount is 10,000. At the same time, the credit is credited to the bank deposit account, and the amount is 10,000.

There have to be a specific number for this. I'll give you an analogy, the landlord understands that 1000 yuan increases by 1% per day, so how much can it reach in 300 days?

If calculated by compound interest: 1000 (1+1%) 300 yuan.

where 300 means to the power of 300, which is the number of days.

Theory of diminishing marginal output. Economically, when the input of labor is constant, as the capital increases, there will be less labor allocated to each unit of capital for production, and the marginal output of capital decreases, so the above conclusion is reached. But the landlord's conclusion is inaccurate, whether the capital growth is 1%, the economic growth is less than 1%, the specific depends on the production equation, if it is cobb-douglas, the above conclusion.

Originality, hope.

The compound interest formula is fine, I really don't know how you learned it.

Compound interest calculation formula.

f=p*(1+i)n (power).

f: Compound interest terminal value.

p: Principal. i: Interest rate.

n: an integer multiple of the time the interest rate was obtained.

100,000 (1+1%) 300

Simple interest calculates an annualized rate of return of 365%, and compound interest calculates an annualized rate of return, which is a rate of return that is impossible in reality.

The base period is 2011, and it is expected that in 2012, the sensitive assets are: monetary funds + accounts receivable + inventory, that is, 300 + 900 + 1800 = 30 million yuan, and the sensitive liabilities are: accounts payable + notes payable, that is, 300 + 600 = 9 million yuan.

Sensitive assets as a percentage of sales: 3000 6000 = 50%, sensitive liabilities as a percentage of sales: 900 6000 = 15%.

1) The amount of working capital to be increased in 2012 is: Percentage of sensitive assets in the base period Percentage of sensitive liabilities in the base period in sales * Net income in the base period * Expected net revenue growth rate compared with the base period: (50%-15%) * 6000 * 25% = 5.25 million yuan.

2) The external financing that needs to be increased in 2012 is: expected to increase assets compared with the base period - increased liabilities - increased retained earnings, and the increased assets include sensitive assets 3000*25%; and non-sensitive assets, i.e. fixed assets 200 and intangible assets 100The total increase in assets was $10.5 million.

The increased liabilities are only sensitive liabilities, and the increase rate is consistent with the sales growth rate of 25%, and the increased liabilities are 900 * 25% = 2.25 million yuan. The increased retained earnings are: expected net income * net profit margin of main business * (1 - dividend support ratio), 6000 * (1 + 25%) * 10% * (1-50%) = 3.75 million yuan.

In 2012, the external financing that needs to be increased is: 1050-225-375 = 4.5 million yuan.

3) The amount of current assets in 2012, that is, the amount of sensitive assets, 30 million * yuan, the amount of liquid liabilities: 900 * million yuan, the total assets: 3750 + fixed assets 2700 = 64.5 million yuan, the total liabilities:

1125 + long-term liabilities 2700 = 38.25 million yuan, total owners' equity: total assets - total liabilities = 26.25 million yuan.

The key to the percentage of sales question is 1Changes in sensitive assets and liabilities are consistent with changes in sales, 2The total capital demand of the enterprise comes from internal (retained earnings) + external (financial liabilities and equity), and the total capital demand - retained earnings is the amount of external financing.

(1) Percentage of sales of sensitive assets = (300 + 900 + 1800) 6000 = 50 Percentage of sales of sensitive liabilities = (300 + 600) 6000 = 15

The amount of working capital that needs to be increased in 2011 = 6000 25 (50 -15) = 525 (10,000 yuan) = increased assets - increased liabilities = 750 + 200 + 100-225

825 (10,000 yuan).

In 2011, there is a need to increase the amount of funds raised externally.

825-6000 (1+25) 10 (1-50) = 450 (10,000 yuan).

Sensitive assets = sales change * (base period sensitive assets base period sales) = 6000 * 25% ((300 + 900 + 1800) 6000) = 7.5 million.

Sensitive liabilities = sales changes * (sensitive liabilities in the base period, sales in the base period) = 6000 * 25% ((300 + 600) 6000) = 2.25 million.

Working capital required = sensitive assets - sensitive liabilities = 750-225 = 5.25 million.

Increased retained earnings = 6,000 * (1 + 25%) * 10% * (1-50%) = 3.75 million.

Funds required to be raised externally = working capital required + increased non-sensitive assets - increased retained earnings = 525 + 300-375 = 4.5 million.

In 2012, the end of current assets = sensitive assets = 300 + 900 + 1800 + 750 = 37.5 million.

In 2012, the end of current liabilities = the end of sensitive liabilities = 300 + 600 + 225 = 11.25 million.

Total assets in 2012 = end of current capital + end of fixed capital = 3750 + 2700 = 64.5 million.

Total liabilities in 2012 = end of current debt + end of fixed debt = 1125 + 2700 = 38.25 million.

Total owner's equity in 2012 = 6150-3825 = 26.25 million.

Quick Ratio = Liquid Assets Current Liabilities = (Current Assets - Inventories) Current Liabilities = (3750-1800*.)

Equity Ratio = (Total Liabilities Owners' Equity) 100% = 3825 2625 =

Current asset turnover days = 365 (sales revenue average current asset balance) = 365 (7500 (((3000+3750) 2)) = 164 days.

Only 9916 eight 653 For example, if you invest 10,000 in 15 days, you will take 115,000 100 percent a day If you don't understand, you can ask the team to teach you.