Is there a handling fee for taking out Yue Bao, and does Yue Bao need a handling fee for withdrawal?

There is no handling fee for the withdrawal of Yue Bao, but it should be noted that all the money in Yue Bao may not be able to be withdrawn, because according to Alipay's regulations in 2016, if the user uses the balance of the account to transfer the Yue Bao cash, it can only be used for consumption or transferred out to the balance, but not directly transferred to the bank card, so it will not be possible to transfer part of the balance of the Yue Bao out of the bank card.

It should be noted that from the Alipay balance withdrawal to the bank card, you can enjoy a basic free withdrawal limit of 20,000 yuan for life, if the free withdrawal limit is exceeded, the excess amount will be charged a service fee according to the rate.

For example, there are 10,000 yuan in the personal Yue Bao account that cannot be directly withdrawn to the bank card, and you need to transfer it out to the Alipay balance before withdrawing it.

The transfer of Yue Bao to a bank card is free of charge.

It should be noted that from October 12, 2016, the newly transferred Yue Bao with the balance can only be used for consumption or transferred out to the balance, but cannot be directly transferred to my bank card, so there will be a situation where the amount of the Yue Bao branch cannot be transferred out to the bank card.

There is no handling fee for the withdrawal of Yue Bao, but it should be noted that all the money in Yue Bao may not be able to be withdrawn, because according to Alipay's regulations in 2016, if the user uses the balance of the account to transfer the Yue Bao cash, it can only be used for consumption or transferred out to the balance, but not directly transferred to the bank card, so it will not be possible to transfer part of the balance of the Yue Bao out of the bank card.

It should be noted that from the Alipay balance withdrawal to the bank card, you can enjoy a basic free withdrawal limit of 20,000 yuan for life, if the free withdrawal limit is exceeded, the excess amount will be charged a service fee according to the rate.

For example, there are 10,000 yuan in the personal Yue Bao account that cannot be directly withdrawn to the bank card, and you need to transfer it out to the Alipay balance before withdrawing it.

Yue Bao is a balance value-added service and current fund management service product of Ant Financial, which was launched in June 2013. Tianhong** is the ** manager of Yue Bao.

Yu'e Bao is connected to Tianhong**'s Yuebao currency**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. At present, Yu'e Bao is still the largest currency in China**.

On May 3, 2018, Yu'e Bao newly accessed the two currency ** products of Bosera and CEIBS** Company, "Bosera Cash Income Currency A" and "CEIBS Rolling Money Currency A".

Hello, whether you need to charge a handling fee for Yu'e Bao withdrawal bank card is divided into two situations. If the money in Yu'e Bao is transferred from a bank card, then there is no handling fee for Yu'e Bao's withdrawal; If the money in Yue Bao is transferred from your own balance, then, you can't withdraw cash directly to your bank card through Yue Bao, you can only transfer it to the balance before withdrawing it, and the balance has a free limit of 20,000 yuan, and more than 20,000 yuan needs to be charged.

Yue Bao is financial management. Alipay encourages users to get the bank's money into Yu'e Bao (Tianhong**), Alipay is profitable, so it can be withdrawn to users for free.

The money in the balance has no income, and the costs in and out are all upside down by Alipay, so it is changed to a cash withdrawal fee, which can save this expense.

Alipay withdrawal will also be charged: 20,000 yuan per person for free.

On the afternoon of September 12, Alipay just issued an announcement that since October 12, 2016, Alipay will charge a service fee for individual users who exceed the free amount, and individual users can enjoy a total of 20,000 yuan of basic free withdrawal quota per person. After using up the basic free credit, users can use Ant Points to redeem more free withdrawal credits.

Withdrawal refers to the transfer of funds to a bank card through a third-party payment platform. According to reports, Alipay's withdrawal involves two functions: "withdrawal to my bank card" and "transfer to other people's bank cards". According to the adjusted rules, Alipay will also charge a service fee for the part that exceeds the free quota according to the amount of cash withdrawn, and if the single service fee is less than yuan, it will be charged according to yuan.

According to the announcement, in addition to cash withdrawal, the use of Alipay for consumption, financial management, insurance purchase, mobile phone recharge, water, electricity and gas payment, **, payment of traffic fines, transfer to Alipay account using mobile phone Alipay, repayment and other services will not be affected in any way, and users can also get Ant Points while using it for free. After the free quota is used up, the Ant Points accumulated by the user can be used to redeem the free withdrawal quota. According to Alipay, the current exchange ratio is that 1 ant point can be exchanged for a free withdrawal limit of 1 yuan, and there is no upper limit.

In addition, for Yuebao, Alipay announced that the transfer of Yu'e Bao funds, including the transfer to my bank card and the balance to Alipay, will continue to be free. However, from October 12, 2016, the funds newly transferred by users from the balance to Yuebao can only be transferred back to the balance when transferred out, and cannot be directly transferred to the bank card. If users have money in their balance and are worried about being charged, it will be the best choice to transfer the money to Yue Bao now.

Alipay said in the announcement that the reason for the charge was "the rapid rise in comprehensive operating costs", and the adjustment of withdrawal rules was to alleviate some of the cost pressure.

There is no handling fee for the withdrawal of Yue Bao, but it should be noted that all the money in Yue Bao may not be able to be withdrawn, because according to Alipay's regulations in 2016, if the user uses the balance of the account to transfer the Yue Bao cash, it can only be used for consumption or transferred out to the balance, but not directly transferred to the bank card, so it will not be possible to transfer part of the balance of the Yue Bao out of the bank card.

What needs to be paid attention to is that the basic free withdrawal limit of 20,000 yuan is enjoyed from the Alipay balance withdrawal to the bank card for life, and if the free withdrawal limit is exceeded, the excess amount will be charged a service fee according to the rate.

For example, there are 10,000 yuan in the personal Yue Bao account that cannot be directly withdrawn to the bank card, and you need to transfer it out to the Alipay balance before withdrawing it.

If the argument is that someone else transferred money to you, and you don't have a withdrawal limit, you will need a handling fee for withdrawal. If your bank card deposits the money in Yue Bao, there is no handling fee for further withdrawal. Potatoes.

No, you don't. There is no charge for transferring out to a bank card on the Yue Bao page. If you transfer the balance to Alipay and then transfer it to a bank card, you need to charge a handling fee. There is no service fee for Yu'e Bao to transfer to Alipay balance.

Balance transfer bank card requires a handling fee: multiple Alipay real-name accounts under the same ID card share a basic free limit of 20,000 yuan for life (including transfer to bank card and account balance withdrawal), after exceeding the limit, the excess amount will be charged a service fee, the lowest yuan.

There is no fee for direct transfer of Yue Bao to bank card.