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If 100,000 yuan is put into Yue Bao and finally transferred to a bank card, a handling fee will be charged. And according to the charge, but individual users each person enjoy a basic free withdrawal limit of 20,000 yuan. For example, if an individual uses Yuebao for the first time, and then puts 100,000 yuan in Yuebao, then when transferring out, the basic free withdrawal limit of 20,000 yuan will be subtracted, but the other 80,000 yuan will be transferred to the bank card according to the handling fee.
That is to say, if 100,000 yuan is transferred to a bank card, a handling fee of (10,000-20,000) * yuan is charged. Because the essence of Yue Bao is the currency purchased by the user**, not the account balance. If you withdraw Yue Bao to your account balance first, and then withdraw it to your bank card, not only Alipay, but also other channels.
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Summary. According to the provisions of Yu'e Bao, each identity will share a free withdrawal limit of 20,000 yuan for life, and a handling fee will be charged for the withdrawal of part of the amount exceeding 20,000 yuan. The handling fee for withdrawing 100,000 yuan from Yu'e Bao can be divided into two calculation methods, one is that the account has a free limit of 20,000 yuan, so the handling fee for withdrawing 100,000 yuan is (10-2) yuan; The other is that the account has no free withdrawal limit, so the handling fee for withdrawing 100,000 yuan is 10 yuan.
Hello, I am a platform special financial consultant, a practicing lawyer is good at debt processing, financial loans, equity investment, insurance consulting, your question I have seen the fingers, is sorting out the answer paragraph guess, it will take about 3 minutes, please wait a while
Hello $100 processing fee.
According to the regulations of Yue Bao, each side finger shares a free withdrawal limit of 20,000 yuan for life, and a handling fee needs to be charged for the withdrawal of part of the amount exceeding 20,000 yuan. The handling fee for withdrawing 100,000 yuan from Yu'e Bao can be divided into two calculation methods, one is that the account has a free limit of 20,000 yuan, so the handling fee for withdrawing 100,000 yuan is (10-2) yuan; The other is that the account is lucky, and the account has no free withdrawal quota, so the skeeping fee for withdrawing 100,000 yuan is 10 yuan.
Thank you for the consultation, I hope I can help you.
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Whether the bank card of 100,000 yuan transferred by Alipay depends on the specific situation.
If Alipay is transferred to someone else's bank card, then 100,000 yuan does not require a handling fee. Alipay does not charge fees when we transfer money with others, and it is also very convenient.
If Alipay is transferring to your own bank card, then a handling fee will be charged. No handling fee will be charged for the total amount of less than 10,000 yuan, and a handling fee of 1/1000 will be charged for the part exceeding 10,000 yuan.
Further information: 1. Alipay will charge for two services from October 12, 2016 on transfer to bank card and account balance withdrawal, and the specific rules are as follows:
1. Individual users: multiple real-name accounts under the same ID card share a basic free quota of 20,000 yuan for life (including transfers to bank cards and account balance withdrawals), and the excess amount will be charged according to the service fee after the limit is exceeded, with the lowest yuan.
2. Enterprise users: not affected by the charging policy, the charging strategy remains unchanged.
2. Since October 12, 2016, after the withdrawal and transfer to the bank card exceeds the free limit of 20,000 (the term is lifelong), the excess amount will be charged according to the service fee, and the lower limit of the service fee is RMB, and there is no upper limit (that is, if the single service fee is less than RMB, it will be charged according to RMB).
It should be noted that the basic free limit of 20,000 yuan (the term is lifelong) refers to the total basic free quota of all accounts under the same ID card is 20,000 yuan.
Scope of Alipay charges:
1. Alipay transfer services include but are not limited to transfer payment, AA collection, and I want to collect. If a fee is incurred, Alipay will charge the creator a service fee; Payment transactions: additional handling fees will be charged and will not be deducted from the principal.
2. Receiving transactions: The handling fee is deducted from the principal.
3. Withdrawal: After the free amount is exceeded, the excess amount will be charged a service fee, the lowest yuan.
4. Payment: including but not limited to traffic fine agency (partner charges) and phone card transfer.
5. Transfer to bank card: After exceeding the free limit, the excess amount will be charged a service fee, the lowest yuan.
6. Credit card payment: including but not limited to credit card installment, credit card payment (the user uses a credit card at the seller who has not signed a credit card at **, the domain name is Tmall, the domain name is, and the seller who has not signed a credit card), credit payment (the user is on the ** network, the domain name is; Tmall, the domain name is used to pay by credit for sellers who have not signed a credit card).
7. International payment: using credit cards, debit cards, prepaid cards issued in non-Chinese mainland areas or bank accounts opened in non-Chinese mainland areas for payment, including but not limited to Hong Kong PPS, overseas credit card payment or overseas credit card express, etc.
1.Savings Card Express Bank Card: The amount that can be transferred out will vary depending on the bank, and the specific limit is subject to the display on the page. >>>More
Yue Bao. The amount displayed may not be able to be withdrawn in full, mainly depending on the channel you transfer into, if it is directly transferred through the bank card, it can be directly withdrawn to the bank card, but there are some amounts and time restrictions. If you transfer to Yue Bao through the balance, you can only withdraw to the balance and then withdraw from the balance to the bank card, but there are handling fees.
Don't worry, first of all, you have to confirm whether your money is in Yue Bao? It's best to contact customer service and ask him to check the transfer history for you. When the money arrives, it won't be all gone. Even if you invest, there should be a little left.
Jifenbao does not support withdrawal and transfer.
Jifenbao is a points service provided by Alipay, Jifenbao can be used as "money", and 100 Jifenbao can be deducted from 1 yuan. Users who make transactions at Alipay's cooperative merchants** or in Alipay**'s designated business scenarios (such as credit card repayment, public utility payment, etc.) can deduct the use of Jifenbao according to the proportion of Jifenbao to RMB at the time of payment. Users can also use Jifenbao by exchanging it for designated products and donating to public welfare projects cooperated by Alipay. >>>More
Dial**400 102 6180 After connecting, press 9 to manual. (The connection rate is very low, so be patient and call a few more times.) **The customer service said that the deposit can be refunded through the APP, and the balance can only be refunded through the **customer service. Try it a few more times.