How to adjust the repayment date of the loan? Can I change the repayment date of the borrowing?

Updated on technology 2024-06-29
18 answers
  1. Anonymous users2024-02-12

    Ants borrowThe repayment date cannot be modified.

    The repayment date is the date of the first borrowing in Ant, for example, if you borrow for the first time on May 1, then the 1st is the default repayment date after that.

    However, there are special circumstances, if the first loan is on the 29th, then the repayment date is fixed on the 25th of each month, if the first borrowing is on the 30th, the repayment date will be fixed on the 26th, and if the first borrowing is on the 31st, the subsequent repayment date will be set on the 27th.

  2. Anonymous users2024-02-11

    The repayment date of the loan is determined based on the date of the first loan and cannot be modified. However, since borrowing is a daily interest-bearing product, it supports borrowing and repaying at any time, and you can choose to repay at any time when you don't need it. Therefore, the repayment date is relatively free, and it does not matter if the repayment date is not modified.

    Ant borrowing can be borrowed and repaid at any time, there is a 12-month repayment period, and you need to repay at the specified time, but the repayment date cannot be changed, early repayment can be made, and it is free of handling fees, but some users may have handling fees.

    At present, the term of borrowing is fixed at 12 months, and if the loan is successful, it can be repaid in 12 months, and it can also be repaid in advance. From the day you borrow, check the loan contract, what is the maturity date of the last month, then this date of each month is your last repayment date, you must deposit enough funds in advance on or before this day, otherwise missing the repayment date will not only calculate the late fee but also affect your personal credit.

    Borrowing is on the credit report, but as long as you borrow normally and then repay the loan on time, it has no impact. However, once you are overdue in the borrowing, then there will definitely be an overdue record in the credit report, which will have a negative impact on the credit report. Moreover, Sesame Credit will also have a significant decline, affecting the use of Huabei and other related credit businesses.

    In addition, if you only open the borrowing function and do not apply for a loan, it will not be recorded in the credit report.

  3. Anonymous users2024-02-10

    The repayment date of Ant Loan cannot be changed and is fixed. If you want to know your repayment date, you can follow the process below to check it out:

    1.Find the borrower on Alipay and open it;

    2.Click Repayments in the top right corner;

    3.After entering the repayment page, click on the loan history;

    4.Then you can click on the loan in the list to see the loan term, and you can also find the prepayment in this interface.

  4. Anonymous users2024-02-09

    The repayment date of the loan cannot be modified, and the date of the user's first loan will become the date of subsequent repayment. For example, if the first loan date is April 1, no matter when you apply for a loan after that, the repayment date will be the 1st. Since borrowing is a product that supports daily repayment, the repayment date does not affect the user's repayment.

    Moreover, the borrower can also repay in advance, and the early repayment is not affected by the repayment date, and the user can choose the early repayment operation at any time period.

  5. Anonymous users2024-02-08

    Generally, no. The repayment date of the loan is determined by the date of the user's first borrowing, that is, the day when the borrowed funds are released to the account is the corresponding repayment date of each month, and the repayment date is the date of the last repayment.

    For example, the repayment date of the borrowing is the 9th of each month, so at any time before the 9th, you can take the initiative to repay the loan in advance.

    The interest on early repayment is charged on a daily basis, for example, the daily interest rate is, choose to borrow 10,000 yuan for 3 months, but the actual borrowing is repaid in advance after 20 days, interest = 10,000 * yuan.

    2. Other instructions for the adjustment of the repayment date of the loan

    1. If there is an entry of "Modify Repayment Date" on the borrowing page, you can try to adjust it, because the system may be gradually opening the repayment date adjustment function, and whether the adjustment can be successful or not is subject to the page display.

    2. The repayment date of the loan cannot be canceled after the adjustment, and the repayment date can only be adjusted once every 365 days, and the interval between the last adjustment date and the last adjustment date needs to be 365 days.

    3. If the borrower is currently in arrears, the repayment date cannot be adjusted, and the repayment date will be adjusted after the repayment is repaid, and the interest will be recalculated according to the change in the use time of the loan amount, and the interest will be calculated on a daily basis, and one more day will be counted as one day.

  6. Anonymous users2024-02-07

    The repayment date of Ant Loan cannot be changed, and it needs to be repaid at the specified time, and it can be repaid in advanceAnt borrowing has a 12-month repayment period, from the day you start to borrow successfully, you can repay in advance, if not in advance, then after 10 noon on the deduction date to start irregular deduction, to 6 p.m. if the deduction is not successful, it will be overdue, so remember to save enough balance or repay in advance the day before the repayment date.

    In fact, the repayment date of Ant borrowing is not uniform, and it needs to be calculated according to the repayment date of the first personal loan, if the time of everyone's first borrowing is the 10th of the month, then the repayment date of the borrowing is the 10th of each month.

    If the time of the first loan is between the 29th and 31st of each month, then the repayment date on the 29th will be fixed on the 25th of each month, the 30th repayment date will be fixed on the 26th of each month, and the 31st repayment date will be fixed on the 27th of each month.

    Step 1: Alipay wallet is upgraded to the latest versionand then use the login to the Alipay wallet. Note that it must be the latest version! Otherwise, this feature may not be available.

    Step 2: Wealth is here, you can see borrowing, which is a tool for borrowing money. When you see this, you may be able to borrow money. If not, it may be that your credit value is not enough.

    Step 3: Click to enter to see the opening prompt, click to experience it immediately. In this way, you will begin to experience the function of Alipay borrowing.

    The repayment date of the ant loan cannot be changed, which everyone must know, and when using the loan, you must repay the loan on time and do not overdue, because overdue will definitely affect the next use!

  7. Anonymous users2024-02-06

    .The repayment date of the borrower can only be adjusted when you borrow for the first time, and it cannot be adjusted for subsequent borrowings. Click Borrow on the Alipay homepage.

    2.On the Borrow page, click to borrow money. 3.

    On the loan page, you can see that the repayment time is fixed and cannot be adjusted.

  8. Anonymous users2024-02-05

    The repayment date of the loan cannot be changed, and the date displayed in the Alipay-My-Borrow-Go Repayment Period Repayment column is the repayment date of the loan.

    Under normal circumstances, the repayment date of the loan is the date of your first loan, and the repayment date is the date of the first application, which cannot be changed temporarily.

    The specific repayment date is subject to the contract and page display, and early repayment can be made according to the actual situation.

  9. Anonymous users2024-02-04

    No, it cannot be modified. Borrow.

    The repayment date is fixed according to the time of the first borrowing, and cannot be modified for the time being. You can check the repayment date on the borrowing or [Go to Repayment] page. Generally speaking, if the first payment is applied for on the 10th, the repayment date will be the 10th; If the first loan occurs on the 29th and 31st of each month, the repayment date on the 29th is fixed on the 25th of each month, the 30th repayment date is fixed on the 26th of each month, and the 31st repayment date is fixed on the 27th of each month.

    Further information: If the disbursement date is less than 15 days from the latest repayment date, it will be postponed to the next repayment date as the first repayment date. The details are subject to the display on the borrowing page. Among the reliable big brands on the market, in addition to borrowing, Du Xiaoman Finance.

    It is also a good choice to spend money. If you have money to spend, the application is simple, the loan is fast, and the borrowing and repayment are erected, and users can take the initiative to apply. The interest fee of the money is transparent, the big brand is more reliable, the interest rate is low, the daily interest rate is as low as (subject to the display on the loan page of the money flower app), the interest rate of borrowing 10,000 yuan is as low as 2 yuan a day, and the maximum amount of borrowing is 200,000 yuan, which can meet the needs of most borrowers.

    Relative to borrowing, Huabei.

    It is more convenient, because there are many Huabei users who are eligible to modify the repayment date, although the repayment date of most Huabei users is the 9th or 10th, but there are also some users who are eligible to modify the repayment date of Huabei and can easily modify it according to their own time. Moreover, Huabei also has a half-month grace period for repayment, which means that Huabei will be overdue for half a month, and the user's personal credit will be reported.

    There will be no adverse effects, only the impact will be on the individual's sesame credit.

    Whether it is Huabei or borrowing, it is a manifestation of personal credit, in order to accumulate their own credit, everyone should also repay in time, and do not cause personal credit stains because of overdue repayment. Don't get a personal sesame credit score because it's overdue.

    The most likely impact is that the reduction of the personal Huabei quota and the borrowing amount, if the situation is serious, the quota will also be directly frozen, and all the arrears must be repaid within the specified time, and the economic pressure is still very great.

    Operating environment: vivos6

    Alipay:

  10. Anonymous users2024-02-03

    The repayment date cannot be modified

    Since borrowing is a daily interest-bearing product, it supports borrowing and repaying at any time, and you can choose to repay at any time if you don't need it. Therefore, the repayment date is relatively free, and it does not matter if the repayment date is not modified.

  11. Anonymous users2024-02-02

    At present, the repayment date of the loan cannot be modified, and it is recommended that you repay the loan on time.

    The date of repayment of the loan

    Generally, it is determined according to the application date of the individual's first loan, and subsequent loans are repaid on schedule on that date. The specific repayment date is subject to the contract and the page display. However, you can make early repayments according to the actual situation.

    Generally speaking, if you borrow for the first time on the 8th, then your repayment date is the 8th of each month; If the first payment is made on the 10th, the repayment date is the 10th; Borrow for the first time on the 29-31st of each month, if your first borrowing is on the 29th-31st of the month; Then the 29th repayment date is fixed on the 1st of each month, the 30th repayment date is fixed on the 2nd of each month, and the 31st repayment date is fixed on the 3rd of each month. At the same time, if the first loan date is less than 15 days from the latest repayment date, it will be postponed to the next repayment date as the first repayment date.

    Borrowing repayment inquiry

    Check the specific repayment date: Log in to Alipay, click [My] - [Borrow], click [Repayment] to enter the repayment page, and the date displayed in the [Scheduled Repayment] column is the repayment date of the loan.

    Repayment before 24 o'clock on the day of borrowing is a normal repayment time and will not affect credit.

  12. Anonymous users2024-02-01

    The repayment date of the loan cannot be modified, but you can choose to repay in advance, so that your repayment date will naturally be advanced after paying off. The repayment date of Ant Loan is the date of your first loan, and the repayment date = the date of first application, which cannot be changed. If the loan is overdue, it will incur overdue interest and affect personal reputation.

  13. Anonymous users2024-01-31

    The repayment date of the borrower is determined according to the date of the user's first borrowing, and since the user's borrowing date is fixed, the repayment date cannot be changed. However, borrowing is a loan product with daily interest, so users can also choose to repay in advance, and the repayment time is relatively free.

  14. Anonymous users2024-01-30

    If it cannot be changed, the repayment date of the loan is determined according to the date of the first borrowing, and the repayment date cannot be modified because the date of the first borrowing is fixed.

  15. Anonymous users2024-01-29

    No, the repayment date of Ant Borrowing is the date of your first loan.

    Repayment date = first application date, which cannot be changed.

  16. Anonymous users2024-01-28

    The repayment date of the loan should not be modified, right, but if you use Huabei for a long time, it will have a postponement function, is Huabei the 10th of each month? Now there are many users who use it for a long time, that is, to push it to the 20th of each month to return the flower at the latest? When you borrow money, for example, if you borrow for a month or a year, you must repay it at that time, otherwise there will be a delay.

  17. Anonymous users2024-01-27

    Hello friend, it is not okay to be vigilant, it is time to change the date. But if you don't repay it on the date of repayment, he will calculate the interest on a daily basis, and the interest may be a little higher. It is impossible to change the date of the credit card.

  18. Anonymous users2024-01-26

    The repayment date of the loan cannot be changed.

    The repayment date of the loan is determined based on the date of the first borrowing, and the repayment date cannot be modified as the date of the first borrowing is fixed.

    Borrowing is a loan product with daily interest, which supports borrowing and repaying at any time, early repayment, and the repayment date is free, and there is no need to change the repayment date.

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