The Internet industry and the financial industry, the same salary, where do you go?

If it was before, I would tell you what major you studied in college, and you went to whichever line of work; If it is now, I will tell you that you have to ask yourself, the Internet industry or the financial industry, which one do you prefer, and choose according to your interests. <>

If it were me, I would choose the Internet finance industry. The Internet finance industry is one of the industries in the Internet, and it has only flourished in recent years. There are many representative works, if you are interested, you may wish to find out the information yourself.

How to choose the right industry for you?

Choosing an industry is like choosing a husband, in a good industry, even if you are at the end, it will run faster than the average person. Because the value of the whole industry is here, the company's income is good, a pay and a harvest, the company will not treat everyone too badly.

WhileIn a stable industry, or a sunset industry, no matter how fast and high you run, you can only reach the end level <>of a good industry

Look at the development form of the industry。The financial industry is an old traditional high-income industry, and the Internet industry, although it has started for decades, is far from half the long history of the financial industry. The high income of Internet practitioners is also a trend that has only occurred in recent years.

Both industries have developed well in recent years. If the starting salary is the same, then you should pay more attention to the future development platform.

Personal development platform

With a good platform, you can not only get a high income, but also accumulate contacts in a high income, paving the way for future resignation or job transfer. I have a friend who used to be a loan officer at a bank and has more than 10 years of experience in this industry. Now, turn around and open a farmhouse, live a good life, and envy others.

When choosing an industry, we not only need to look at the current salary, but also pay attention to the development prospects of this industry and this platform.

When I choose an employment unit in these two industries, I will work in the familiar Internet industry

If I say that I have to face this problem, which one to choose between the Internet industry and the financial industry, I will choose to work in the Internet industry, and continue to make progress and develop in this industry.

First of all, for the Internet, the times are developing, this society is more and more inseparable from the Internet, more and more dependent on the Internet, the Internet industry is a relatively new industry at present, will be more popular, the choice of this industry is in line with the law of economic and social development. And in our lives, all aspects can be linked to the Internet, so as to bring more convenience and intelligence to people, it can be seen that the demand for positions in this industry will expand day by day, there is a lot of room for development, the scope of the Internet will be very wide, work in this industry will learn more knowledge and skills, to enrich themselves, so as to continue to rise, this industry will accumulate their own over time can also be enriched, there will be wireless rise possibility, as long as they have enough skills, The career will be long, and the working environment is also the most advanced life, which is very superior.

Compared with the financial industry, it will be easy to be affected by the business and market cycle, the risk coefficient will be greater than that of the Internet industry, there is no relative innovation of Internet companies, and the finance is more conservative, and the industry will often face a dilemma between morality and interests, and the work will be relatively boring. And the financial industry has been there since a long time, the market is relatively saturated, although the development space will be very objective, but it will be more difficult, I want to compare, I will choose to engage in the Internet industry more, to better improve and develop myself.

Internet finance jobs are easy to find. Looking for a job mainly depends on how much professional knowledge you have, and more importantly, it depends on your ability to use knowledge, which is determined by your personal ability.

At the beginning, graduates are mainly exposed to customer service representatives, sales, marketing specialists, investment and financial consultants, and later will be promoted to financial product managers, data analysts, product operation managers, customer service supervisors, risk managers, etc.

Nowadays, traditional financial institutions can no longer fully meet the needs of many enterprises, and under the huge impetus of Internet technology, the new Internet financial model represented by third-party payment, P2P network loan platform and crowdfunding has developed rapidly, so the demand for compound talents has increased sharply.

It is required not only to understand the Internet, but also to understand finance, and the traditional financial industry talent supply is booming, the emerging Internet financial industry talent supply can not meet the needs of enterprises, so the Internet finance major came into being.

Current situation of Internet finance in China:

The reform of China's financial sector is a major event of global attention, especially the liberalization of interest rates, exchange rates, and financial control. Every major institutional change in the world's major economies is often accompanied by major financial innovations.

China's financial reform coincides with the rise of the Internet finance trend, driven by the traditional financial sector and Internet finance, China's financial efficiency, transaction structure, and even the overall financial architecture will undergo profound changes.

Internet finance is good for employment.

First of all, there are many employment directions after graduating from the Internet finance major, such as Internet financial customer service, Internet wealth management product sales or the traditional financial industry.

Since 2019, P2P has been strictly controlled, resulting in a heavy blow to the financial sector of the Internet, and the once crazy growth trend has a downward trend. However, Internet financial management, Internet banking, Internet insurance, and Internet ** still exist. Judging from the current situation, the high-income and high-treatment positions in the industry are mainly in large Internet companies, which have business sectors related to Internet finance; In the traditional financial industry, they will not become obsolete in the short term.

Internet finance is an emerging field that combines the traditional financial industry with the spirit of the Internet. Broadly speaking, all financial formats with the spirit of the Internet are collectively referred to as Internet finance. From the following models, including but not limited to third-party payment, sales of wealth management products, credit evaluation review, financial intermediation, financial e-commerce, etc.

Introduction to Internet Finance:

As one of the important components of the development of the real economy, Internet finance will solve the problem of information and credit problems through its own integrated big data analysis, and will be more effective and improve the problems and pressures existing in honest entities in the future, and as an audience group, small and medium-sized enterprises and individual entrepreneurs will inevitably get more targeted quality services, and Internet finance will also promote the steady improvement of the real economy.

With China's inclusion of Internet finance in the "13th Five-Year Plan" and development direction, the Internet financial system will bring more effective support to the new economy industry. The future development prospects of Internet finance will bring more significant energy to the national and even international economy, Internet finance is quietly changing this era, integrated into all aspects, in the near future through deeper excavation, Internet finance is still the focus of attention in the field of economy and life.

——Analysis of the market status and development trend of China's fintech industry in 2023 The traditional financial model has entered the development of new business formats

Major listed companies in the industry:Hang Seng Electronics(; China Information (; Yusys Technologies(; Xinyada (etc.)

existing problems in China's financial system; China Fintech Product Certification Catalogue (No.

1st and 2nd batches) product type; The extent to which fintech and digitalization are being applied in China's financial industry.

Fintech can effectively solve the problems of traditional finance

Compared with many developed countries, China's financial system has problems such as weak foundation and late start. The specific questions are as follows:

From the perspective of the role of financial technology, the development of the financial technology industry can help the financial industry to better provide services for small and medium-sized enterprises, because it can use digital technology to overcome the difficulties in customer acquisition and risk control. In addition to this, the customer's activities on the platform, including events, socializing, shopping, payments, etc., leave a digital footprint. The platform uses the big data accumulated from the digital footprint to conduct credit risk assessment to determine the probability of default of the borrower.

Fintech products are based on traditional finance

As of March 2023, China's fintech products mainly include client software, security chips, security carriers, embedded application software, bank card automated teller machine (ATM) terminals, payment point-of-sale (POS) terminals, mobile terminal trusted execution environment (TEE), trusted application (TA), barcode payment acceptance terminals (including code display equipment and code scanning equipment), voiceprint recognition systems, cloud computing platforms, blockchain technology products, There are 14 sub-products such as commercial bank application programming interface products and multi-party secure computing financial application products.

The banking industry is accelerating the application of fintech in the industry

Due to the many benefits that fintech can bring to traditional financial institutions, major financial institutions are currently in the stage of accelerating the layout of fintech. From the perspective of the layout of traditional financial institutions in the fintech industry, the digitalization process of the banking industry is accelerating. According to the data of the China Banking and Insurance Regulatory Commission, the total amount of technology investment of the six major banks in 2022 will exceed 100 billion, and the total investment amount will increase year by year.

In addition, the asset management and insurance industries are also accelerating the pace of the layout of the fintech industry. According to the comprehensive scores of the surveyed companies in the 2021 China Fintech Chief Insight Report, the banking industry has the highest average score in terms of the degree of application of fintech and the progress of digital transformation, followed by the asset management and insurance industries.

Note: The scoring range is 1-5 points; Other subdivisions include, wealth management, insurance asset management, etc.

A new form of financial technology

The birth of a new model under the development of the financial technology industry is giving birth to a new form of business, which allows consumers to get more payment options and financial wealth management products, and for the industry, it makes the traditional financial model enter a new business format

As far as the omission is concerned, the Internet finance industry is still good.

1. The state is vigorously developing the Internet economy and advocating the Internet.

2. Now the real economy countries are also vigorously advocating, and some trends in the future are the real economy plus the Internet economy, and the two develop together and coexist with each other. The Internet economy needs the support of the real economy, and the real economy also needs the Internet to publicize or spread.

3. The Internet finance industry coexists with the Internet, so as long as the Internet economy will not decline, then this industry has always had the potential for development.

Which is more promising, the Internet industry or the financial industry? I think the Internet industry should be more promising at the moment. Because the fiber cherry blossom is a mutual destruction cluster, the networking industry needs a large demand for talents.

At present, the number of talents in the domestic Internet industry cannot meet the demand, so Xianzhou is in short supply.

And the financial industry. Although promising. But.

What our country needs now is. Preference for high-end talents. And high-end talents.

The demand is not very high. And talent in this area. It's not much, but it's still there.

There are more low-end talents. So. The Internet industry is more promising.