Is insurance really reliable?

Updated on Financial 2024-07-18
4 answers
  1. Anonymous users2024-02-13

    Insurance claims are certainly true, and there is no doubt that the insurance company is acting in accordance with the contract from start to finish。Many netizens complained on the Internet that the insurance they bought only had two non-compensation, and this would not be compensated for that or not. In fact, the voice on the Internet has never stopped on the issue of insurance company claims, is the insurance company's claim reliable?

    The answer is yes.

    As long as the insured applies to the insurance company normally within the scope of the claim, the insurance company will usually settle the claim in accordance with the contents agreed in the contract. For example, Mr. Wang bought himself a critical illness insurance.

    When he was diagnosed with a critical illness and went to the insurance company to settle a claim, the insurance company found that Mr. Wang's statement was indeed true, and they quickly sent the money to Mr. Wang through finance.

    If Mr. Wang buys a wealth management insurance for himself, when he is diagnosed with a critical illness.

    After that, I wanted to find an insurance company to settle a claim, but the question was that the insurance purchased by Mr. Wang did not include the reimbursement of the disease at all, so could Mr. Wang get a claim from the insurance company? Of course it is impossible. In the face of the complaints of some netizens, the insurance company is also bitter and unable to speak.

    Therefore, the insurance company's claims are never reliable or unreliable, after all, they deal with the problem according to the provisions of the contract.

    The question is whether the insured himself has figured out the conditions for compensation and the deductible clause, if he does meet the conditions for compensation, but is rejected by the insurance company, he can go to court with the insurer through litigation. In fact, most insurance companies will not go to this point with the policyholder, after all, more is better than less. What's more, insurance companies are all owned by the CIRC.

    The establishment of supervision and approval needs to be carried out in strict accordance with the regulations, and it is impossible to make such a deceptive behavior. Therefore, when you buy insurance, you must read the insurance contract clearly, and don't complain that the insurance company is unreliable because you have bought the wrong insurance.

  2. Anonymous users2024-02-12

    Insurance claims are really reliable, but when you choose to buy insurance, you must go to a regular insurance company to buy, and when signing the insurance regulations, you must carefully read each insurance policy.

  3. Anonymous users2024-02-11

    It is still relatively reliable, so at this time, you must choose a particularly good insurance company, and then you must choose a relatively large claim amount when buying insurance.

  4. Anonymous users2024-02-10

    It is particularly reliable, and now many people will buy insurance, because the insurance claim speed is really fast, and the amount of claims is also large.

Related questions
17 answers2024-07-18

It is reliable to buy insurance online. As long as the company has a brokerage license issued by the China Banking and Insurance Regulatory Commission, the products sold are strictly reviewed, and you can buy with confidence. In addition, online insurance will be faster and safer, because the information can be submitted online, and the third party will also have a special person to assist in the claim, objectively and neutrally safeguarding the rights and interests of customers.

14 answers2024-07-18

At present, its latest solvency information shows that in the first quarter of 2020, the core solvency adequacy ratio and comprehensive solvency adequacy ratio of Huaxia Life Insurance Company are in line with the regulations of the China Banking and Insurance Regulatory Commission, and the compensation capacity is there. Regarding insurance claims, I suggest you take a look at this article: What are the general claims materials? >>>More

8 answers2024-07-18

Everything is expensive to insist, but before doing it, you must first understand what micro-business, such as before recruiting micro-business in the 5th season, there will be courses to explain micro-business from time to time, and you can do it if you don't know anything, and the focus is still to persevere.

12 answers2024-07-18

Introduction: With the progress of the times, more and more people are aware of the importance of insurance, so they have purchased insurance one after another, in order to protect themselves when unexpected things happen. <> >>>More

34 answers2024-07-18

I signed a contract with Yu Duoduo apartment on November 28, 18, and the room was withdrawn around November 25, 19, and the housekeeper could not be contacted when checking out, at that time, the WeChat of the apartment management office said that the deposit was in about 10 days, and the bank card I took on the 28th, as of December 24th, it has not arrived, and the contract has been returned to them, and I don't know if I will return the deposit, 1600 rent deposit + 200 utility deposit. When I lived, I felt that the service was very poor, and I wanted their apartment management office to help deal with some problems can not be handled, that is, the rent and water and electricity bills are very positive, the rent is paid 7 days in advance every month, and the contract is written to delay 7 days without paying the forced water and electricity, and the door password will be changed, the quality of the house is so poor that I can't say, those putty, a touch will fall, but also drunk, tofu slag project comes, the overall experience is very poor, I will not live in the second place after living once.