Set the annual income to 15, and invest 1,000 yuan per month for 20 consecutive years.

There is no need to calculate, ** regular investment will not produce compound interest, and it can be debunked in one sentence. **Not every year**, so it is specified that there is a loss and a profit, and it is easy to say that it is profitable, but what about the loss? Where does compound interest come from?

To put it mildly, if you are unfortunate enough to have poor performance, you may be doomed to lose money after 20 years of regular investment. You must know that the first time in the country is 05 years to put forward, 07 years to slightly popular, 08 09 years of the market repeatedly, ** company for marketing needs to play the card of regular investment. Regular investment is a strategy, not a calculation of compound interest.

If it's that simple then everyone is making money, don't you say?

Through the performance of China's ** over the years, 10 years of zero gains, the expansion of new stocks, and the liquidation of rat warehouses, it is not difficult to find that the current Chinese market has been in a speculative and impetuous market, and as a financial management company, they are also only responsible for charging subscription fees and management fees, regardless of the performance, and **investment target** has zero increase in the past 10 years, obviously, if it is a long-term investment, such as 10 years, 20 years, or 5 years, 2 years, are those ** companies, There is also the big fool of the bank, they want management fees, subscription fees, custody fees, and the zero increase in the past 10 years has nothing to do with them! In the end, the payment is the majority of the people, all of them are not worth investing in for a long time, especially in an investment in China, for the first time, we also have to operate in the band, otherwise, the rise will fall back, and then go back, and in the end, the first will not make money! Swing operation is the most effective operation in the Chinese market, and all regular investment, long-term investment, and value investment are unrealistic in the Chinese market!

It's a big flicker of banks, brokers, and ** companies, a kind of fishing technique! It does not conform to the character of the Chinese and the speculative market of China! At present, the point is already quite low, you can buy Huaxia advantage growth**, CSI 500 Index**, Harvest 300**, band operation, **to a certain point after selling, and then low!

Generally, a cycle of 3 years! I wish you all success in your investment!

A fixed investment of 1,000 yuan per month for 10 years, with an annual rate of return of 10%, assuming an average monthly return of 10% 12.

Final value = fv(10% 12,10*12,-1000,0,1)=

In a decade, it may become a bear market again, unless you invest in fixed income, but the returns will not be so high.

Solution: P - principal, also known as the opening amount or present value;

i——Interest rate, which refers to the ratio of interest to principal;

i—interest;

f - the sum of principal and interest, also known as the sum of principal and interest or final value;

n – the number of periods for which interest is calculated.

Interest rate (i) is usually given as an annual interest rate, a monthly interest rate, and a daily interest rate should be converted;

Monthly Interest Rate = Annual Interest Rate 12 (months).

Daily Interest Rate = Annual Interest Rate 360 (days) = Monthly Interest Rate 30 (days) Interest = Principal * Interest Rate * Number of Interest-bearing Periods.

i = p * i * n

f = p + p * i * n = p * 1 + i * n）

Simple Interest Terminal Value (Sum of Principal and Interest) = Principal + Interest = Principal * 1 + Interest Rate * Number of Interest-bearing Periods).

Interest = 1000 * 360 * 181 = Sum of principal and interest = 1000 + = Yuan.

Answer: The final principal plus income is yuan.

Summary. Hello, I'm glad to answer for you, 10,000 annualized rate of return 20, that is to say, a year's income is 20%, converted into a monthly income is: 20% 12=, which is equivalent to the monthly interest rate, that is, people say that the interest is one point six percent seven.

The annualized interest rate of 20% of 10,000 yuan, calculated according to this interest rate, the annual income of 10,000 yuan is 10,000 * 20% = 2,000 yuan, and the monthly income is about yuan.

Now invest 10,000 yuan, the annual investment rate of return is 20%, what is the final value after 30 years? Financial function calculations.

Hello, I'm glad to answer for you, 10,000 annualized rate of return 20, that is to say, a year's income is 20%, converted into a monthly income is: 20% 12=, which is equivalent to the monthly interest rate, and the ear is the interest that people say daily is one point six percent seven. The annualized interest rate of 20% of Tongsui 10,000 yuan is absolutely unreinforced, and according to this interest rate, the annual income of 10,000 yuan is 10,000 * 20% = 2,000 yuan, and the monthly income is about yuan.

For example, calculated according to simple interest, that is, the annual principal is 10,000 yuan, then the 20% rate of return, after 30 years, should be 10,000 yuan * 20 30% = 60,000 yuan interest shed. Calculated on the basis of compound interest, it means that the interest and principal are automatically rolled over every year.

Interest is calculated on the basis of a lump sum deposit.

158,400 yuan.

Principal = 500 * 20 * 12 = 120,000 yuan.

**, in English is fund, in a broad sense, it refers to a certain amount of money set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills.

From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use. We refer to **investment** mainly.

It is uncertain which of the earliest hedges** will be. During the great bull market in the United States in the 20s of the 20th century, there were countless such investment vehicles specifically for the wealthy. The most famous of these is the Graham-Newman Partnership**, founded by Benjamin Graham and Jerry Newman.

In a 2006 letter to the Museum of American Finance, Warren Buffett declared that the Graham-Newman Partnership of the 20'20s was the earliest hedge he knew, but that others may have appeared earlier.

If you invest 500 yuan per month and the annualized rate of return is 12%, it is a compound interest income yield that will be very high.

Little A: (60-25 years old) Invest for 35 years at the age of 60.

Small B: (20 30 years old) the first 10 years of accumulation; Save this amount for 30 years and eventually have a dollar.

In the case of a monthly fixed investment of 1,000 yuan, an annualized rate of return of 15%, and a fixed investment period of 10 years, the final return can be calculated using the following formula:

fv = pmt × 1 + r)^n - 1) /r)

Among them, FV represents the final return, PMT represents the monthly fixed investment amount, and R represents the annualized rate of return (which needs to be converted to a monthly rate of return, that is, 15% 12 = , n represents the number of regular investment periods (i.e., 10 years, 12 months, years = 120 months).

Substituting the numerical values is calculated:

fv = 1000 1 + 1) 277, yuan.

Therefore,The final income is about 277, yuan. It should be noted that this is only a theoretical calculation, and the actual income will be affected by market fluctuations, investment risks and other factors.

Compared with a one-time investment, regular investment has the following benefits:

Diversify risk. Regular investment can diversify funds to different points in time, which can avoid market fluctuations and risks that may be encountered during one-time investment, and reduce investment risks.

Average cost. Since the regular investment is carried out in different markets**, the average cost of investment can be reduced through regular investment, avoiding the peak period that a one-time investment may encounter.

Long-term gains. Regular investment is a long-term investment strategy that allows investors to hold for a long time and obtain higher returns. Historically, long-term regular investments have typically yielded higher returns than one-time investments.

Discipline. Regular investment needs to be made within a specified time, which can help investors develop good investment habits and discipline, and avoid emotional investment and blindly following the trend.

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Calculate the final value of the annuity.

Annual interest rate = 14%, monthly interest rate = ; Total number of months = 180 formula] Annuity final value = annuity * [(1 + monthly interest rate) Total number of months -1] Monthly interest rate annuity source final value = 500 * [(1+ -1].

Annuity terminal value = 302, yuan.

Results:

The final value of the annuity is 302,yuan. That is, this pure smile "fixed investment" can get principal and interest and 302 yuan after 15 years.